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Setting Financial Goals: Make Them Smart and Simple

Prairie Eco-Thrifter

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. Setting financial goals is an important part of planning to achieve financial security and have enough money in your retirement years to live the way you want. That’s because it’s so important!

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

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A Sweeter Way to Cook Your Budget

Prairie Eco-Thrifter

I like to bake cookies, and I like to budget. I treated the baking process like it was an end in itself and not a tool to get what I wanted. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. So, how do you manage your finances?

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Do I Need a Financial Advisor? When it’s worth it

Savings Corner

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost.

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You CAN Choose Wealth

Prairie Eco-Thrifter

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well. Educate yourself and your family in personal finance concepts. Get your family on board.

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Jen & Her Husband Paid off $212,000 in Debt & Medical Expenses in 48 Months

Family Balance Sheet

When this happened we not only were devastated emotionally, but would end up going to have our finances basically implode a few weeks after this. Dave Ramsey’s FPU (Financial Peace University). I wanted to take all the fun out of life and nagged him constantly about the budget. I do the overall budget and daily tracking.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Baby furniture, BBQ pits, tools, guns… EVERYTHING. We tried our best to stretch the food budget. If married, who initiated the debt free goal? We do a monthly budget. Where are you from?

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