Prairie Eco-Thrifter

AUGUST 11, 2014

One the inevitable things that we spoke about during our session was finances. Our finances are not currently combined, but since we became engaged, we have been taking small steps toward at least partial pooling of our money. Another point that our counsellor brought up was that allowances can get you on the same page.

Finance 174

Finance Budgeting Budget Money 174

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

AUGUST 8, 2012

Many financial gurus extoll the virtues of giving, and even indicate that giving is part of successful finances. Conscious Spending as You Attempt to Budget According to Your Values One of the most important things you can do for your finances is to budget according to your values. What are your priorities?

Finance 188

Finance Giving Donation Taxes 188

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Bob from Christian Finances asks Is it time to go on a cash diet?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

SEPTEMBER 21, 2015

I was reminded that even though August 2013 was a scary time, I learned some valuable lessons and proved to myself that I can make positive changes with regards to my family’s finances. 5 Lessons Learned When Our Finances Went Awry. Do NOT put your head in the sand. Instead, take a deep breath and assess the situation.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

OCTOBER 6, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Only you (and your spouse) can identify what’s important for your finances. S – specific.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment.

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Savings Corner

APRIL 4, 2024

You can use dealer financing to purchase a vehicle or arrange auto loan financing through a bank, credit union or online lender. If you want to buy a car , you must first arrange for vehicle financing. It includes the vehicle’s purchase price, interest and any applicable fees you choose to finance. Loan specifics vary.

Work 52

Work Finance Bank Banking 52

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. In short, if it involves finances, then there’s a way to plan for it and optimize the outcome.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. Small salary and high cost of living? Trying to figure out which career path is best for you? at Debt Roundup.

Fridays 187

Fridays Budget Budgeting New Cars 187

Prairie Eco-Thrifter

OCTOBER 8, 2012

Redeem your points for an Amazon gift card and buy a toy for a child from a family in need. Alternatively, if you don’t have enough points for a gift card, you can donate to Swagbucks’ monthly charity. This month they are donating to the Humane Society. (Most small packages of diapers earn about 6 to 9 points.)

Giving 235

Giving Money Swagbucks Donation 235

Prairie Eco-Thrifter

JULY 30, 2012

If you can choose to develop a more positive attitude about your finances, you’ll find it easier to make a few small changes in your saving and spending. Create a Budget You have to have a budget to know where your money comes from and where it has to go to. Problem spending areas become obvious when you look at your budget.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

JANUARY 4, 2016

Mid-Life & Finances. This year, I will be writing more about finances at this point in life. It is possible to eat well on a limited grocery budget. I’ll explore new ways to save money at the grocery store and based on positive feedback, I’ll continue posting What We Ate on Our Budget on Fridays.

2016 100

2016 Money Financial Goals Debt 100

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. It was many years of over spending and not having a plan for our money that led us to that point. In June of 2010, we hit our rock bottom point. So we got a budget together in an excel spreadsheet. Where are you from?

Debt 100

Debt Credit Cards Debt Free Credit 100

Fashion Without Guilt

MAY 9, 2011

Trying to Travel on a Budget these day, is almost impossible. If you want to still plan that vacation this year, Christian Personal Finance wrote a great article outling how to travel and get the &# bang for your buck&#. If the budget is tight, you can plan your vacation around the cheapest destinations.

Budget 69

Budget Budgeting Travel Discount 69

Prairie Eco-Thrifter

JULY 28, 2014

Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. Another word for that roadmap is a budget. Not only does the budget need to account for all of your regular life expenses but it should also include line items for your big and small goals.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. A guiding light! It was a reminder of our priorities.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Penny Pinchin' Mom

MARCH 11, 2024

Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. You can even use a budgeting app if you need a little more support reaching your financial goal. As per your budget, how much do you need to use every week? I can, however, help you with the plan.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. But, budgets are not the enemy.

Money 113

Money Goals Budgeting Budget 113

Savings Corner

DECEMBER 24, 2023

You received dealer financing. Dealers often add a few points as a commission. If your original loan was financed by your car dealer’s preferred lenders, there is a good chance you didn’t score the best rate possible. A difference of just 30 points on your credit score can make a significant impact on your rate.

Calculators 40

Calculators Refinancing Cars Car 40

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

MARCH 29, 2011

Automobiles are often necessary for getting to and from work, running errands, and for getting from point A to point B. Overbuying will make a person buy a car that is a whole lot flashier and more expensive than their budget can afford. Many home owners bought way too much house than their finances could afford.

Furnishings 157

Furnishings Debt Cars Car 157

Prairie Eco-Thrifter

APRIL 14, 2013

Master the Art of Budgeting. Budgeting is simply spending just within your means. Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. Who Needs a Budget? Here are five simple steps to achieve frugal living. How do you spend your hard-earned cash?

Money 273

Money Cable Service Budgeting Budget 273

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. More diligence with finances brought in more income producing opportunities for us. So I work the budget and spreadsheets. I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 4, 2015

At the point when we finally got serious about paying off our debt we had $22,047 left. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was. Read more about Shannon’s debt free journey.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Create a housing budget The purchase price and down payment aren’t the whole picture. Secure your financing A preapproval is not the same thing as official approval.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Each month when they do their budget, they update their chart. Related Reading: Check out Deacon’s free Starter Budget Form. Then create a plan to get there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

AUGUST 7, 2012

Understand Your Starting Point The first step is understanding your current position. To do this, you really do need to have a budget. So bite the bullet and sit down to create an effective personal and household budget. With your budget in place, it becomes so much easier to control your day-to day finances.

Financial Goals 213

Financial Goals Goals Making Simple 213

Family Balance Sheet

FEBRUARY 18, 2015

When this happened we not only were devastated emotionally, but would end up going to have our finances basically implode a few weeks after this. I wanted to take all the fun out of life and nagged him constantly about the budget. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! At that point I knew something had to change. The first thing we did was to review our spending and create a budget. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. strict budget. We committed to using a cash budget, and we talked daily at. towards our debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. Often, as I review my finances, I ask myself this question: “What will my future self say about this?” And what would you tell your past self at different points? What do you think?

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

DECEMBER 20, 2012

Sometimes the family vacation is put on hold because there just isn’t enough money in the budget to pay the skyrocketing costs of airfare. It’s only 27 hours of travel time between the two cities so the smart traveler would add in $100 for a night of hotel lodging, bringing the grand total for travel from point A to point B to $365.

Vacation 202

Vacation Travel Insurance Airfare 202

Prairie Eco-Thrifter

NOVEMBER 4, 2011

Where ever your child is on the learning continuum – here are some ideas on ways to teach personal finance without spending (much) extra time specifically on it. Introduce budgeting concepts by talking about how much you allocate for groceries. Food Related. While you are planning meals. Talk about why you plan meals. In the Car.

Money 187

Money Parenting Kids and Family Gasoline 187

Prairie Eco-Thrifter

MARCH 18, 2011

101 Centavos blogs about practical freedom, an unequal mix of personal finance, gardening, investing, career advice, cooking and yard sales. We could afford to double our food budget, and toss all kinds of food in the trash. But that’s the whole point of having a peeve, isn’t it. That’s not the point, is it?

Pets 149

Pets Leftovers Personal Finance Milk 149

Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. But I would say the breaking point came in June of 2011 when I was in a car wreck. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Finds Goals 100