Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today, we’re going to analyze those numbers and challenge ourselves to improve them. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

NOVEMBER 26, 2014

Before we get to the list, if you haven’t started planning for Christmas, here’s my FREE Christmas Gift & Spending Budget Excel Worksheet to help you get started. I use this spreadsheet. Enough was enough and we have since changed our ways about budgeting for Christmas gifts. 10 Ideas to Find Cash for Christmas.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Saving Cents With Sense

JANUARY 18, 2016

It can be tough to dress yourself on a budget when you have children. Thrift Shopping. With your wardrobe in mind, start with thrift stores. Thrift stores are not the dusty, smelly places of the past. If you shop at the department store, make sure you’re cruising for end of season deals.

Thrifty 40

Thrifty Budgeting Budget Mom 40

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? If so, read Crystal’s post about how to Become a Product Tester for Free Swag on Budgeting in the Fun Stuff. Think Again.

Fridays 187

Fridays Debt Unemployment Rent 187

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. April Update: I made 3 new purchases in April: I bought a pair of Teva flip flops from the clearance rack at DSW and two t-shirts at BJ’s Warehouse store. Can I find what I need at a second hand or thrift store?

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. I had no problem shopping at a thrift store, avoiding restaurants, and not having cable TV, but I didn’t want to give up camping and watching my daughters’ swim meets. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund. Try freezer cooking.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Cents With Sense

AUGUST 30, 2013

Thrift Store Style. Developing your own personal style on a budget at college can be a fun, creative challenge. Thrift stores, on the other hand, offer affordable, stylish clothing. Many shoppers are now turning to thrift stores to find fashionable items. This site uses affiliate links.

College 102

College Student Public Transit DSL 102

Prairie Eco-Thrifter

APRIL 30, 2014

We’re glad we didn’t buy any furniture, or we’d have quite the full house! Many people overlook the power of using textures in a home to add points of interest as well as space and a homey feel. Use Patterns Sparingly. Use Patterns Sparingly. But definitely use them! Out of Sight, Out of Mind.

Home 182

Home Making Furniture Thrift Stores 182

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). Look for money within your budget and find creative ways to earn extra money. But when you’re trying to save money, cut out this costly expense. 8 – Rethink your gift spending and create a budget for the year. It is NOT a spending account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 24, 2012

When I redid ours, I used that spray meant to re enamel tubs to re-finish the vanity tops. I sanded and re-stained the wood cabinet and fashioned a matching frame for the mirror out of molding strips from Lowes that I got for about $3 each. Thrift shops. When I re-did our bath floors, I knew I wanted tile.

Renovation 189

Renovation Home Real Estate Re-use 189

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. Life, as we knew it came to a halt for so many of us in mid-March, and life going forward will forever be known as pre-pandemic or post-pandemic. What got us through financially? I still use my spreadsheet to this day! Our emergency fund. Storm #2: 2013.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

APRIL 6, 2016

However, there are simple things we can do every day that help Mother Earth by using less energy, sending less trash to the land fills, and conserving our natural resources. So we’re helping the environment and saving money…it’s a win-win. Trap rain water and use to water your plants and garden.

Saving Money 100

Saving Money Gift Cards Money Giveaway 100

Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. Calculate how much debt you have by using my free Family Balance Sheet. There are definitely things we’re saying no to, but there are also things that we won’t to give up.

Debt 100

Debt Goals 2016 Calculators 100

The Frugal Girl

FEBRUARY 14, 2024

Today we’re meeting a reader who only found my blog a few months ago; I love that she already volunteered to do a Meet a Reader post. Tell us a little about yourself I’m Andrea, I’m in my 20s. Essentially, we’re saving up a nest egg so that we have future freedom! Hey everyone! Here’s Andrea: 1.

Friends And Family Sale 188

Friends And Family Sale Library College Cars 188

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Read our Health Insurance Story: .

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. They Earned Extra Money.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

AUGUST 7, 2014

We got our clothes as hand me down from older cousins or from thrift stores. Through it all, I learned how to budget my money and how to find bargains. They’re not from a poor family, and trying to pretend that they are for the “experience” is ridiculous. Do You Use Skills Learned in Childhood?

Daughter 242

Daughter Kids Kids and Family Parenting 242

For the Mommas

FEBRUARY 18, 2016

No matter how much money we’re bringing in, just about all of us feel as if we could stand to cut down on our spending and put a little bit more money into our rainy day fund. However, if you’re saving for something specific like a vacation, it’s easier to find the motivation to keep saving instead of spending.

Money 40

Money Goals Kids and Family Saving Money 40