Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. I created a Monthly Budget spreadsheet because I like formulas.

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Budgeting Budget Family Property Taxes 130

Family Balance Sheet

APRIL 2, 2022

If you haven’t already done so, NOW is the time to start mapping out and budgeting for summer. To help you plan your summer, I have added TWO summer freebies to my subscribers’ only page: a 2022 printable summer calendar and a summer budget spreadsheet. Budget your summer fun! Need some summer cash?

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Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. I want to INCREASE our savings and net worth. In January 2020, we had a lot of savings goals.

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Debt 2020 2019 Financial Goals 130

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” ” – T.T. Munger As T.T.

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Saving Money Money Saving Credit Cards 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

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Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds.

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Budgeting Budget Financial Goals Tacos 100

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

OCTOBER 20, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. My #1 Simple Tool that Saves Me Hundreds.

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Budgeting Budget Leftovers Daughter 100

Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds.

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Budgeting Budget Homemade Financial Goals 100

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

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Goals Debt Taxes Insurance 52

Family Balance Sheet

SEPTEMBER 1, 2017

It’s been a long time since I’ve shared the series, What We Ate this Week on our Budget , but I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Save for a camper upgrade.

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Financial Goals Goals 2018 Debt 113

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. My grandmother taught me this money saving tip years ago and I now only buy the seconds. 8 Freezer Meal Recipes.

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Budgeting Budget 2017 Home and Garden 100

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. For instance, some people might want to buy a house soon while others are focusing on saving for retirement. Keep in mind that goals change.

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Financial Goals Goals Real Estate Money 40

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

AUGUST 25, 2014

At the beginning of the year I set a goal for myself to have one hour of unplugged time each evening to enjoy offline and tech-free activities. This goal specifically was meant to foster more one-on-one time with my then fiancé (now husband!!), As a huge bonus, cooking together saves money rather than eating out. Get Healthy'

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Financial Goals Goals Budgeting Budget 213

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. How much of your salary should you save?

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Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JULY 28, 2014

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. It can be something financially prudent like starting a retirement account or something totally frivolous like saving for a vacation. Another word for that roadmap is a budget.

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Hobby Money Making Goals 189

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. This goes back into our medical expenses budget category. But in the end, $155 is still a gift. My Frugal Shenanigans! Received $5.52

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August Frugal Green And Frugal Financial Goals 130

Prairie Eco-Thrifter

MARCH 24, 2013

When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco. Set your financial goals. In order to meet some financial goals, you must take some level of risk. Nothing in life is certain.

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Financial Goals Goals Money Real Estate 222

Family Balance Sheet

OCTOBER 21, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Refer to your Financial Goals OFTEN. What are your goals?

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Finance Financial Goals Organic Organization 100

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’ll continue to offer money saving tips, ideas, strategies and recipes like I always have, along with some new themes that I will be focusing on.

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2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

APRIL 13, 2011

This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals.

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Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. You will not only save yourself money, but also time. Dining Out.

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Budgeting Budget Finance Organic 100

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Our goal: Increase Net Worth.

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Family Financial Goals Debt Calculators 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. Our Savings: $67 a month or almost $800 a year. Our savings: $55 a month or $660 a year. In January, I started a Grocery Spending Challenge , a virtual monthly accountability meeting to help us all stay within our grocery budgets. Gym Membership.

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Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Or save money for a trip to Walt Disney World

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Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. Arranging a family financial analysis is very important to long term financial success.

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Family Financial Goals Debt Goals 196

Family Balance Sheet

MARCH 11, 2021

Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. M – measurable.

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Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track. It’s wasted money.

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Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? 7 Ways to Spring Clean Your Finances.

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Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

MARCH 3, 2012

This way I can focus on my health without breaking the bank and staying on budget. With a background in finance, she created World of Finance to build a community of people that want to turn their finances around and achieve their financial goals one step at a time. Staying Healthy Saves You Money.

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Budgeting Budget Finance Desserts 213

Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. See a Budget as an Ally.

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Money Goals Budgeting Budget 113

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Here are five ways that I saved money this month. Related reading: 10 Ways to Save at Giant Food Stores.

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July Frugal Credit Cards Donation 130

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Consider not only the financial aspects, but the life enjoyment aspects as well.

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Financial Goals Emergency Fund Money Goals 100