Family Balance Sheet

NOVEMBER 5, 2014

What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. We all the extra money we had been putting away toward debt reduction. For us, it was saving money.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Penny Pinchin' Mom

DECEMBER 17, 2023

Saving Through Paying Off Debt Once you pay off the debt , you can begin to earn interest income on the money you would have spent each month on debt payments. This makes it easier to save money, invest for a more long-term financial goal, and even add to your retirement savings.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Saving Everyday

FEBRUARY 15, 2014

The more of your hard earned money you can keep in your wallet, the more you have for things you need and want. Saving $100 is the same as making $100! I’m always looking for a new way to save money, so I love reading other people’s tips on how they save extra cash. by Koupon Krazed. Which is Better?

Saving Money 71

Saving Money Frugal Money Thrifty 71

Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Consider these strategies: Save all of your change. Pay in cash whenever you can and save all of your change.

Money 100

Money 2015 Emergency Fund Bills 100

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. 1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. You’ll save money in interest and reduce your liability if times get tough.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Saving Everyday

JANUARY 1, 2015

Energy Saving Tips for Summer by The Frugal Mom. Grocery Savings Tips by Mission To Save. 10 Tips To Saving Money at the Grocery Store by Koupon Krazed. Realistic Stockpiling Tips by Mission To Save. 15 Ways to Save Money Every Day by Frugal Living Mom. by Koupon Krazed. Name Brand or Generic?

Saving Money 40

Saving Money Frugal Money Thrifty 40

Family Balance Sheet

JANUARY 17, 2018

I’ll do my best to follow my own advice, 10 Ways to Save When Eating Out , and we will bring snacks, bag lunches, and drinks on road and errand trips to save money. Save a starter Home Emergency Fund. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 22, 2020

How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Everything looked great on paper.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. Ratchet up your savings rate every time you get a raise.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Of course, as we paid off debts that gave us more money to put toward the remaining ones, so that made a huge difference as time went on. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

If you use the formula: INCOME–EXPENSES = SAVINGS , then you are bound to find yourself with a ‘financial cavity’. This is the reason why people cannot save money, and are still trapped in the rat race. Rather, you must use this formula: INCOME–SAVINGS = EXPENSES. Keep enough money for your savings first.

Family 196

Family Financial Goals Debt Goals 196

Saving With Shellie

JULY 22, 2011

I’ve also taken other measures to save money like turning up the thermostat and limiting my driving to essential trips. We’ll see how much I’m able to save on electricity and gas by taking these steps. I encouraged you to build an emergency fund or pay down debt with your savings.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

JANUARY 1, 2015

How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth. Learn to Save Money on Groceries | Melissa Buckles @ Everyday Savvy. How to Make This the Best Gardening Year Ever | Kendra Spencer @ a Sonoma Garden. 5 Ways to Make this Your Best Monarch Season…Ever!

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 21, 2015

We realized that debt payments were eating into our income and potential to build wealth. There were times we almost couldn’t agree on where to put the extra money. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Nine years later, I am still at home!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

MAY 27, 2015

We’re now on Baby Step #7 (building wealth, which includes college funding). We read both of Dave’s books (Financial Peace and The Total Money Makeover). What are the top 3 – 5 ways you found money to put towards debt. Extra money from budgeting wisely and spending less (specific tips below).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

FEBRUARY 3, 2016

T he other thing to find more money towards debt was simply picking up more work. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Right now, the main goal is to finish saving up all the money my husband needs to finish school, which should be done later this year.

Debt 100

Debt Debt Free College Finds 100