Prairie Eco-Thrifter

AUGUST 11, 2014

One the inevitable things that we spoke about during our session was finances. Our finances are not currently combined, but since we became engaged, we have been taking small steps toward at least partial pooling of our money. We did so willingly, as our friends had been through it and spoke highly of the experience.

Finance 174

Finance Budgeting Budget Money 174

Family Balance Sheet

OCTOBER 10, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. That used to be me. By the end of the month, my goal is to help you have a detailed financial plan for your family.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. I STILL use our spreadsheet today. You could also use a recent appraisal. Column K = Statement date of the balances.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

JULY 9, 2013

As I was clipping the grass around the trees with hand clippers just now, it occurred to me that this was a task I used to have as a child. I learned that doing a good job builds trust from others and trust in myself. They didn’t use credit (I’m not even sure they ever had a mortgage!) They were savers.

Used 228

Used Parenting Credit Cards Debt 228

Koupon Karen

FEBRUARY 28, 2024

The Benefits of Using Discount Codes Beyond the obvious boon of paying less money for beloved products thanks to entering an alluring discount code successfully at checkout, the beneficial implications of couponing span much wider. Why Should You Use Coupons? Raises completely offset tax, at least!

Discount 40

Discount Finds Codes Used 40

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JUNE 15, 2014

Spend less, and pry the kids away from those screens by doing some of these activities to build face time with yours. Build a campfire and tell stories, roast marshmallows and more. My Grandma Rie’s Money Camp is a week long day camp with a focus on finances at age appropriate levels. Hold a grandparent camp. Pick a duck.

Grandchildren 191

Grandchildren Building Backyard Inexpensive 191

Family Balance Sheet

FEBRUARY 11, 2016

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. If not for that fund, we would most likely have used credit cards to survive. Be diligent about how you use this account.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

JANUARY 21, 2016

We could well afford the cost with no foreseeable problem with our own finances now or at any time in the future. One son is trying to rebuild finances after an expensive year. Do you think the cost of building experiences and memories is generally worth the cost? Our ideas of value differ.

Building 100

Building Kids and Family Hawaii Son 100

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. I hope to show you how to use debt wisely. How to manage life activities.

Personal Finance 100

Personal Finance Finance Debt Money 100

Savings Corner

DECEMBER 24, 2023

Using the government-mandated AnnualCreditReport.com website is the quickest way to get them, but you can also request them by phone or mail. Those reports — which previously had been limited to once a year — are permanently available weekly to help consumers manage their finances. Here’s how to use AnnualCreditReport.com.

Credit 52

Credit Monitors Consumer Finance 52

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Good tax planning can create ways to minimize the long-term impact of taxes on your finances, too.

Goals 52

Goals Debt Taxes Insurance 52

The Frugal Girls

JANUARY 8, 2024

Could your credit score use a boost? These hacks can help you build your credit and get you back up to […] The post How to Raise Credit Score FAST! (14 Or are you just wondering how to raise it quickly? You’ll love these easy tips and tricks for How to Raise Credit Score FAST!

Credit 94

Credit Building Girls Frugal 94

Savings Corner

JUNE 13, 2024

Exploring the fastest ways to build credit can help you take advantage of these perks as quickly as possible. It gives you access to financing with favorable terms, which means lower interest rates and higher credit limits. Still, some credit-building tactics can have a rapid, positive impact on your score.

Building 52

Building Credit Credit Cards Monitors 52

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. I created it as a way to communicate our finances to my husband. This is a 12-month spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Prairie Eco-Thrifter

AUGUST 13, 2012

Each year I try to help my kids teach their kids about personal finance. We have a week long Grandma Money Camp during which we have activities, games, books, movies and lessons about things related to personal finance. Something to use to write messages on the wet cement. I used the sandrete I already had.

Giving 188

Giving Used Crafts Craft 188

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. For us, we have weekly staff meetings with each other. In those meetings, one of the things we discuss is finances. The tension would come when we didn’t have a plan and didn’t communicate about finances. For us, it was saving money.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. Life, as we knew it came to a halt for so many of us in mid-March, and life going forward will forever be known as pre-pandemic or post-pandemic. My family’s finances have also been affected. What got us through financially? Everything changed.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In addition a couple fantastic personal finance books are also up for grabs. Bonus Prize Yes there is a bonus.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

MAY 10, 2011

My goal here at PET is to bring a wide range of viewpoints and strategies to the world of personal finance, living green, saving money, and being healthy. Derek blogs at Life And My Finances. He utilizes his collegiate degree in finance to help others around the world with their personal finances.

Personal Finance 124

Personal Finance Finance United States Debt 124

Savings Corner

DECEMBER 24, 2023

These can include your personal finances, such as net worth, available capital and credit score, as well as industry and management experience. Determine how to finance your franchise Once you’ve identified a franchise that you want to move forward with, you’ll need to figure out how you’re going to finance your business.

Real Estate 52

Real Estate Buy Buying Finance 52

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. I only use cards that offer some type of cashback offer.

April 130

April Money Credit Cards Donation 130

Prairie Eco-Thrifter

APRIL 10, 2014

Last week I was having a conversation with an acquaintance who just moved to Central Park Towers, a luxury building right on Central Park West in Manhattan, i.e. my dream location… if I had a million dollars. Me: Maybe a cheaper building? She: I looked at all kinds of buildings with a realtor, there’s nothing out there.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. We also had some building repairs that we needed to cash flow.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. LaTisha is a nationally recognized, millennial personal finance expert. 3 pm EST: Budgeting Basics with Jessi Fearon. 8 pm EST: TBD.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Used irresponsibly, and like any tool, it can smash your fingers something fierce. Understand the risks to peer loans and you may just find one of your best tools in personal finance.

Debt 188

Debt Personal Finance Finance Credit 188

Savings Corner

APRIL 4, 2024

Key takeaways The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. Choose a type of loan The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. You want to use business profits to make repayments on the loan.

Bank 40

Bank Banking Credit Finance 40

Motherhood Moments

JANUARY 18, 2023

For the study of over 1,000 individuals, conducted with cooperation from YouGov and data analytics firm Gradient , respondents were given 57 priorities for K-12 education and ranked them using a conjoint analysis that forces them into tradeoff scenarios and avoids the distorting effects of social influence.

Education 100

Education Student College Parenting 100

Prairie Eco-Thrifter

JULY 10, 2014

Building a budget or a spending plan around what’s most important to you, at your very core , means that you are far more likely to stick with the current plan. Think of it as a way to direct your resources and build the life you want, and it will be easier to create a plan you can stick to. What matters most to you?

Budgeting 218

Budgeting Budget Work Making 218

The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. This allowed us to build equity pretty quickly and that benefitted us greatly when we moved in 2022. Good for you guys.

Money 200

Money Kids and Family Frugal Parenting 200

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

My spouse and I were that young, poor couple, sloughing away at our day jobs and scrimping and saving for years to build wealth. Managing your finances gets a lot more complex and time consuming. It is a habit acquired through long practice and is one that stays with you even after you build wealth. You can’t have it all.

Money 247

Money Grandchildren Thrifty Job Loss 247

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. It’s hard to change and improve your finances if you have no idea where you currently stand. ” I hear you.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MARCH 14, 2011

And one of the best ways to do it is to use a 529 plan.&#. posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. Kim McGrigg presents Small ways to save big on major purchases – Money Management posted at Blogging for Change.

Frugal 150

Frugal Movies Finance Bills 150

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We used the debt snowball technique to help build momentum. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Savings Corner

DECEMBER 24, 2023

These can be had directly from a mortgage lender or through a state housing finance agency, which connects first-time buyers with partner lenders. Through state housing finance agencies (HFAs), Fannie and Freddie also back another set of 3 percent down payment programs, called HFA Preferred and HFA Advantage , respectively.

Insurance 52

Insurance Finance Home Education 52

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. Find ways to use that interest and passion to add value to society. The only way to build wealth is to make more than you spend.

Money 133

Money Personal Finance Finance Debt 133

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose.

Debt 52

Debt Credit Cards Credit College Tuition 52