Family Balance Sheet

AUGUST 5, 2015

We decided to declare it our year of health and align our diets and become more healthy, invest more in our community at church and clean up our finances. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? If married, who initiated the debt free goal? That was fun!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 2, 2015

We had been paying on it our entire marriage, but could not afford to pay too much above the minimum payment requirement. We ended up buying a house from a relative, which put us in even more debt. Having more of a minimalist mentality has helped us to buy less and to own less. We live beneath our means.

Student 100

Student Debt Debt Free Finds 100

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free.

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Budgeting Budget Debt Debt Free 130

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JUNE 16, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Don’t buy stuff you don’t need even if it seems like a great deal. Who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally? It was laughably bad.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. finances/budget/spending?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Is now really the best time to buy that new couch or could you find one for free? One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score. Paying Off Debt.

Monitors 40

Monitors Credit Debt Consumer 40

Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. You can deduct the interest (up to the limit) if the home equity loan is used to “buy, build or substantially improve” the property.

Home 52

Home Debt Credit Cards Credit 52

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. Why are men more likely to think that buying a Valentine’s Day gift is worth going into credit card debt? Do you have any tips for how singles can get their finances relationship-ready?

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Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

MAY 27, 2015

The first and most important step to paying off our house, was buying a house we could afford. We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

However, working in retail as I did, I was never a “big earner” While I tried to repay my student debt, the small payments I could afford made very little inroads. Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. Initially it all seemed fine. Yes, but not yet!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 22, 2020

Financially speaking, he focuses on building the business and I focus on managing our home and finances. When I first approached him about paying off these debts early, he said to me, “it’s not going to happen by clipping coupons. We buy reliable vehicle brands that are built to drive for many many years.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover. How did you celebrate when you became debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes. We ended up using my remaining collage savings to pay that off. We swore we would never finance a car again. What inspired you to get debt free? Don’t buy it. Oh and toilet paper.

Debt Free 100

Debt Free Debt Budgeting Budget 100