Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. I developed this spreadsheet years ago, as a way to communicate our finances with my husband.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Excuses and avoidance are dangerous to your long term financial health. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. asking for discounts every time you buy something, etc.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. Who initiated the debt free goal?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 4, 2015

We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 22, 2015

I have a passion to help people take control of their finances so that they can live the life they want to have. It consisted of student loans, a car loan and even some credit card debt. When we got married, we combined our finances and realized how much debt we actually had. What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JULY 2, 2015

We ended up buying a house from a relative, which put us in even more debt. Having more of a minimalist mentality has helped us to buy less and to own less. We rarely use a credit card and if we do, we pay it off right away. If we want to buy a car, we save and pay cash. We really did not see an end in sight.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. Keeps us aligned together with our finances. That was fun!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Don’t buy stuff you don’t need even if it seems like a great deal. Decide here and now what your goals are and write them down. Who initiated the debt free goal? What are your financial goals now? Jason is the nerd.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). More diligence with finances brought in more income producing opportunities for us. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

MAY 10, 2012

Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. If you can make it from scratch rather than buying it – do it. The list helps keep me focused and prevents me from buying other items. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. How long did.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Penny Pinchin' Mom

FEBRUARY 16, 2024

These are the financial moves that might seem painful at first but will come in handy should the worst happen. Instead of buying that new bag with the extra cash you have, how about getting a new insurance policy and paying your first premium? Pay Down Debt Yes, this is a good way to set yourself up financially.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 If I couldn’t honestly answer yes to that question, I didn’t buy. How much debt did you pay off?

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Debt Credit Cards Debt Free Student 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I ended up taking Financial Peace University as well.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

MAY 27, 2015

The first and most important step to paying off our house, was buying a house we could afford. And this is just on a mortgage, not including any credit card or student loan debt. Together, we made the goal of paying it off early though. It’s important to be on the same page as your spouse about finances.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. If it wasn’t absolutely critical, I didn’t buy it. What are your financial goals now?

Debt 100

Debt Finds Debt Free Pay Off Debt 100