Penny Pinchin' Mom
JANUARY 16, 2024
Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Pay Attention to Interest Rates Did you know that 82% of all Americans have a credit card, and 61% of them have credit card debt?
Family Balance Sheet
APRIL 1, 2015
It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.
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Prairie Eco-Thrifter
MAY 30, 2012
So look at the take-outs you buy, the dinners out, the expensive designer coffees, the magazines, the impulse buys of things you really didn’t need, the ‘stuff’ you buy without thinking it through. Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads.
Penny Pinchin' Mom
MARCH 11, 2024
Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.
Family Balance Sheet
APRIL 19, 2016
It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. Aaron writes out the checks for the bills every month, I negotiate lower rates for things as needed, and we both put a certain amount into a joint account to buy things for the household and for Henry.
Prairie Eco-Thrifter
APRIL 13, 2011
Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? Do you buy things you didn’t know you wanted until you saw them on display in a store? Next, when you do go shopping, make a list and take only enough cash to pay for what you have planned to buy. Yes or No.
Couponing 101
MAY 28, 2019
But there’s one thing that a lot of parents forget that their kids will absorb: financial habits. adults have credit card debt, kids might not be learning the best financial lessons to set them up for future success. Work on Setting Goals. Since an estimated 55% of U.S. Your kid wants the latest popular toy.
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