Family Balance Sheet

JUNE 16, 2015

We gave up eating out, cable, driving as many places. Don’t buy stuff you don’t need even if it seems like a great deal. What are your financial goals now? We cut our lifestyle to nothing and threw all that extra money at the debt. We also lived in this really cheap rental house for three years.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 4, 2014

This meant moving to a less expensive rental, cutting cable and changing our eating-out and entertainment habits. We did cut back on eating out quite a bit and we are people that LOVE to try new foods. What are your financial goals now? I took on a babysitting job for about 8-9 hours a week.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. Keep your pantry, freezer and refrigerator organized. Plan for All Seven Days.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

JULY 13, 2016

We knew that we would make more money but we wanted to be able to buy a house with a conventional mortgage and we can’t come up with the down payment so we need to ratchet down. Farrah would say “lets buy new couches” or “I want the car payment done by October”. We bought some stuff that we had been waiting to buy.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 20, 2017

because we aren’t eating out. Also buy produce as it is in season. We knew it would take us years to get out of debt! While we said no to eating out and going to the movies all the time, we. buy things marked down at the end of the season so we have a good. We take out a small amount.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 1, 2021

And when dining out, at least follow these 15 Smart Tips to Save Money When Eating Out. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. It is super easy to earn cash back on grocery products that you were going to buy anyway.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 21, 2015

Be willing to sacrifice- there are things we had to do that made us look weird: home school, skip eating out as much with family, doing my own hair & nails, getting a wardrobe from the thrift store and forgoing paper towels. What are your financial goals now? If there is no direction to the money, it can go anywhere!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 16, 2016

And when dining out, at least follow these 15 Smart Tips to Save Money when Eating Out. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. I am very picky about what I buy second hand, and I still find brand new or hardly worn clothing.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

One of the first things we did is buy a swing set for our kids with cash! After 2 years of determination we decided that we would take a month off and with any of our extra earnings splurge fun activities with the kids, eat out and go on lots of dates:). What are your financial goals now? That was fun!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We buy reliable vehicle brands that are built to drive for many many years. We didn’t eliminate eating out completely, but just cutting back the splurge to once a week drastically reduced how much we spent.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 12, 2016

Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey). I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. If it wasn’t absolutely critical, I didn’t buy it. That meant no vacations, no new clothes, no eating out, nothing. In other words – all-out avoidance rather than just reduction.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

The first and most important step to paying off our house, was buying a house we could afford. Using coupons for eating out. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now? He does not do car payments. We put down $40,000 towards it.

Debt 100

Debt Debt Free Pay Off Debt Finds 100