Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. This month, I bought one package of juice boxes for the girls’ lunches and that was a treat for them and a thank-you from me for behaving so well in the grocery store. I occasionally buy junk food.

March 100

March Grocery Groceries Homemade 100

Family Balance Sheet

NOVEMBER 19, 2014

Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. What are your financial goals now? When you have your own company you can make as little or as much money as you want. Paying off debt can be done!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

APRIL 1, 2021

You will be so thankful later. Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. For ideas, read: 5 Make-Ahead Breakfast Ideas.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JULY 22, 2015

Seeing that number was motivation enough to start making some drastic changes. I handle the finances for the most part, however, my wife does have a lot of input in making financial decisions. I used to just buy whatever I wanted regardless of the price. Now I make sure that I am getting the best deal.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. My husband and I are pumped to make 2015 the best year ever.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

APRIL 1, 2015

I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make. We evaluated it and began to make cuts. We make decisions together about our money. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 2, 2015

We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! We ended up buying a house from a relative, which put us in even more debt. But in the end, we ended up making enough profit to pay off our debt entirely and still put some into savings!

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JULY 13, 2016

We knew that we would make more money but we wanted to be able to buy a house with a conventional mortgage and we can’t come up with the down payment so we need to ratchet down. We looked around and saw people making 4x what we made, but they were upside down too… So we said there has to be a better way. Its exponential.

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. I know I sometimes get bogged down with too many options and I can take forever to make a decision. If we make effort we will succeed. Sometimes a charitable contribution can make a direct impact on your life and others.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

AUGUST 4, 2014

When you have to live on less, you need less and therefore it takes a lot less money to make you feel financially secure. What are your financial goals now? Currently our goal is to max out both of our Roth IRA accounts each year. I probably said to much as it is!

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

SEPTEMBER 29, 2016

Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. I started my YouTube channel, not with the expectation of making money, but this has also provided a small monthly revenue. If you can make it from scratch rather than buying it – do it.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 16, 2016

You will be so thankful later. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. If you find yourself hitting the drive thru on your way to work, start making your breakfast and brewing your coffee at home. For ideas, read: 5 Make Ahead Breakfast Ideas.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

To complete the trusts picture make sure you review A Matter of Trusts part 1 and 2! My Journey to Millions: No Research Reasons Why I Like Mature Dividend Paying Stocks – While most people don’t talk about it in this manner anymore, when you buy a share of a company you are buying into the business. Some freedom.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. we still weren’t making enough money to cover all of our monthly bills. 3 – Make time for fun!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. You’d be surprised how much money you could make on things that are just accumulating dust in your home!

Debt 100

Debt Debt Free Finds Finance 100

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. I always used to buy heads of romaine lettuce to wash and tear up for salad because it’s less expensive than buying prepped salad greens. Guess what!

Green And Frugal 176

Green And Frugal Kids and Family Hotel Frugal 176

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. In 2020, we still use and are thankful for Medi-share. We need to increase our income.”

Debt 130

Debt Health Insurance Insurance Budgeting 130

Penny Pinchin' Mom

MARCH 11, 2024

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” Bad spending habits when grocery shopping often opens up the door to lots of impulse purchase buying—things that you may end up not needing or using until they go bad. Could you manage it?

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

APRIL 12, 2016

She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. It was time to make a change. I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. Initially it all seemed fine.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MARCH 4, 2015

Well, my cleaning business grew very, very fast and I was making multiple six figures by the end of the second year. Instead of going to the local coffee shop each day and dropping close to $6 for a coffee and breakfast sandwich, I started making my own coffee and eating breakfast at home. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

MAY 27, 2015

The first and most important step to paying off our house, was buying a house we could afford. Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 7, 2015

She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Don’t buy it. Because math makes me want to curl up in the fetal position. I think that might make us nerds. I might buy it again…I’M TOTALLY KIDDING! What are your financial goals now?

Debt Free 100

Debt Free Debt Budgeting Budget 100