Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. How much of your salary should you save?

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

DECEMBER 24, 2023

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Buying a house: A step-by-step guide 1. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. For instance, some people might want to buy a house soon while others are focusing on saving for retirement.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Prairie Eco-Thrifter

APRIL 13, 2011

Do you buy things you didn’t know you wanted until you saw them on display in a store? This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. Whatever is left should be delegated to your savings and non-essentials or wants. Lastly, set some financial goals.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

MAY 30, 2012

So look at the take-outs you buy, the dinners out, the expensive designer coffees, the magazines, the impulse buys of things you really didn’t need, the ‘stuff’ you buy without thinking it through. Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. Our Savings: $67 a month or almost $800 a year. Our savings: $55 a month or $660 a year. For a glimpse at what I buy and what we eat, read How I Spent $425 in March. Our savings: $184 a month. We want to have our cake and eat it too.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How We Saved this Week: We started a family tradition years ago of going to a Christmas tree farm to buy a fresh tree. I use Ebates on almost every purchase I buy online.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How we saved this week: I didn’t go into the stores on Thanksgiving Day or weekend. I use Ebates on almost every purchase I buy online. Our mission: Live WELL, On LESS Money.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Savings Corner

DECEMBER 23, 2023

Life insurance may not seem like a priority right now, especially with competing financial concerns, such as saving for your first big purchases or paying off your student loans. Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

SEPTEMBER 1, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. It was partly an impulse buy, because the deal was so good, but I had been considering purchasing one for about a year and the Amazon deal lured me right in. Do you have an Instant Pot?

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

JANUARY 29, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. February Update.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

OCTOBER 28, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How We Saved this Week: All of the meat that I used this week for my menu was from the markdown section of the grocery store. Read: 10 Smart Tips to Save Money on Meat .

Crock Pots and Slow Cookers 100

Crock Pots and Slow Cookers Frugal Health Insurance Fridays 100

Family Balance Sheet

SEPTEMBER 9, 2014

Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? asking for discounts every time you buy something, etc. What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How We Saved this Week: 1. You could buy up to 2 turkeys when you spend $25 or more, (turkeys not included). Even if you’re not hosting a big gathering, buy them. Try Ebates.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

APRIL 30, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My grandmother taught me this money saving tip years ago and I now only buy the seconds. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

FEBRUARY 4, 2015

We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JUNE 6, 2011

To reach any goals in your life, including your financial goals, you need to switch from the hare’s mindset to that of the tortoise. Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days?

Pay Off Debt 176

Pay Off Debt Win Debt Goals 176

Family Balance Sheet

APRIL 2, 2022

Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. Find a free court, borrow or buy rackets and balls, and go play some tennis. Front-Yard Landscaping: 15 Tips To Help You Design Your Landscape and Save Money. Once summer starts, enter the actual expense.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

MARCH 8, 2017

If you and your spouse or family disagree on saving, spending or investing one party may inadvertently sabotage the efforts of the other. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Why do you spend money on the things that you buy? A spender likes to enjoy what money can buy, and to give to others. Before you spend your money, stop and ask yourself these questions: Why am I buying this? Sometimes, we buy things on a whim because we think we will use it. Will this expenditure help me reach my goals?

Motivation 250

Motivation Money Goals Finance 250

Savings Corner

APRIL 4, 2024

Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money. Risk: Savings bonds are backed by the U.S.

April 52

April Lowes CD Bank 52

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How We Saved this Week: 1. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card. Unintended savings.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Prairie Eco-Thrifter

MARCH 10, 2013

Good decisions can result in your ability to get a better job, make more money, save more money, invest for gain and other steps that help you end up in financial plus land. Lets say you are deciding whether to buy a new home now while mortgages are low and the housing market depressed. Buying a foreclosure? Get educated.

Making 240

Making Home Financial Goals At&T 240

Penny Pinchin' Mom

DECEMBER 17, 2023

And by then, saving will have become part of your regular routine, and you won’t bat an eye. But once you get into thegroove, you will find yourself buying up houses faster than you could have ever imagined. The best approach I have found to work is to set aside a small amount at the beginning. If not, you need to get one.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

OCTOBER 9, 2014

I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS. You will not only save yourself money, but also time. You might also want to read, 35 Money-Saving Grocery Tips.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

NOVEMBER 19, 2014

Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your financial goals now?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I occasionally buy junk food. I will probably save them for our summer vacation. hot oatmeal - I buy the 42 oz canister of old fashioned oats which is usually less than $3. So refreshing.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

SEPTEMBER 20, 2016

We stopped buying stuff. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We stopped buying things until we absolutely needed to. If married, who initiated the debt free goal? If we want to buy something we have to save up the cash and pay for it outright.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Meal Planning Saves Time. Meal Planning Saves Your Sanity. Meal Planning Saves Money. This saves me time during meal planning. Avoid Boredom.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Prairie Eco-Thrifter

MARCH 3, 2012

Here is a list of foods that you don’t have to buy organic (some people refer to it as the clean 15 ) as they are not heavily sprayed with pesticides making them healthier options. As a rule of thumb, it’s not necessary to buy organic if the fruit or vegetable has a hard outer skin, such as watermelon or pineapple. 1) Asparagus .

Budgeting 213

Budgeting Budget Finance Desserts 213

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Don’t come down on each other so hard for saving or spending that neither feels free to treat themselves. Don’t make snide comments when one wants to give to their favorite charity or the other wants to buy yet another new item for a collection. If All Else Fails, Get Financial Therapy!

Money 269

Money Giveaway Goals Debt 269