Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Things like your savings account, your retirement fund, your house, investments accounts, real estate…these are all assets.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account. As much as we would have loved an extra day in Florida, it wasn’t an option, so we rented a car.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

NOVEMBER 5, 2014

The debt consisted of my student loans and a car loan. I went through Dave Ramsey’s Financial Peace University when I was 18 years old. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What are your financial goals now?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Then my husband decided to pay off his car. We also went through multiple job losses, surgeries, huge car repairs, etc. Building an emergency fund also helps enormously. The rest was our house.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Then set aside money for your monthly bills such as electricity, water, internet, phone, house, car, etc; and other expenditures like personal items. Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. You need to set financial goals to ensure success.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. We had always been a one-car family since we were first married, but our live and work situations changed to where a second car would be a huge help.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. A recent survey claimed that six out of ten parents provide or have provided financial help to their adult children.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. krantcents: How Will You Measure Your Life?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. cars, and finally our student loans. emergency fund, so we started throwing what little extra we had straight. What are your financial goals now? First, we will save our six-month emergency fund. We are debt. The biggest.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. What are your financial goals now? We are currently working towards fully funding our emergency fund. We owed money to just about everybody. We’re hoping to have that completed by the end of this year.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 3, 2016

We paid off $7,665 worth of credit cards, school loans and a car loan. What are your financial goals now? Right now, the main goal is to finish saving up all the money my husband needs to finish school, which should be done later this year. Someday, I would love to have a mini-farm, with a big garden and some chickens.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

110,000 was our mortgage and $8,000 was my car. The first week after our Honeymoon, Ryan paid off the remaining debt on my car. He does not do car payments. At least evaluate your car situation if you have payments. Once our kids are in school our goal will be to look into buying our dream home.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235