Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. I will NEVER finance a car again. What are your financial goals now? What kind of debt was it?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Having everything on one page made our money discussions much easier.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

APRIL 13, 2011

This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. My car was parked right outside, so it was hit with several of the bullets. I knew then, that no matter what it took, I had to dig myself out of this financial situation and move. What kind of debt was it?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JUNE 11, 2014

You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs. Take a look at your financial goals, and create sub accounts that allow you to focus on these different objectives.

Goals 208

Goals Emergency Fund Used Vacation 208

Savings Corner

APRIL 4, 2024

If you plan to apply for other types of debt, such as a car loan or credit card, in addition to refinancing, your credit score can also be affected. Consider a home equity loan or a home equity line of credit (HELOC) as alternative ways of reaching your financial goals.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Then my husband decided to pay off his car. We also went through multiple job losses, surgeries, huge car repairs, etc. What are your financial goals now? The rest was our house.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

APRIL 4, 2024

Allstate car insurance In our Allstate insurance review, Allstate car insurance received a Bankrate Score of 3.9 Drivers may even consider classic car insurance or rideshare insurance if they drive a vehicle that requires more tailored coverage. annual auto insurance premium for full coverage: $2,630 Avg. except California.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Savings Corner

DECEMBER 23, 2023

Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. Paying Off Your Debt and Expenses Life insurance is also important if your parents co-signed for your student loans or other debt, such as a car. Watch her story here.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Prairie Eco-Thrifter

JANUARY 15, 2013

And, of course, the wedding, the house, the clothes, the car, and other trappings are all indications of how much money they have. It’s about having financial security, and it’s about having actual assets, rather than using debt to buy things that look fine and fancy, but really just represent a drain on your resources.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

FEBRUARY 4, 2015

Definitely getting in the routine of making a zero-based budget EVERY MONTH and reviewing our finances together is an important habit we picked up that will be key to meeting all our financial goals. When I first started commuting, a family from our church actually loaned us their car for two months to ease our commute time!

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Set Monthly Money Goals. Do a review of your finances this month to set monthly financial goals for yourself and your family. Monthly goals are better than yearly goals, because a month is a short enough time that you will actually stick to them. Re-Do Your Budget.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Then set aside money for your monthly bills such as electricity, water, internet, phone, house, car, etc; and other expenditures like personal items. Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. You need to set financial goals to ensure success.

Family 196

Family Financial Goals Debt Goals 196

The Frugal Girl

MARCH 4, 2024

He diligently maintained our car and our house, doing all the work himself. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. My mom cut coupons and sewed her own clothes and mine, as well. I ran the numbers.

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. Right now, we are actively looking for a new-to-us vehicle to replace the almost 14 year old car that my husband currently drives.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. However, this rule doesn’t apply to everyone.

Saving Money 52

Saving Money Money Saving Bills 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Set personal and financial goals for your savings. You could be saving for a vacation, a new car, or your kid’s Harvard education (yes, be specific with the school; find out how much tuition is and save towards that specific figure). This is particularly true if you are a results-oriented mom. They can be anything.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. In September 2001, we bought a 1700 square foot home with a one-car garage and ONE full bathroom. We drive older cars. Small home = Low Expenses. We’re STILL here!

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

SEPTEMBER 20, 2016

Renting, not having super nice furniture or cars, having mismatched dishes and bedding. Here I was, leaning against his $20,000 truck, while my $15,000 car is sitting in the drive way of our $150,000 house, and through all this our 8 month old son was sleeping in his $400 crib, and I didn’t have $20 bucks of my own money to get gas.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. But I would say the breaking point came in June of 2011 when I was in a car wreck. What are your financial goals now? We are what some might call homesteaders, we raise our own chickens and garden. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

NOVEMBER 5, 2014

The debt consisted of my student loans and a car loan. I went through Dave Ramsey’s Financial Peace University when I was 18 years old. What are your financial goals now? How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off just over $23,000 in one year and four months.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. Challenge yourself.

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

JANUARY 10, 2017

Why shouldn’t we take that overseas vacation, buy that luxury condo at the lake, get new clothes every change of season, have that spiffy new car? It will help you learn to set and meet financial goals, start auto investment programs and increase your savings when your income increases. Enjoy living, not spending.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Family Balance Sheet

MARCH 18, 2015

We paid off the remainder of our mortgage, which was about $150,000, as well as some law school loans, and a car loan. We paid off our law school and car loans several years ago, just because we didn’t like having them hang over our heads, but then we took a Financial Peace University class and made it our goal to pay off our house as well.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Savings Corner

DECEMBER 24, 2023

Instead of putting down cash as collateral, you may be able to use other assets, such as a home, boat or car. Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

OCTOBER 9, 2014

I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

APRIL 1, 2021

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. What are your financial goals now? We plan to be financially free by 40. I have a passion to help people take control of their finances so that they can live the life they want to have. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JULY 2, 2015

If we want to buy a car, we save and pay cash. What are your financial goals now? You may need to downsize, sell a car if you have more than one, simplify. In order to maintain our debt free lifestyle, we pay cash for everything. We rarely use a credit card and if we do, we pay it off right away. Give to others.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

MAY 27, 2015

110,000 was our mortgage and $8,000 was my car. The first week after our Honeymoon, Ryan paid off the remaining debt on my car. He does not do car payments. At least evaluate your car situation if you have payments. Once our kids are in school our goal will be to look into buying our dream home.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. A recent survey claimed that six out of ten parents provide or have provided financial help to their adult children.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. What are your financial goals now? Sure, there are some months we had to share a car because we didn’t have the cash to repair it but we saved up and a month later I had my car fixed! How much debt did you pay off? What kind of debt was it? 130K in mortgage debt.

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Passive income is not… Your job. You could trade that spot for some cash.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

FEBRUARY 16, 2016

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100