The Frugal Girl

JANUARY 29, 2024

When my daddy passed last January, I inherited all the heavy farm labor responsibilities- I never knew I could have impressive muscles😊 It feels like I’ve been going to a homesteading college this year, it’s a love/hate relationship. I was born frugal, into a super frugal family. How did you get interested in saving money?

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

OCTOBER 18, 2019

We still have a mortgage, however I feel like we can switch gears to be less focused on paying off debt and more focused on saving money, building our net worth and retirement, setting up a plan for college for our girls, and having some fun. 1 – Save a starter Home Emergency Fund. DONE – 6/1/2014. DONE 2015.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

AUGUST 11, 2016

They’re taking a gap year between high school and college. ” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. How to conduct an effective family financial analysis. How to Conduct an Effective Family Financial Analysis. Confused about how much you should save and how you should go about saving it?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

MARCH 25, 2013

What happens if you are hit with an expense that you can’t afford, and your emergency fund just isn’t up to scratch yet? Unfortunately, these sources of quick cash are among the worst possible ways to fund your emergency. Your friends and family can be one source of funds if you need help.

Emergency Fund 221

Emergency Fund Taxes Cars Car 221

Family Balance Sheet

JANUARY 17, 2018

We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. Family Camping to Watkins Glen KOA. Family Camping to Avalon, NJ. Save a starter Home Emergency Fund. Start college funds for our two girls.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 30, 2015

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 30, 2013

Whenever I travel, I also take water (the result of an unfortunate stranded-in-the-desert incident during college). Know where these items are, and make sure other family members know as well. If you have limited storage space, at least put together a 72-hour kit for each member of your family.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 25, 2014

These were my college years, when I made lots of stupid decisions. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. I opened a retirement account during that period, but it involved a managed fund with a 2% annual fee. What Were You Thinking?

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

AUGUST 19, 2012

Pertinent knowledge and prior planning will help you limit the long-lasting effect financial difficulties can have on you and your family. Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. I know that sounds harsh, but it is the reality.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

FEBRUARY 3, 2016

Tell us about you and your family. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car. The post Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College appeared first on Family Balance Sheet. Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. We will cash flow a FAMILY TRIP TO DISNEY. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JULY 10, 2014

I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. But I also have bills to pay and it’s important to buy healthy foods for my family to eat. I want to have good experiences with the people I love. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Family Balance Sheet

JANUARY 3, 2012

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. We talked through some issues and opportunities for our business and our personal, family, and financial goals. Increase Family Emergency Fund to Six Months Salary. Start College Savings Accounts for our Girls.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

For the Mommas

JANUARY 19, 2016

Add to Your Emergency Fund. An emergency fund can never have too much money in it. If you have an emergency fund to add to, then add to it. A tax refund is a perfect opportunity to put money into a college fund for your child. You never know when you may need to fall back on it.

Taxes 40

Taxes Emergency Fund Debt Money 40

Prairie Eco-Thrifter

NOVEMBER 12, 2011

The College Investor: Top Five College Myths – Dispelled! – A look at some of the biggest myths about college, and why they are not true! Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?”

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 9, 2014

Tell us about you and your family. We paid for braces, college tuition for my son, and did fun stuff like traveling while we were paying off debt. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. to be able to go on a family missions trip. emergency fund, so we started throwing what little extra we had straight. 5 – Make time for creative family fun!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

It turns out this was the best decision for our family. It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. Build up our Emergency Funds to 3-6 months of expenses.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JANUARY 26, 2016

We have a retirement to plan , our daughters’ college to save for, and many places to visit. Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget. The Game Plan: 1. Join me: #crushingdebt2016.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

MAY 27, 2015

Tell us about you and your family. Ryan is a high school math teacher and also officiates college basketball (November thru March). We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We’re now on Baby Step #7 (building wealth, which includes college funding).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Better to refinance and sink those funds into the treasury market! The College Investor : Best Defensive Stock Sectors The best stock sectors for playing defense in a rough market. Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund.

October 200

October 2011 Finance Personal Finance 200

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. It’s an actual need. There’s just no way around it.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Record all your expenses for one month. Don’t like to cut coupons?

2014 88

2014 Saving Bills Emergency Fund 88

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Record all your expenses for one month. Don’t like to cut coupons?

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Record all your expenses for one month. Don’t like to cut coupons?

New Year's 40

New Year's Saving Bills Emergency Fund 40