Saving Cents With Sense

MAY 26, 2014

Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Create Milestones.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 25, 2023

Lenders will look at your debt-to-income ratio, or DTI. Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. Two cars that look similar to you might be vastly different to your insurance company. How much you use your car.

Cars 52

Cars Car Insurance Calculators 52

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. Money market funds Money market funds are pools of CDs, short-term bonds and other low-risk investments grouped together to diversify risk, and are typically sold by brokerage firms and mutual fund companies.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Saving In Akron

MARCH 9, 2011

I did not go into debt for this vehicle. This all goes back to having an emergency fund and paying yourself first. Lack of debt means freedom and the ability to make the choices you want to make. And as you know, the last couple of years have been awful because companies weren't hiring. I paid cash.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Prairie Eco-Thrifter

AUGUST 10, 2014

. “If you have someone who relies on you for financial support, or if you have outstanding debts and don’t want to leave your family with that debt, you need life insurance.” If you have the resources, or you build up a good emergency fund, there are some types of insurance you might not need.

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Personal Finance Whiz : What Is An Emergency Fund? Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. This week week, I screened my dividend growth stocks database for companies with dividend yield between 3.5% Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

MAY 26, 2016

We could take on debt to grow using other people’s money. Getting a business loan to start and grow a company might also yield huge long tern financial results. However, taking on debt without the current ability to repay it can result in loss of down payment and years of debt interest payments.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MAY 6, 2016

Some folks don’t really bother to look at the data from the company itself, they instead rely on price movement in the financial markets. When I retired, I used this method to re-invest the proceeds from my company 401K (that I had rolled into an IRA). Technical analysis (chartists).

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1. We wanted to enter into marriage debt free. (He Where are you from? in 14 months.The

Debt Free 235

Debt Free Debt Mom Goals 235