Prairie Eco-Thrifter

MAY 30, 2012

Of course, this concept is true whether the little things are positive or negative. Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Living Paycheck to Paycheck Living from paycheck to paycheck is a dangerous and precarious practice.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal? The rest was our house. Be persistent.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. “Debt is Dumb and Cash is King.”. “…and That’s a necessity. A student loan?

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. As I find extra money, I will of course share with you and I’d like to also hear where you found extra money too. We use a Discover credit card to pay for monthly expenses at our business. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Savings Corner

DECEMBER 27, 2023

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Credit Cards 52

Credit Cards Credit December Airline 52

Family Balance Sheet

MARCH 19, 2014

Last year, my husband and I took Dave Ramsey’s online Financial Peace University course. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. . Our goal is to have everything funded by the summer.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. It will be casual and I think I’m going to make my easy lasagna , salad, steamed vegetables, and of course, birthday cake. Our mission: Live WELL, On LESS Money. How We Saved this Week: 1.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. At the time, I was coming into Manhattan every day for auditions and my work as a personal assistant and school administrator. Absolutely not. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

DECEMBER 28, 2016

Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. Learn strategies that helped them get rid off $51,000 of combined credit card debt, find fun and frugal activities, and become more money conscious.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

MAY 6, 2020

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. What got us through financially? Our emergency fund.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

SEPTEMBER 20, 2016

He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. We followed FPU which was a 9 week course.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. We still refer to it often to remind ourselves of our goals and objectives. If not for that fund, we would most likely have used credit cards to survive. Write these dreams down on paper. The plan hangs on our refrigerator.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Savings Corner

FEBRUARY 23, 2024

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Building 52

Building Credit Cards Tools Software 52

Nicoles Nickels

JANUARY 18, 2012

Most people will include a resolution about their finances in their list of goals for the year. Some of the most common resolutions is to save more money, spend less money, or pay off credit card debt. Make Them a Habit.

New Year's 40

New Year's Frugal Insurance Budgeting 40

Prairie Eco-Thrifter

MAY 26, 2016

Of course, depending on what we buy, we may experience some buyers remorse. Having that emergency fund to keep on paying for the utilities when you lose your job, or for buying the new furnace when the old one gives out may save you from using high interest debt, such as credit cards or title or payday loans to finance your day to day needs.

Money 124

Money Saving Money Lowes Grandchildren 124

Saving Everyday

OCTOBER 3, 2023

Of course, dinner reservations, booking tours, and purchasing tickets should be done in advance. We usually go with one empty credit card, put everything on that ONE card so it’s easy to keep track of, and try our best not to go over our spending goal. Have a plan Planning ahead is crucial.

Saving Money 52

Saving Money Money Travel Hotel 52

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 Of course I had to tackle the biggest issue which was my feelings of unworthiness. I felt a lot of relief when I was finally debt free and actually made a new goal to pay off my house as quickly as possible. What are your financial goals now? I had $50,784.35

Debt 100

Debt Credit Cards Debt Free Student 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

This includes your credit cards, student loans, business loans—you name it. Balance Transfer Credit Card You could get yourself a balance transfer credit card if your outstanding loans aren’t that massive. When it comes to using a balance transfer credit card , you definitely need to be careful.

Debt 52

Debt Credit Money Mom 52

Prairie Eco-Thrifter

JANUARY 6, 2011

If you live in Canada, check with the Credit Counseling Canada association. If you are constantly hitting your credit card limit, it just takes one small transaction to push you over the limit – and of course this means hefty bank charges being added to your account. The goal is to reduce it remember, not add to it.

Debt 113

Debt Finance Pay Off Debt Credit 113

The Frugal Girl

MARCH 4, 2024

A few years back, I hit my all-time high by borrowing 126 books over the course of one year. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Yup, I’m a voracious reader. How about two things? What’s the easiest/hardest part of being frugal?

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. ” We’ve been there too.

Budget 133

Budget Budgeting Financial Goals Goals 133

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. Your acceptable risk is usually determined by your financial goals, your age and your circumstances in life. Take online classes or enroll in short course at your community college to learn the basics of accounting and taxation.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

JULY 9, 2015

Brian and his family understood that the short term sacrifices were for the long term goal of being debt free. She and her husband worked together towards a common goal so they fought much LESS than when they were going in different directions. Maureen paid off $79,540 in credit card and student loan debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Saving With Shellie

JULY 2, 2012

And of course you’ll be earning interest. “Our Disney Cruise”) to remind your of your goal. For instance, if you pay off a car or a credit card, keep making that payment, but instead write the check to yourself and deposit it into your vacation savings account. The Vacation Box. Label the jar (i.e.

Vacation 83

Vacation Giveaway Friends And Family Sale Saving 83

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. What are your financial goals now?

Debt 100

Debt Finds Debt Free Pay Off Debt 100