The Frugal Girl

FEBRUARY 18, 2024

Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary.

Kids and Family 186

Kids and Family Home and Garden Money Frugal 186

Couponing 101

MAY 27, 2014

Available for students in 1st Grade all the way up through High School (Algebra 2 and Geometry). No credit card is needed and you can sign up more than one child! See more educational deals here ! FREE Summer Math Program ($39.95 Value) is a post from Couponing 101 The post FREE Summer Math Program ($39.95

Education 76

Education Motivation Credit Cards Student 76

Prairie Eco-Thrifter

MAY 4, 2011

The same kind of over thinking tends to infect financial advice, as well, especially when it’s doled out to college students who are desperate to come up with ways to make a few extra bucks between studying for exams and balancing their social lives. First things first: Be smart about credit. All it takes is some common sense.

College 169

College Graduation Credit Cards Re-use 169

Family Balance Sheet

FEBRUARY 2, 2017

” But here’s the deal, many of these people have had challenges and tough circumstances, and more often than not, money wasn’t handed to them. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Jessi and her husband paid off her student loans. with their goals.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Couponing 101

MARCH 26, 2019

Include the student’s school name, any honors, or even invite your recipients by including an address and date. This is a really great deal because it’s open to new and existing customers. Now, I’m not entirely sure how they enforce this — they might categorize a household by shipping address or credit card.

Graduation 77

Graduation Photos Codes Credit Cards 77

Prairie Eco-Thrifter

AUGUST 2, 2011

Ryan Himmel, CPA, personal finance expert, and the founder of BIDaWIZ.com suggests that you can save from 4 – 9% on qualified purchases (even if you aren’t a student!) Check with your local college for students who are majoring in the subject your child needs help with. What a deal. Private loans in the student’s name.

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

JANUARY 30, 2012

Using thrift stores to find used furniture is a great idea for college students (living in apartments and rental houses) and young professionals/couples who want furniture but who do not want to spend a lot of money. They can often tell you when there is or will be new stock, good deals, etc. If so, what was your favorite find?

Thrift Stores 201

Thrift Stores Thrifting Furniture Storing 201

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? A student loan? But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

APRIL 13, 2014

Unfortunately, none of us come equipped with the knowledge, ability and experience we eventually need in life to deal with money issues. If your college student runs up their credit card bill and can’t pay, make them work it out. Sometimes that is not the best course of action.

Kids 219

Kids Money Parenting Kids and Family 219

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

APRIL 10, 2014

She: I have to stay in Manhattan, all of my students/ tutoring clients are on the upper east/upper west side, it would just be too far to commute. By not dealing with the long term reality in the present, things inevitably become more difficult. She: I looked at all kinds of buildings with a realtor, there’s nothing out there.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 in student loan debt that was a combination of my master’s degree and my daughters undergraduate degree. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business.

Debt 100

Debt Credit Cards Debt Free Student 100

Saving Cents With Sense

SEPTEMBER 20, 2013

You can connect your grocery cards and/or credit cards to start saving when you are out. Money earned through Upromise can be put in a 529 college savings plan, put towards student loans, deposited in a Sallie Mae savings account, or you can get a check. Family Deals Online Deals sponsored upromise'

College 85

College Shopping Stride Rite Old Navy 85

Prairie Eco-Thrifter

AUGUST 6, 2013

That can lead to a great deal of resentment on your part. What You Need to Know About Student Loans 5 Common Reasons Your Credit Card Application Was Denied 5 Home Buying Fundamentals to Remember Top 5 Benefits Of Home Ownership. That kind of nagging (did you pay your bill on time?) can ruin a relationship. Money Tips'

Debt 238

Debt Credit Money At&T 238

Saving Cents With Sense

SEPTEMBER 26, 2011

If you have kids, have student loans, want to go back to school, or know someone that does, you want to know about and start using Upromise , which helps you save for college by doing things you are already doing : Shopping, Eating Out, Buying Tickets, or Fill Your Gas Tank. Are you using Upromise yet? If not, you should be and here’s why.

College 53

College Student Kids and Family Education 53

Penny Pinchin' Mom

MARCH 11, 2024

Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards. To get one at good rates, you need a good credit score. That’s where credit rating bureaus like Credit Karma come into play.

Credit 52

Credit Identity Theft Monitors Finance 52

Teresa's Deals

SEPTEMBER 3, 2015

Shop this and other new movie and TV DVD deals today at Amazon.com! Shop in-store or online at ChildrensPlace.com, now through 9/7 to save 25% off with a PLACE Credit Card purchase! Additionally, save with a 5% discount on your Children’s Place purchases every day, when you are a PLACE Credit Card shopper.

Coupon Codes 100

Coupon Codes Coupon Code Codes Auto Parts and Accessories 100

Teresa's Deals

SEPTEMBER 3, 2015

Shop this and other new movie and TV DVD deals today at Amazon.com! Shop in-store or online at ChildrensPlace.com, now through 9/7 to save 25% off with a PLACE Credit Card purchase! Additionally, save with a 5% discount on your Children’s Place purchases every day, when you are a PLACE Credit Card shopper.

Auto Parts and Accessories 100

Auto Parts and Accessories Discount Jewelry Shopping 100

Prairie Eco-Thrifter

APRIL 6, 2012

From the days when front-running involved actual running to the “Victorian Internet era” brought on by telegraphy, we can learn a great deal from looking back at a simpler era.” Theres a reason why the average amount of credit card debt per household is $15,956. Yakezie Carnival – Credit Cards Edition.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Don’t buy stuff you don’t need even if it seems like a great deal. We are what some might call homesteaders, we raise our own chickens and garden. How much debt did you pay off? What kind of debt was it? How long did it take you?

Debt 100

Debt Debt Free Finds Goals 100

Couponing 101

JULY 26, 2011

Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. It is time to change and that change is going to happen with our kids! source: [link] ). Crazy, right?

Saving Money 103

Saving Money Money Kids Debt 103

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. I called up my cell phone company and asked for a better deal. Now I make sure that I am getting the best deal. I have a passion to help people take control of their finances so that they can live the life they want to have.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Each one of us on the inside knew there had to be a better way to deal with money. It wasn’t until the last 2 years that we got serious. What inspired you to get debt free?

Debt 100

Debt Debt Free Las Vegas Finance 100

Coupons Do Work

AUGUST 13, 2016

That $10 will be credited to your JCP rewards account within 3-4 days. Also, with the JCP app, and go to the coupon section with some deals. Spouses and children under the age of 19 (25 if they’re a full-time student) can also take advantage of these savings, as long as they have a discount card in their name.

Shopping 100

Shopping Credit Cards Rewards Sephora 100

Savings Corner

APRIL 4, 2024

But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. Streamline refinance Caret Down A streamline refinance accelerates the process for borrowers by eliminating some refinance requirements, such as a credit check or appraisal.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Saving In Akron

NOVEMBER 22, 2011

Make a single-item purchase of $488 or more with your Consumer Sam's Club Credit Card and pay NO Interest if paid in full within 24 months. Microsoft Office Home & Student – $99.00. Doors open at 5 AM on Black Friday. Save early online starting Wednesday, 11/23/11, at 11 PM EST / 10 PM CST.

Club 113

Club Blu Ray Crock Pots and Slow Cookers Fridays 113

Prairie Eco-Thrifter

JUNE 24, 2012

Over-spending has become a way of life, cheered on by financial institutions and credit card companies, who want us to spend up big so they can earn ever more interest, at our expense. Easy access to credit has helped to make this process so easy; we don’t even need to have the cash. The $21 person was, tellingly, an M.D.-Ph.D.

Money 213

Money Activism Credit Debt 213

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. This is not a once and done deal.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

FEBRUARY 3, 2016

We paid off $7,665 worth of credit cards, school loans and a car loan. I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. We then celebrated by going out to get ice cream, and used a gift card. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free College Finds 100

Saving Cents With Sense

FEBRUARY 17, 2016

Once your finances are combined, however, you may need to rethink how you handle repaying old debts on things like credit card bills and student loans. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

JUNE 2, 2016

However, working in retail as I did, I was never a “big earner” While I tried to repay my student debt, the small payments I could afford made very little inroads. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. There were a number of things I tried.

Debt 100

Debt Finds Debt Free Pay Off Debt 100