Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

NOVEMBER 7, 2013

Alexa from Defeat Our Debt has some great tips for those of you struggling to pay off your debt. Don’t miss her post on 5 Drastic Ways to Free Up Money for Debt Repayment. Ryan at Cash Money Life writes How to Successfully File an Insurance Claim with USPS just in time for the busy holiday season.

Fridays 184

Fridays Debt Insurance Vacation 184

Family Balance Sheet

OCTOBER 15, 2021

Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. You can apply for the card through your Upromise account. These percentages change often, depending on the promotion.

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College Used 2020 Saving 130

Prairie Eco-Thrifter

JULY 4, 2011

Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? Family is there when you need a hand or some advice.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MAY 8, 2011

t Paydown Your Credit Cards. We just came back from holidays and did just that. Crystal presents 5 Credit Card Mistakes You Want to Avoid. Credit cards can be a great tool but these mistakes are all too common. Avoid them and you’ll do fine in the world of credit.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JUNE 14, 2012

Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. Debit cards allow you 24/7 access to your own money and help to reduce the use of credit cards. Reduce Your Credit Cards Ouch! They have single handedly created the huge amount of personal debt in this country.

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Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. Parking issues are common, especially in big cities during the holiday season. The amount is paid only when the person dies or sells the house. Rent Your Parking Spot.

Money 100

Money Home Rent Making 100

Family Balance Sheet

OCTOBER 14, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. The holiday season is just around the corner, and along with the festivities comes the gift buying frenzy. Budget Financial Organization Saving Money - During the Holidays'

Finance 100

Finance Giving Organic Organization 100

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Christmas is around the corner — uh-oh! that means, money!

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Christmas Swagbucks Bank Banking 153

Saving Cents With Sense

DECEMBER 20, 2013

The holiday season has a number of hidden costs, which really aren’t hidden as much as they are… ignored. Let’s look at where you could save a little money this holiday season: Christmas Lights. per gallon during the holidays. Start the New Year off right by making a commitment to save money and pay off debt.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Consumers with better credit scores have better interest rates. Paying Off Debt. Spending Less.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. how much debt you paid off, if you have any. Since we just celebrated the New Year, now is the best time to clean up your finances. And don’t worry about that saying.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

MAY 1, 2012

What about holidays, cars, homes, designer clothes, retirement? She got rid of her credit card debt using this.” Related posts: Take Small Steps Towards Great Financial Health Finding Your Dream Job and How to Land it How to Live your Dream Life Debt Free Bust Out of a Financial Rut How to Have a Small Budget Wedding.

Money 211

Money Debt Debt Free Cooking At Home 211

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything.

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Budgeting Budget Financial Goals Goals 133

Couponing 101

DECEMBER 26, 2011

Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) Here are a few of my favorite ways to earn extra money for the holidays. Short on cash? is a post from Couponing 101.

Christmas 80

Christmas Toys Gifts Bath and Body Works 80

Couponing 101

JANUARY 4, 2011

Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) Here are a few of my favorite ways to earn extra money for the holidays. Short on cash?

Saving Money 74

Saving Money Christmas Money Bath and Body Works 74

Prairie Eco-Thrifter

JULY 20, 2011

For example, if you’ve gotten yourself down from five-digit credit card debt to a zero balance, then your monthly bills are the lowest they can be, so it’s okay to spend a little on yourself. Frugally Festive: 6 Affordable Ways to Enjoy the Holidays. When you make a big difference, take a small celebration.

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Frugal Personal Finance Frugal Life Money 174