Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

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Saving Money Money Saving Credit Cards 52

Family Balance Sheet

FEBRUARY 6, 2021

January 2021 was a month of extremes in my family’s finances. Found Money in January: $1681. Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. We think we’ll use the money towards summer vacation. I put down half the money and financed the other half.

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Finance January Family 2020 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This blog was based on my very first spreadsheet, the Family Balance Sheet. That first family balances sheet sparked my love for spreadsheets, and over the years I created many more out of necessity.

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Budgeting Budget Family Property Taxes 160

Family Balance Sheet

AUGUST 6, 2022

Here are five ways that I saved money this month. Show me the Money! My Total Found Money for July: $816. I like to tally up any extra money I find through the month. Over the years, I have found money through rebates, refunds, and online sales. I use my plasma money for special treats for my family and me.

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July Frugal Credit Cards Donation 130

Prairie Eco-Thrifter

JULY 8, 2013

If you’ve ever lent somebody money and have had to actually ask to be repaid, you’ll know what I mean when I say it’s an incredibly uncomfortable experience. In fact, I began to suspect that she forgot about the money after a few days when she didn’t bring it up. Try asking for the money back in a playful way.

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Money Credit Cards Credit Advantage 264

Prairie Eco-Thrifter

JUNE 12, 2016

When it comes to borrowing money, having bad credit can limit your options. If you are in need of money and don’t have the time to go through a credit check, there are other ways you can get access to cash. Ask a Friend or Family Member. Credit Card Cash Advances. Home Equity Loan.

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Credit Money Credit Cards Bank 124

Saving Everyday

NOVEMBER 3, 2023

Saving money on gas is a top priority for many. In this post, we will explore effective ways for saving money on gas. Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. Kroger has a large family of stores. off per gallon.

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Saving Money Gas Money Fuel 52

Family Balance Sheet

NOVEMBER 18, 2022

That merry time of year that is filled with faith, family, food, and a little bit of shopping. Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Find the Money. Christmas is coming!

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Christmas Budgeting Budget Money 130

Koupon Karen

JANUARY 15, 2024

This is particularly true for family-owned enterprises, where such loans can provide the necessary capital to expand. You might be wondering how to make the most of such loans for your family business. The Need For Business Loans Like all businesses, family-owned companies may require additional funding.

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Family Finance Debt Monitors 52

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. Today's topic is Money and Relationships.

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Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a credit card.

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Christmas Finds Friends And Family Sale Donation 130

Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! I truly believe that family vacations are a necessity.

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Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

MAY 25, 2014

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” Or put yet another trip to Las Vegas on the credit card. How have your money practices evolved? Money Tips'

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Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

MARCH 26, 2021

If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? What helped us through that time was the money we had saved in our emergency account.

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Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. We’re a family of five, including, me, my wife and 3 children: 15 year old fraternal twins and a 12 year old son. We are a close family that likes to laugh. Where are you from?

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Debt Credit Cards Debt Free Credit 100

The Frugal Girl

FEBRUARY 18, 2024

A few years back, my extended family took a trip to Holland, Michigan. My family loves watching movies and tv series together, and having regular game nights. How did you get interested in saving money? As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family.

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Kids and Family Home and Garden Money Frugal 182

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

One way you can earn extra money is to list your house on Airbnb. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. You can lease land you own for extra money. The post How to Leverage Your Home to Make Extra Money appeared first on Prairie Eco-Thrifter.

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Money Home Rent Making 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You were raised in different families and had different familial and educational experiences. And then there’s money. Money issues can severely hamper your chance of marital success and happiness. Here are some of my tips on how to get and stay on the same money track as your spouse.

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Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

This got me thinking some more about how to save money by downsizing. Downsizing my vehicle certainly has saved me money and will continue to do so for as long as I have the car. How much room does a family really need? As families are reported to be smaller, why do we need all that extra space? Money Tips'

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Saving Money Money Saving Storage 220

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

APRIL 12, 2013

He has successfully inspired thousands of people to a life free of credit cards and debt. It just seemed easier to us to carry and use credit cards versus cash. But Dave Ramsey and Financial Peace University challenged us to think about credit cards & cash differently. Do you use credit cards or cash?

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Credit Cards Credit Debt March 100

Prairie Eco-Thrifter

OCTOBER 22, 2013

Teaching your kids about money is one of the best things you can do to set them up for financial success in the future. Here are seven things you should teach your kids about money, helping them become better spenders, savers, and investors. Spending Money. Giving Gifts. Learning What They Live.

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Money Kids College Tuition Kids and Family 234

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

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Personal Finance Finance Family Debt 240

The Frugal Girl

NOVEMBER 27, 2023

Me in one of my money mistakes! We are privileged in that we both have good-paying jobs and have more than enough money to cover the bills. How did you get interested in saving money? I actually became personally interested in saving money after the embarrassing money mistake(s) I’ll tell you about in a couple of questions.

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California Cars Car College 169

Family Balance Sheet

APRIL 19, 2016

Tell us about you and your family. My family moved to Lincoln, Nebraska before my Junior year in high school. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What are the top 3 – 5 ways you found money to put towards debt.

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Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

NOVEMBER 29, 2011

If you’re thrifty and willing to compromise, there’s no need to blow the budget when your new arrival joins the family. Here are some tips on how to save money on baby items. For most parents-to-be, buying items on the off-chance that they’ll be needed means that they end up wasting a lot of money. How vital is the item?

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Saving Money Money Baby Parenting 210

Prairie Eco-Thrifter

JANUARY 5, 2012

If your finances are tight and you already have several credit cards with high balances, it is time to change your shopping behavior to save as much as possible. We do this every month and it has saved us a ton of work and money. If the household does not use it, you have to discard it, and with it the money you spent on it.

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Saving Money Money Food Saving 221

Family Balance Sheet

SEPTEMBER 2, 2022

My found money in August was made up of a lot of little amounts and unfortunately, was not as high as in previous months. I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. Show me the money!

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August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

OCTOBER 15, 2021

Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. Please: READ AND RESEARCH TO DETERMINE what is best for you and your family. After joining, there are two ways to earn money for your 529 College Savings Plan: 1) Shopping Portal.

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College Used 2020 Saving 130

Prairie Eco-Thrifter

FEBRUARY 5, 2014

Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. When I was 18, I got my first credit card. As a result, I ended up getting myself into a couple thousand dollars worth of credit card debt on things that I didn’t need.

Debt 206

Debt 2014 Credit Cards Consumerism 206

Couponing 101

NOVEMBER 27, 2019

These eight ways to save money on holiday gifts can keep more money in your wallet. Shopping sales is one of the most obvious (and fun) ways to save money. However, shopping last minute is another completely valid way to save money. What are your favorite tricks to save money on holiday gifts? Shop Early.

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Saving Money Money Holiday Gifts 64

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

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Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

FEBRUARY 21, 2011

And because the little things things in life can really add up, let’s look at how you can help to save the world using one tiny everyday thing: your credit card. How A Credit Card Could Reduce Your Carbon Footprint. Can something as small as using a credit card on everyday purchases help the environment?

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Credit Cards Credit Used Bank 100

Prairie Eco-Thrifter

NOVEMBER 20, 2014

However, most of the time, we only had money for the low cost restaurants, so they were all one greasy spoon after another. Now that there are 5 members of our family, we easily save at least $100 a day every day that we’re on vacation and eating our own food. There was the gas, the hotel, and the restaurants to pay for.

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Travel Family Hotel Making 196

Penny Pinchin' Mom

FEBRUARY 16, 2024

The simple truth is that not many people have enough money saved up to buy a car. Do you want something spacious enough for the whole family, or are you going through a bit of a mid-life crisis and, therefore, want a two-door sports car? If you do choose to go for the pre-owned option, you will be saving yourself a bit of money!

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Spend, spend, spend, even when you don’t have the money.

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Saving Money Money Budgeting Budget 221

Couponing 101

NOVEMBER 29, 2018

Macy’s is having their annual Friends and Family sale now through 12/10! And for Macy’s credit card holders, you can get $10 in Star Money for every $100 spent using your Macy’s credit card during the sale! The post Macy’s Friends & Family Sale Happening Now!

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Friends & Family Sale Friends And Family Sale Family Jewelry and Watches 40