Remove Credit Cards Remove Finance Remove Goals Remove Property Taxes
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Family Budget Spreadsheets 2021

Family Balance Sheet

If your fresh start for the New Year includes improving your finances, you are not alone! This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth. I created it as a way to communicate our finances to my husband.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. My husband and I have always felt financially responsible.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed. What got us through financially?

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

After I became a mother, finances became much more complicated. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! Childhood joy.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.