Family Balance Sheet
DECEMBER 29, 2020
Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. Savings Goals – Set savings goals for the year and use this spreadsheet to track your progress.
Family Balance Sheet
MARCH 9, 2018
There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. You might already have this spreadsheet, since it’s free for joining my newsletter community.
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Family Balance Sheet
JUNE 4, 2015
On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. Our business is again thriving.
The Frugal Girl
FEBRUARY 18, 2024
As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. Childhood joy.
Family Balance Sheet
MAY 6, 2020
I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. What got us through financially? Our emergency fund.
Savings Corner
DECEMBER 24, 2023
Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year.
Savings Corner
APRIL 4, 2024
Your goal might be to adopt a shorter loan term, or maybe your focus is to lower monthly payments. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You can use these funds as retirement income, to pay medical bills or for any other goal.
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