Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. I’m not sure why I didn’t complete it in 2020, since I had more free time than usual, but I finally got the project done in 2021. Contact Info – I included names and numbers of extended family members, along with business cards of important contacts.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. You might already have this spreadsheet, since it’s free for joining my newsletter community.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

MAY 30, 2012

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. Quitting my job is one of the things being debt free has enabled us to do. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. When we first started we couldn’t have even conceived of becoming completely debt free.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

AUGUST 21, 2020

Become an email subscriber and get a FREE Family Balance Sheet Excel Spreadsheet download. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Create your own Family Balance Sheet: I offer a spreadsheet free to email subscribers.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

APRIL 1, 2011

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. Check your credit report for errors or unauthorized activity. Thanks for reading.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 6, 2012

The offer of a free spreadsheet is still available, just head over the the Family Balance Sheet page for more details. Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. Do you want to eliminate your credit card debt? Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. Read more about Shannon’s debt free journey. What inspired you to get debt free? She writes at Growing Slower.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Thursday: Parmesan chicken tenders , mashed potatoes, steamed broccoli, homemade sugar-free applesauce. Free Date Night! Ebates is FREE and super easy to use.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Where are you from?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. What inspired you to become debt free?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous.

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Secrets such as one partner getting a new credit card, not letting their spouse know about it and running up the balance cause marital discord and individual agony. Don’t come down on each other so hard for saving or spending that neither feels free to treat themselves. If All Else Fails, Get Financial Therapy!

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free? Decide here and now what your goals are and write them down.

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. I wish we had some of these in Canada.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. It consisted of student loans, a car loan and even some credit card debt. What inspired you to get debt free? If married, who initiated the debt free goal? What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

MARCH 8, 2017

It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. Don’t use a high interest, annual fee credit card without redeeming qualities. Discuss and agree on financial goals within your family.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. We thankfully have always been good about paying off our credit cards each month. What inspired you to get debt free? If married, who initiated the debt free goal? How did you celebrate when you became debt free? What are your financial goals now?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. Angela & Jeff’s Debt Free Story. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We also had four credit cards, two lines of credit, and a car loan.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. 10K in car payments, $35K in credit card debt. What inspired you to get debt free? If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. What inspired you to get debt free? In order to maintain our debt free lifestyle, we pay cash for everything. We rarely use a credit card and if we do, we pay it off right away. If married, who initiated the debt free goal? Where are you from?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. free except for our mortgage. We tackled our small credit card balance, then our.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

I declared my free agency, and I’ll be attempting to make the most of it. Funancials: Lesser Known Credit Card Perks – Most people are aware of the advantages to using a credit card. Free Money Wisdom: Get to Know Me, I Dare Ya! Beating Broke: I Quit My Job! Some freedom. I am fed up and want to move.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! What inspired you to get debt free?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

MAY 10, 2012

After all it was not the people who caused the problem so why should they suffer while the banks get off scot-free? posted at The Financial Blogger , saying, “The online income for May. Do you have thousands of dollars worth of student loan debt and/or credit card debt? Can you blame them?

Money 113

Money May 2012 Debt 113

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Alan’s Lifetime Senior National Parks Pass allows us free entry in the National Parks we love and provides a 50% discount on camping fees in federal campgrounds.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Prairie Eco-Thrifter

JANUARY 7, 2015

Having this information in your arsenal will make the next step of setting monthly money goals far easier, because you’ll have a good idea of where you are financially, including what areas need improvement. Set Monthly Money Goals. Question every single expense: do you really use the service?

Goals 100

Goals Financial Goals New Year's Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. With a meal plan, you will only get what you need. Camping maybe?

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. I am a free-lance sign language interpreter, putting my husband through engineering school by paying cash. We paid off $7,665 worth of credit cards, school loans and a car loan. What inspired you to become debt free? If married, who initiated the debt free goal?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Finally that careful financial tightrope I was walking came tumbling down.

Debt 100

Debt Finds Debt Free Pay Off Debt 100