Saving Cents With Sense

JULY 12, 2012

Protect your identity and important information from getting into the wrong hands with a Paper Shredder. Right now, save $10 on this 8-Sheet Strip-Cut Paper/CD/Credit Card Shredder with Basket for a final price of only $29.99 Shreds cds and credit cards. with FREE Shipping. Product Features: 8 sheet stripcut.

Shredders 81

Shredders Credit Cards Credit Paper 81

Family Balance Sheet

MARCH 25, 2011

What does your home office look like right now? As of Wednesday afternoon, my home office looked exactly like the above picture. Six Tips to a more Manageable Home Office : 1. If you are getting too many credit card offers, look inside and you should find a phone number to have your name removed from their data base.

Office 147

Office Home Identity Theft Credit Cards 147

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

OCTOBER 2, 2013

But all of this information, stored on my smartphone, also makes me a little bit nervous. What Information Can Identity Thieves Learn from Your Smartphone? An identity thief can use the information found on your smartphone to impersonate you, opening accounts in your name. They might even be able to figure out where you live.

Phones 200

Phones Bank Banking Credit Cards 200

Family Balance Sheet

DECEMBER 29, 2020

For more information about the spreadsheets and details on how to order, visit: Family Budget Spreadsheets. One January, we received a very large credit card bill in the mail. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Prairie Eco-Thrifter

DECEMBER 8, 2014

She envisioned me running out of gasoline and not being able to get home. At the time, I didn’t have credit cards so it was a valid concern. Either I would be walking or using my last quarter in the pay phone to call home and beg someone to come get me. As an adult, I use both cash and credit as well as checks.

Used 180

Used Credit Cards Gasoline Consumer 180

For the Mommas

SEPTEMBER 20, 2013

Print: FREE Home Inventory Worksheet . Print this Home Inventory Worksheet and complete it. (or Just don’t put financial information out there, i.e. bank accounts, credit cards). Take a video of each room in your home, store at bank deposit box or give to a friend/family. or fill it out online).

Home 65

Home Bank Banking Credit Cards 65

Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. The lowest credit scores — usually below 500 — are unlikely to qualify. Use a personal loan to cover the costs.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. Long-term accounts could be retirement accounts, savings for long-term purchases, like a home or your next vehicle, and college savings. Tangible Assets would be the VALUE of your home. Column C = Current Balance.

Family 241

Family Debt Finance Kids and Family 241

Savings Corner

DECEMBER 25, 2023

As a home buyer, you’ll want to have a certain level of comfort in understanding your monthly mortgage payments. The NerdWallet Home Affordability Calculator takes that major advantage into account when computing your personalized affordability factors. Credit profile. With a military connection, you may qualify for a VA loan.

Calculators 52

Calculators Debt Taxes Insurance 52

Penny Pinchin' Mom

MARCH 11, 2024

So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. I make my coffee at home, pack my lunch, and go straight home after work. Go Generic This is a trick our mothers used to save money and still give us what we needed at home.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

AUGUST 17, 2011

However, you should print any canceled checks or year-end statements that you would need for tax purposes, ie - charitable contributions, home improvements, business expenses, mortgage payments, etc. Permanent home improvement bills should also be kept while you still own your home. Read more about receipts below.

Home Improvement 153

Home Improvement Taxes Credit Cards Bills 153

Prairie Eco-Thrifter

JANUARY 8, 2013

I learnt many of them from personal experience when I realized that I had to do something about my credit card debt that was spiraling out of control. I was spending more than I earned, using my several credit cards to buy just about everything and paying off one balance so I had enough credit to pay another.

Debt 271

Debt Win Credit Cards Money 271

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Couponing 101

MARCH 3, 2019

The smart base calculates the nutritional data of the smoothie ingredients you use and sends the information to your smartphone via Bluetooth. If you have it, don’t forget to use your My Best Buy® Credit Card to earn 5% Back in rewards (6% for Elite Plus) on all your purchases at Best Buy.

Blenders 58

Blenders Credit Cards Finance Credit 58

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. You enter your information and the spreadsheet calculates your total assets, liabilities, and your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

MARCH 10, 2012

Home Energy Saver. You won’t know for sure until you take advantage of this home energy savings calculator. Credit Card Repayment Calculator. Credit Card Repayment Calculator. There is no shortage of credit card repayment calculators available online. Fuel Consumption Calculator.

Calculators 186

Calculators Saving Money Money Green 186

For the Mommas

DECEMBER 4, 2013

As many of us are shopping this holiday season, we will pull out our credit card over and over again to make the purchase. I tend to use only my credit card instead of debit card when shopping online, and use it a lot. It is very easy to do, but often times I forget to keep tabs on my credit card.

Credit 69

Credit Monitors Identity Theft Holiday 69

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. “Debt is Dumb and Cash is King.”. “…and That’s a necessity. A student loan?

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. The summit is online and you can view from the comforts of your own home! Don’t worry, you don’t have to go anywhere. Hope to see you there!

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

A borrower fills out an application for an unsecured personal loan of up to $35,000 on one of the online lending sites which verify employment and other information. I talked to Ron Suber, President of Prosper Marketplace, last week and about growth in other loan types including: small business, home improvement, travel and medical expenses.

Debt 188

Debt Personal Finance Finance Credit 188

Nicoles Nickels

DECEMBER 1, 2013

This means the site is secure and your information will be transmitted safely. Read my earlier review on the Master Lock Vault for more information. Don’t use your debit card. Use one credit card for all online shopping. I use one card for all of my online shopping.

Credit Cards 71

Credit Cards Online Shopping Credit Tools 71

Family Balance Sheet

SEPTEMBER 14, 2011

Although, I don't bother keeping month end statements any more, because our banks have that information on line for the last 5 years. Major Category: Auto - I keep sub-file for each vehicle with the loan information or deed and service receipts. Major Category: Medical records - I keep a file for each family member.

Paper 147

Paper Organic Organization Home Improvement 147

Saving In Akron

OCTOBER 27, 2011

Nearly 95% of Walmart.com products – including hundreds of thousands of electronics, home furnishings, apparel, beauty products, diapers, sporting goods and more – are now eligible for free shipping via Site to Store, Pick Up Today, FedEx Site to Store and Home Free shipping programs.

Christmas 147

Christmas Price Dec Home Furnishings 147

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Make a list of what’s important to you in a home. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Saving Everyday

JANUARY 7, 2015

You will never be billed, and you don’t have to provide any credit card information! It regularly features information about beauty, food, fashion, home, age specific child development, health, pregnancy, marriage, finance, child care, education and discipline.

Parenting 40

Parenting Magazines Health and Beauty Credit Cards 40

Prairie Eco-Thrifter

MAY 31, 2012

Consumer Affairs reported that in 2005, CVS posted purchases made by holders of their loyalty card). There was a time our home was our castle, shielded against the outside world. What I eat and buy at the grocery used to be my own business. Now drone planes could fly over our house and listen in on our conversations.(

Phones 187

Phones Converse Cameras 2001 187

Couponing 101

AUGUST 13, 2019

If you made the purchase using a credit card, they may also need that information to issue a partial refund. Typically, you would request the price adjustment through the retailer’s customer service department. You can often do this by phone or in-store at brick-and-mortar retailers. Have your receipt handy.

Work 66

Work Price Old Navy Home Depot 66

Prairie Eco-Thrifter

OCTOBER 22, 2013

Being that financial security strategies aren’t taught in the school classroom, it’s important to sit down with your kids at home and teach them valuable lessons in financial management. Kids are repeatedly bombarded with information about expensive items, whether it’s a fancy sports car or the wardrobe of their favorite celebrity.

Money 234

Money Kids College Tuition Kids and Family 234

Saving Cents With Sense

OCTOBER 22, 2015

Avoid becoming a part of this statistic by taking a few precautionary steps to keep your personal information safe. Only give your social security number out when absolutely necessary, and take the proper steps to ensure it’s not spread to inappropriate channels or people who will take advantage of the information.

Identity Theft 40

Identity Theft Shredders Credit Credit Cards 40

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JULY 4, 2011

A plan B is a must in any home. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. These days, there is an ever-growing concern about the safety of our personal information when it is shared over the World Wide Web.

Personal Finance 240

Personal Finance Finance Family Debt 240

Fashion Without Guilt

MAY 9, 2011

How they differ from traditional booking sites is that they don’t fully disclose all of the information. As an example, you can enter your home city of Houston, and this website will tell you how much it costs to fly to dozens of other cities. Travelocity with the Travelocity Credit Card. AirfareWatchDog for flights.

Budgeting 69

Budgeting Budget Travel Discount 69

Prairie Eco-Thrifter

FEBRUARY 26, 2013

You haven’t had time to pursue exercise and with holiday indulgences coming due on the credit card you don’t have spare money to buy a gym membership. In addition, you get a chance to get to know your work associates in an informal situation. Exercise At Home. 10 weeks of volleyball can be a real workout!

Saving Money 221

Saving Money Money Motivation Saving 221

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Try to boost your credit score ahead of time by paying off credit card balances and avoid applying for new credit accounts.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? It is recommended to obtain reports from all three because they each might have different information about you. Clean your home office or work space. Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals.

Finance 127

Finance Financial Goals Goals Credit 127