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Money Matters: Brilliant Hacks to Consider Before Purchasing a New Home

Motherhood Moments

Image via Unsplash It is true that the idea of buying a home continues to be the American dream, but one look at the real estate market will tell you that purchasing a property is getting more expensive all of the time. That way, you can start building momentum as you see the loans and credit cards fall off of your report.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Your bank or credit card company might offer free access to your score or credit report, too.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Pay Attention to Interest Rates Did you know that 82% of all Americans have a credit card, and 61% of them have credit card debt? Credit cards can be a lifesaver, especially when you need a small personal loan. Find yours and use it to make extra cash. Again, you’re not alone with this problem.

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Join Me for the New Year New You Financial Summit

Family Balance Sheet

Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. Jessi is the founder of the popular personal finance blog, TheBudgetMama.com, where she shares her family’s real life on a budget.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

I STILL use our spreadsheet today. You could also use a recent appraisal. Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances. Net worth is used often in regards to wealthy families, but honestly, it’s a formula everyone should embrace.

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Should You Save Or Invest Your Money?

Prairie Eco-Thrifter

Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. The bank uses your money for lending and pays you a pre-determined interest rate for that privilege. What About Debt? What Should You Do? . What do you do?

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). HELOC: What is it?

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