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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

I set up a standing order from my checking account to my savings on the first of every month, still at $600. So, whenever I banked my check at the end of the month, $600 automatically disappeared from my savings account. Start Using Cash This is a wonderful way to save money. Believe me! See what I did there?

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How to Build your Emergency Fund

Family Balance Sheet

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account.

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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.

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2019 Christmas Savings Club

Family Balance Sheet

Did you use cash or put your purchases on a credit card? It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. A credit Christmas equals: a “how are we going to pay for this” Christmas. A credit Christmas equals: a “how are we going to pay for this” Christmas.

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Money tips from Mom

Prairie Eco-Thrifter

You can’t always count on credit cards or checks being accepted. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Credit wasn’t freely available when Mom was teaching me to live a financially responsible life.

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What Is A Personal Loan?

Savings Corner

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

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6 Tricks to Save More Money in 2015

Prairie Eco-Thrifter

Try to cash it in at the bank rather than at a coin machine in the grocery store so you don’t have to pay a commission. Save all $5 bills that you get. Our money was very tight, so I didn’t have much room to save. But, that was just more money for my savings account. Take advantage of free money.

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