Teresa's Deals

SEPTEMBER 2, 2015

There is usually enough there without us having to dig into our bank account but there are times we might need a little more. Deposit into your Savings Account – Another ways you can save money for Christmas is to deposit some money into your savings account.

Saving Money 100

Saving Money Money Christmas Saving 100

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

If you’re struggling to save because you’re always tempted to spend all of your money when you receive your wages each month, setting up an automatic transaction that moves some of your income into your savings account when you get paid will help to reduce this problem. 4. Make the Most of Rewards.

Bills 113

Bills Money Bank Banking 113

Family Balance Sheet

JULY 25, 2013

I was able to transfer the $100 to our savings account in July, but I''m still short from June when I needed to use some of the savings for other gifts that we needed to buy last month. Plan your menu around what is in your pantry or freezer and limit your spending at the grocery store to just the necessities.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 4, 2021

This past winter I cleaned out closets and drawers in my quest to minimize and downsize our stuff and donated everything to the thrift store, rather than hold on to it for the spring sale. This money was put into my Christmas Savings account. Last year I made very little money and swore I was done having yard sales.

Money 130

Money May Donation 2020 130

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

FEBRUARY 1, 2013

In an effort to find some extra money to fund our Christmas Savings Account , I'm doing a pantry challenge in February. My goal is to plan February's menu around what is currently in my pantry and freezer and fill in any needs at the store, but reduce my overall monthly grocery expenses.

February 100

February Freezers Goals Bills 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Yet, your kids simply can’t stand the store brands. Use Your Savings to Make Money While most banks do offer some interest earnings on your savings, there are better places to put that money with high interest rates. Consider going for a certificate of deposit, a high-yield savings account, or a money market fund.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

MAY 31, 2016

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? Day 17: Store Brand vs. National Brand. Day 19: Save Money on Meat. Day 23: Shop at Bread Outlet Stores. Day 24: How to Save on Organic Food.

Grocery Spending 100

Grocery Spending Grocery Groceries Budgeting 100

Family Balance Sheet

MARCH 15, 2017

In October 2003, I left a career as a department store buyer with a nice paycheck, paid vacation days, 401k match, profit sharing, and health benefits, to pursue a life of self employment with my husband where all of those things are up to us. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

AUGUST 30, 2014

We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget. Action Step 4 : Compare store brands and name brands and purchase the best price per unit. For my system, read 5 Steps to an Organized Pantry.

Budgeting 100

Budgeting Budget Grocery Groceries 100

For the Mommas

APRIL 11, 2013

When you add the Huggies to your Subscribe and Save account, they drop to the $11.69 Remember, you can cancel your Subscribe & Save after your first order ships. Find More Deals: Printable Coupons | Grocery & Drug Store Deals | . Then you can clip a $1.00 off coupon, making them $10.69 for 600 wipes or $.017

Huggies 51

Huggies Amazon Savings Account Cleaning 51

Family Balance Sheet

SEPTEMBER 14, 2011

I use hanging files with tabs and manila folders to divide my categories and sub-files, depending on the amount of documents that I am storing. Major Category: Assets - I have sub-files for checking, savings, retirement. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life.

Paper 147

Paper Organic Organization Home Improvement 147

Family Balance Sheet

JANUARY 25, 2019

It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JANUARY 19, 2011

I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts. But I have seen a variety of binders at yard sales and thrift stores for pocket change. I am a bit obsessive about them being all white.

Office 159

Office Organic Organization Friends And Family Sale 159

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 24, 2012

Our accountant doesn't need to see this binder, but it contains all of the receipts that back up our business deductions, so I'll store it away in a closet with other past years. This size seems to hold everything for me for the year and my husband grabs them when they are on sale through out the year at office supply stores.

Office Supplies 153

Office Supplies Taxes Office Simple 153

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Everyday

JUNE 12, 2012

These coupons can be used in addition to manufacturer and store coupons and go into a savings account. You can withdraw your savings after just $5! It’s FREE and the savings can really add up. Final Price = $0.43 If you haven’t signed up for SavingStar yet, I highly recommend it. Sign up HERE.

Yoplait 55

Yoplait Kroger June Savings Account 55

Family Balance Sheet

MARCH 26, 2021

Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account. It might be best to use an account that isn’t linked to an ATM card, thus making it somewhat annoying to reach the funds, but not difficult when you do actually need them. Where Should the Money Go?

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Saving Cents With Sense

APRIL 8, 2011

50/1 Heinz Vinegar printable coupon to help you save. Many stores will start putting vinegar on sale and if your store doubles coupons, you could get FREE (especially the 16 oz bottle). Plus, get Extra Savings – You can also get a $1 Upromise deposit. or cheap vinegar. Find out more HERE ).

Heinz 58

Heinz Converse Easter Savings Account 58

Saving Cents With Sense

SEPTEMBER 20, 2013

You can connect your grocery cards and/or credit cards to start saving when you are out. Then, the next time that you are shopping online at stores like Target, Apple, Best Buy, Macy’s, or Old Navy, go to Upromise.com to get 5% back for college on eligible purchases. First, make sure you sign up for Upromise.

College 85

College Shopping Stride Rite Old Navy 85

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. And to save even more, check out my 9 Ways to Save at the Pump.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

SEPTEMBER 15, 2012

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. You do nothing…as long as you use one of your registered cards, the money automatically goes into your Upromise savings account!

College 55

College Dining Money Used 55

Prairie Eco-Thrifter

JUNE 22, 2014

Save your ‘savings’ You aren’t saving money if you spend less on something and buy something else with the ‘savings’! Bank the money you save into your savings account to legitimately call it saving. Why I Use Cash Should You Save Or Invest Your Money?

Money 217

Money Mom Credit Cards Bank 217

Couponing 101

JULY 26, 2011

Teach Kids to Save Money Tip #5. Give them a piggy bank to store their small change. Also, open them up a savings account to put the bigger money in. When my boys get money for their birthday, they pull half off for their savings account and the other half is for themselves.

Saving Money 103

Saving Money Money Kids Debt 103

For the Mommas

JANUARY 11, 2011

So you can save money at the store. but the question is what are you doing with that savings. Shelly from Coupon Teacher gives us some ideas about how we can save our savings. and saved over $30!”. Sometimes I wish for a way to really “save” those savings. I spent $3.02 Spending $3.03

Back To Basics 59

Back To Basics Saving Budget Budgeting 59

Saving Everyday

APRIL 12, 2013

You can also earn by doing searches, numerous activities on their site, and shopping online…including purchasing gift cards for several stores. Buy gift cards for the stores/restaurants you shop at regularly through MyPoints , earn free points, and then redeem your points for free gift cards. Jingit = $11.75.

Disney 69

Disney March Gift Cards Ebates 69

Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. And to save even more, check out my 9 Ways to Save at the Pump.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

MAY 11, 2013

Buy gift cards for the stores/restaurants you shop at regularly through MyPoints , earn free points, and then redeem your points for free gift cards. Get paid to check into a store, watch commercials, online ads, or take short surveys. Jingit = $9.25. My current favorites are MySurvey – Inbox Dollars – Opinion Place.

Disney 40

Disney April Gift Cards Re-use 40

Prairie Eco-Thrifter

JANUARY 30, 2013

You may not be able to store six months of non-perishable food items in a small apartment, but you can at least get through the initial stages of a crisis with the help of a 72-hour kit and what you have on hand for the week. I have some money in a savings account that is easy to get to, in case I need it immediately.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Saving Everyday

DECEMBER 24, 2011

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. You do nothing…as long as you use one of your registered cards, the money automatically goes into your Upromise savings account!

College 45

College Dining Money Used 45

Saving Everyday

FEBRUARY 5, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Those rebates are cash back that go directly into your Upromise account. What is Upromise?

College 68

College Money Credit Cards Kids and Family 68

Prairie Eco-Thrifter

JANUARY 24, 2012

Take the time to learn any requisite skills, either by reading, learning online or perhaps attending some of the home improvement big box store presentations and skill shops. Save over time to build the funds you will need for the renovations you want. Related posts: 10 Money Saving Tips for Your Home. The How-To of Savings.

Renovation 189

Renovation Home Real Estate Re-use 189

Saving Everyday

JUNE 4, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Those rebates are cash back that go directly into your Upromise account. Time to load this month’s Upromise coupons!

College 58

College June Credit Cards Money 58

Saving Everyday

NOVEMBER 2, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Those rebates are cash back that go directly into your Upromise account. Time to load this month’s Upromise coupons!

College 59

College November Money Credit Cards 59

Family Balance Sheet

MARCH 18, 2011

I have always been able to walk through a store with my kids and they wouldn't beg or plead or ask me to buy anything for them. She has gotten cash in the past for her birthday or Christmas, but she would have preferred a toy so I have deposited the money in her savings account. Until yesterday. 5 yr : "Mommy, Can I get this?

Money 138

Money Equal Grandfather Daughter 138

Saving Everyday

FEBRUARY 7, 2012

As always, prices and product availability can vary from store to store, so use the matchups as a guide: BIC Round Stick Grip or Crystal Pens $0.99 (through2/26). $1/1 Each store reserves the right to limit quantities of coupons used. Savings go into a savings account that can be cashed out when you reach $5.00.

Meijer 49

Meijer Land o lakes Wish Bone Ocean Spray 49