Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. So, I started with that amount and then went about finding other ways to save money fast.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

You will find first-hand experience on how expensive or easy it is to maintain, the best auto shops for that model, and a lot on the car’s reliability or best practices to enhance that reliability. Pro Tip: If you aren’t too set on buying a new car, you can also find people selling their pre-owned cars in these forums.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

SEPTEMBER 2, 2022

Much to the dismay of my kids, I’ve declared Thursday nights during the school year as Clean the Fridge Out Night. Coincidently, our credit union was offering a free shred day AND free breakfast for participating. My August Grocery Clearance finds: I found lots of tea marked down to about 90 cents a box. Show me the money!

August 130

August Frugal Green And Frugal Financial Goals 130

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

MARCH 5, 2021

Finding extra money has become a game for me. I had an unexpected surprise hit my credit card in February. Neither my husband nor I have been to Europe so this was a big deal and we were very excited to be able to take our kids on such a trip. Where did you find extra money in February? Airfare Refund: $2700.

February 257

February Money Airline Flights 257

The Frugal Girl

FEBRUARY 18, 2024

Before kids, I spent my free-time volunteering at a stray rescue shelter for dogs. After I had kids, I swapped that time to growing all sorts of interesting heirloom foods in my backyard. When the weather is nice, we love to find outdoor spaces to explore. The more kids I could “adopt”, the better! Visiting St.

Kids and Family 182

Kids and Family Home and Garden Money Frugal 182

Prairie Eco-Thrifter

AUGUST 17, 2017

Failure to find out how to land a job after school. Time to find out. Go find the college ‘placement’ or ‘career’ department online and check out what they have. Failure to be smart about credit. Yes, if you have a job or a co-signer you probably can get a credit card.

College 133

College Graduation Used Points 133

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. At first we did it anyway we could find! One of the first things we did is buy a swing set for our kids with cash! Even if all you do at first is throw the credit card away you at least will no longer go into anymore debt!! What kind of debt was it?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

NOVEMBER 4, 2016

While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Our smallest debt was a credit card that had a $600 balance. Celebrate with CASH, not credit!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Coupons Do Work

MARCH 31, 2016

Find free shipping coupon codes from jcpenney with a minimum amount purchase and tons of special offers for seasonal clothing styles and clearance. Take an extra 25% off with your JCPenney credit card or an extra 15% off with any other method of payment. Take 50% off Arizona kids’ apparel. Loyalty Sale!

April 100

April 2016 Codes Credit Cards 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

DECEMBER 28, 2016

Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. She shares some valuable tips and advice for those finding themselves in the same situation. 3 pm EST: Budgeting Basics with Jessi Fearon.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

FEBRUARY 23, 2015

Where can we find extra money? I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. As I find extra money, I will of course share with you and I’d like to also hear where you found extra money too.

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

MARCH 4, 2016

My wife started finding clothes for work on the clearance rack and our cleaning lady became the same lady I shared a bed with at night! We haven’t taken out a penny of debt since November 2011 (nor will we ever), we don’t have a credit card (and we are still alive), and we are saving money at an incredible pace.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. I will say I am excited to take our kids places now. We are what some might call homesteaders, we raise our own chickens and garden. How much debt did you pay off? What kind of debt was it? How long did it take you? Was there a particular event?

Debt 100

Debt Debt Free Finds Goals 100

Saving SAHM Sanity

MAY 31, 2013

For $2 an activity, kids can to a verity of crafts at Michaels like making a father''s day duck tape frame on June 15th, or making silly shells on June 22nd. Full listing here In you have a Bank of America or Merrill Lynch debit or credit card, take advantage of their Museums On Us program. Click here to find a museum near you.

June 45

June Bank of America Cheap Kids 45

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. We went to Disneyland as that is a place that both of us are fond of and we did not have any kids at the time. How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off $52,000 in consumer debt.

Debt 100

Debt Debt Free Finance Finds 100

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. It is time to change and that change is going to happen with our kids! Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. *

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

JULY 31, 2014

When you were young, you didn’t know the consequences that occur when you leave your allowance laying around, until you want to spend it and can’t find it. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous.

Debt 167

Debt College Student Money 167

Family Balance Sheet

JULY 2, 2015

Louis neighborhood is within walking distance to the zoo and a couple of parks, so I enjoy walking with the kids each day to let them run off some energy and I get a little workout in too. We rarely use a credit card and if we do, we pay it off right away. We strive to be a pretty active family.

Student 100

Student Debt Debt Free Finds 100

Saving With Shellie

NOVEMBER 15, 2014

Three weather-proof fuel buttons that make six fun sounds when kids stop to ‘fill up’ There’s a hose with a pretend nozzle, and a credit card swipe that can be used with a special cut-out credit card. Find more great Amazon Deals like cheap MP3 albums, grocery savings and toy sales.

Credit Cards 45

Credit Cards Customer Reviews Fuel Frugal Lives 45

Saving With Shellie

MAY 27, 2014

It will help your child to strengthen current math skills or maintain those skills over the several months of summer the kids are out of school. There also is no credit card needed to sign up, eliminating the hassle of remembering to call and cancel the service. Find more Freebies I’ve posted recently.

Credit Cards 58

Credit Cards Frugal Lives Frugal Living Kids 58

Saving With Shellie

FEBRUARY 19, 2013

It’s a method of payment that prevents the store from having your credit card info. You can use any credit card that you’d like. This is a great way to save on kids shoes! Find more fabulous Kid Deals happening now and snag some great bargains for your little ones.

Coupon Codes 45

Coupon Codes Coupon Code Free Shipping Codes 45

Saving With Shellie

SEPTEMBER 12, 2014

There are thousands of schools across the country that use LifeTouch so I’m fairly certain that many of you will have some luck finding your school. After you make all your selections, before you enter credit card info, you can try these coupon codes: Use the code 10forany to save 10% off of your purchase.

Coupon Codes 100

Coupon Codes Coupon Code Codes Austin 100

Family Balance Sheet

SEPTEMBER 25, 2019

I’m challenging myself to find the cash outside of our budget. Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names. It was a pretty easy month to find the cash. Need some ideas to find extra cash? My monthly goal is $100.

2019 100

2019 September Club August 100

Saving With Shellie

AUGUST 30, 2013

If you use your Old Navy credit card, you will get 35 percent off of your purchase! Find more Retail Coupons available now and save at your favorite stores. Deals Around Town Baby/Kids Fave Deals Retail Coupons' The sale is not applicable for clearance items or at the outlet store.

Old Navy 55

Old Navy Coupon Codes Coupon Code Codes 55

Prairie Eco-Thrifter

JULY 4, 2011

Financial Uproar from Financial Uproar discusses The Damn Kids These Days. Some people find themselves buried under student loan debt with little chance of ever paying it off. Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score? Jen from Master the Art of Saving presents Credit Card Happy!

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 6, 2021

Finding extra cash is a fun game for me and this month has been our biggest month yet. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. Found Money in January: $1681. Yep, I found a $20 bill last year on the beach! I started donating plasma in January!!!

Finance 130

Finance January Family 2020 130

Saving With Shellie

SEPTEMBER 2, 2015

You can get 25% off a new car seat or travel system when you trade up a used one or 30% off when you use your “R” Us Credit Card! Find more fabulous Kid Deals happening now and snag some great bargains for your little ones. This is great news since car seats are not cheap!

Babies R Us 40

Babies R Us Car Seats Baby Toys 40

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. To find the value of our home, I looked at what comparable homes in my neighborhood recently sold for. Knowing all of these numbers doesn’t mean that there won’t be messiness with your money.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

APRIL 5, 2011

It seems that so many kids these days have no idea about personal finance and have not been taught the skills on how to manage money for the future. Find ways to use that interest and passion to add value to society. Treat credit wisely. Treat credit wisely.

Money 133

Money Personal Finance Finance Debt 133

Prairie Eco-Thrifter

MARCH 14, 2011

The key is finding balance. If this is your first visit to Prairie Eco-Thrifter , you can find out a little more about me or check out some of this blog’s most popular posts. Download a form and get something set up to protect your kids and assets.&#. I found them entertaining and insightful and I am sure you will too.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

JULY 6, 2014

Everyone says don’t get the insurance, that your own car insurance (or perhaps your credit card) will cover you. Kid seats ($13.00 Check your credit cards and loyalty programs (airline, motel and etc) to see if they have partnered to give discounts for car rentals. ” Use online services to find deals.

Rental Car 167

Rental Car Cars Car Rent 167

Family Balance Sheet

AUGUST 11, 2016

I know there are many reasons for the dire savings rates: kids, household projects, kids, pets, kids, caring for an aging parent, kids, medical issues, and kids. I hear people say, “how am I supposed to save for retirement AND raise my kids, save for their college, AND still enjoy the present moment?

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving With Shellie

JUNE 11, 2015

Need a sweet idea for a Father’s Day gift from the kids? How about a precious little keychain for dad with all the kids name on it?! Also, be sure and check out this Father’s Day Credit Card Pocket knife for just $5.99, also on Jane.

Father 40

Father Credit Cards Frugal Lives Frugal Living 40