Savings Corner

DECEMBER 27, 2023

If your city has officials who work on economic development issues, they may be helpful too. Get a business credit card A business credit card can help keep your business and personal finances separate, and it can come in handy for purchasing needed supplies and paying your bills while your cash flow is still uneven.

Finance 52

Finance Taxes Insurance Software 52

Savings Corner

APRIL 4, 2024

The amount you can borrow with a home equity loan is based on the current market value of your home, the size of your mortgage and personal financials like your credit score and income. The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? I get swayed too when I see the sales flyers for all of the pretty things. A credit Christmas equals: a “how are we going to pay for this” Christmas. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s).

2019 100

2019 Club Christmas 2018 100

Coupons Do Work

MAY 12, 2016

JCpenney’s Arizona Apparel Buy 1 Get 1 for 1¢ sale event. John’s Bay & more at the Penney Days Sale! Save on original, regular and sale-priced items. John’s Bay & more appeared first on Coupons Do Work! This week, JcPenney has 1¢ BOGO for the following brands : Arizona, St. Valid 5/12-5/15.

Arizona 100

Arizona Mens Credit Cards Buy One 100

Family Balance Sheet

NOVEMBER 25, 2013

We’ve worked hard over the last 11 months to scrimp and save our monthly goal so that we can have a cash Christmas. This idea came to me last January when I received our credit card statement in the mail that had all of our Christmas purchases on it. We had yard sales. We sliced and diced our budgets.

Club 100

Club November Christmas Credit Cards 100

Family Balance Sheet

DECEMBER 29, 2020

One January, we received a very large credit card bill in the mail. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. In 2016, we had some appliances that were starting to not work very efficiently.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. I was just working on it yesterday as I was making some notes of gift ideas for my kids. Have a Virtual Yard Sale. Hopefully, that’s your goal too.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Prairie Eco-Thrifter

MAY 30, 2012

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Coupons Do Work

MARCH 31, 2016

Online only: Home flash sale! Save on select original, regular and sale-priced items. . Loyalty Sale! Take an extra 25% off with your JCPenney credit card or an extra 15% off with any other method of payment. Save on original, regular and sale-priced items. . 4/1 – 4/12. Save on select styles. .

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April 2016 Codes Credit Cards 100

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. One January, we received a very large credit card bill in the mail. Two years ago, we had some appliances that were starting to not work very efficiently.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Koupon Karen

JANUARY 15, 2024

Lines Of Credit: These offer a pool of funds that you can draw from as needed. Working Capital Loans: A working capital loan application is typically straightforward, providing quick access to funds needed for day-to-day operations. Merchant Cash Advances: These provide an advance against future credit card sales.

Family 52

Family Finance Debt Monitors 52

Coupons Do Work

DECEMBER 21, 2016

OR, you can save 20% off when you use your JCPenney Credit Card or 15% off select items with any other method of payment using promo code 47SHOP at checkout.). Fun Deal Idea with the Sale : . As an idea, consider grabbing FOUR Carter’s Pajama Sets on sale for $6.99-$7.99 (regularly $20), so as low as just $17.96

Storing 100

Storing Credit Cards December Credit 100

Savings Corner

FEBRUARY 23, 2024

Businesses that use Shift4 for payment processing or do business-to-business sales. All-in-one solution: After you’ve built your e-commerce website, Shopify offers additional features like: Shopify Payments , which lets you accept credit and debit card payments in your online store without needing to work with a third-party payment processor.

Building 52

Building Credit Cards Tools Software 52

Coupons Do Work

APRIL 1, 2015

JCPenney is having an awesome sale – from now until 4/4 there is a coupon to print : $10 off $25 select original, regular, sale and clearance-priced apparel, shoes, accessories, fine jewelry, home and SportsFan Shop items purchase – valid to use in-store only or online with the code 4THESALE at checkout. Save on select styles.

Printing 100

Printing Jewelry Credit Cards Clearance 100

Savings Corner

APRIL 4, 2024

Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

Bank 40

Bank Banking Credit Finance 40

For the Mommas

SEPTEMBER 10, 2019

Other features include a generous LCD screen that shows transaction values in large, easy-to-read numbers, a working scale, and a scanner for pretend coupons and credit cards. Continue reading Learning Resources Pretend & Play Teaching Cash Register $30.03 {Reg $55} at FTM.

Scanners 45

Scanners Credit Cards Activism Credit 45

Prairie Eco-Thrifter

APRIL 10, 2014

I can give you a million ideas and ways to change your situation, but you have to be willing to do the work. Some people just want to complain about what they don’t have and what they can’t do rather than doing what it takes to make it work. This was such a perfect example. My rent in our spacious three bedroom was $500/month.

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Savings Corner

DECEMBER 24, 2023

The impact of inflation and fast-rising interest rates dampened buyers’ interest, causing sales to slow and price appreciation to decelerate. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

NOVEMBER 4, 2016

While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

The Frugal Girl

FEBRUARY 18, 2024

The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. I ended up switching to shopping sales, using discounts/bonuses, and planning ahead. After all, accidentally buying too many shirts on sale isn’t exactly saving us money!

Kids and Family 192

Kids and Family Home and Garden Money Frugal 192

Family Balance Sheet

FEBRUARY 2, 2017

Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. They’re still working on developing their goals for 2017. Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Coupons Do Work

JANUARY 26, 2016

For those who shop at Kohl’s, there is a way to save even more money by COUPON STAKING and you can stack up to FOUR COUPONS In-Store and Online Codes , here is how to do it : Kohl’s has three types of coupons that can be used by everyone or with a Kohl’s credit card (Kohl’s Charge). One Max per Order).

Kohls 100

Kohls 2016 Credit Cards Free Shipping 100

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. A full sized car would actually work well, except that the seats would be too low for my spouse. Reserve well ahead of your need. Use your discounts.

Rental Car 167

Rental Car Cars Car Rent 167

Prairie Eco-Thrifter

APRIL 6, 2011

Guest Post Author Bio: This post comes from the team at NerdWallet.com, technology geeks and experts on helping users find the best rewards credit cards. The RAM Factor: After talking to many enthusiastic sales staff member, the standard advice has always seemed to be to grab as much RAM as possible.

Laptops 133

Laptops Hard Drives Shopping Credit Cards 133

Prairie Eco-Thrifter

JANUARY 30, 2012

Some small thrift stores don’t accept credit cards and a budget will help keep you from overspending or buying things that you do not necessarily need that day. Tip: Leaving your cards at home, or at least in the car, will help you stick to your budget because you can only use the cash that you have on hand.

Thrift Stores 201

Thrift Stores Thrifting Furniture Storing 201

Family Balance Sheet

FEBRUARY 6, 2021

Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. We will work hard to pay this off as early as possible. Found Money in January: $1681.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We have always loved to travel and do missions work for our church. Daniel took on an extra job doing support work for an online company that he could do from home. What inspired you to get debt free?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

For the Mommas

OCTOBER 10, 2015

The coupon works for select original, regular, sale and clearance-priced apparel, accessories, fine jewelry, shoes and home goods purchases with your JCPenney Credit Card! PRINT: JCPenney Coupon: $10 off $25 through 10/12 or 20% off with JCP Card.

JC Penneys 40

JC Penneys Credit Cards Jewelry Clearance 40

For the Mommas

JULY 13, 2016

Only paying the minimum on your credit card balance. Just because credit card companies only require you to pay a minimum amount each month doesn’t mean that you are not allowed to pay more. This improves your credit and helps you avoid paying a lot of extra money in interest. Buying the first thing you see.

Money 40

Money Credit Cards Bills Budgeting 40

For the Mommas

JULY 13, 2016

Only paying the minimum on your credit card balance. Just because credit card companies only require you to pay a minimum amount each month doesn’t mean that you are not allowed to pay more. This improves your credit and helps you avoid paying a lot of extra money in interest. Buying the first thing you see.

Money 40

Money Credit Cards Bills Budgeting 40

For the Mommas

DECEMBER 19, 2015

Check the sales papers in your local Sunday paper and see which stores have the best deals that week. Circle any items that would work for people on your list and hit the stores as soon as possible because sale items usually go quick. Many stores offer their customers special deals if they use their store credit card.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Family Balance Sheet

OCTOBER 13, 2014

Last year, our van needed 4 new tires to pass its state inspection and our 13 year old dryer stopped working. Several years ago, our other vehicle needed new tires to pass inspection and our hot water heater stopped working. There were months when our sales were HALF of what we would normally bring in. A Very Tough Year.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Coupons Do Work

AUGUST 28, 2016

Puffs Facial Tissue 48 or 56 ct will be on sale for $0.99. You will get $3 Extra Bucks when you buy one Wet N Wild 1-Step Wonder Gel Nail Color or Max Volume Mascara on sale for $4.79 (limit 3.). Trolli Candy 7-8 oz will be on sale for $1.88, plus you will get $1.88 SQUARE CREDIT CARD READER. Save at CVS.

Wet N Wild 100

Wet N Wild CVS Paper Towels Pantene 100

Saving Cents With Sense

JUNE 12, 2012

Just use the code WEEKENDTREAT and enjoy a free, customized, card. Here is how it works: You choose your card from their hundreds of Father’s Day designs. This is your chance to make it YOUR card. Note: You can choose the “Send it to me first” shipping option to receive the card free. for postage.

Fathers Day 56

Fathers Day Father Flashes Grandfather 56

Saving Cents With Sense

DECEMBER 12, 2013

Today you can save 50% off Learning Resources toys – including this Learning Resources Pretend and Play Calculator Cash Reg on sale for just $19.99 (reg $39.99). Features: Working solar-powered cash register with LCD display. Includes 30 play bills/40 plastic coins/pretend credit card. Recommended for ages 3 years and up.

Calculators 58

Calculators Credit Cards Toys Bills 58

For the Mommas

FEBRUARY 24, 2011

I am super happy to report it works just like it says it does and costs you nothing. Offermatic 0ffers automatic savings through your existing credit or debit card – without the need for coupons, codes, and vouchers. credit back to my card account. It appears on your credit or debit card within 30 Days.

Credit Cards 56

Credit Cards Target Walgreens Amazon 56