Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. Coincidently, our credit union was offering a free shred day AND free breakfast for participating. But in the end, $155 is still a gift.

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What are your financial goals now? The post Find out how Anna paid off $23,605 in college, personal loans, and credit cards. How long did it take you? I paid off $23,605.10

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

MARCH 9, 2018

I found a lot of printable (pdf) budgets, but couldn’t find a spreadsheet that I liked. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail.

Budget 160

Budget Budgeting Family Property Taxes 160

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. Our Family Vital Info Binder contains all of our important-to-us info in one place and since I am the family office manager, my husband can use the binder to find anything he needs if I’m unavailable. Credit cards. IT WAS TIME WELL SPENT! The login to my Macbook.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find that here: [link].

Budget 133

Budget Budgeting Financial Goals Goals 133

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 I can earn money back on fruits and vegetables with Snap and Checkout 51, find the best gas prices with Gas Buddy, comparison shop with Red Laser and earn free gift cards just for walking into certain stores with Shop Kick. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. So we started shopping around and were shocked to find how expensive outdoor furniture has become. I accessorized with some clearance finds from Target and Sam’s and we are really happy with our new sunroom.

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

MARCH 24, 2013

what kind of emotional issues you have with money and what kind of financial education you received. The other is to find out what your ‘money personality’ is by rating your money use, acquisition and management tenancies as one of three states: Acquisition: Avoidant Secure Insatiable. Find your risk tolerance.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

DECEMBER 7, 2014

(Photo credit: Wikipedia). Around since just before the financial crash, peer lending got the same black-eye as all credit when the bubble burst on sub-prime loans. Borrowers with very good credit can get an APR as low as 6.7% Credit is a tool in personal finance. Online lending has jumped over the last year.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

FEBRUARY 16, 2016

Follow these three action steps and the list of ideas below to find the cash for your fund. Now it’s time to FIND THE MONEY! 30 Ways to Find Money for your Emergency Fund. Look for money within your budget and find creative ways to earn extra money. 9 – Find free entertainment. Bringing in Extra Money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

MAY 30, 2012

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. If anything happened to you, what would happen to the household?

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We thankfully have always been good about paying off our credit cards each month. We started making a monthly cash budget and paying with cash instead of credit or debit cards. Where are you from?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

MARCH 23, 2015

Find and study other ways of living, earning, learning and dreaming. Travel, find a mentor, volunteer in another area. Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Are you financially independent?

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. Where can we find extra money? I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. Financial Freedom' Tell us about it in the comments.

Debt 100

Debt January Money Financial Goals 100

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. Ideally, that means as soon as you find out that you will be a parent.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

JUNE 2, 2016

Career-wise while I studied biology at university I came out to find very few opportunities in my field. I sort of fell into a retail job just to make ends meet while I figured out what to do, only to find myself “typecast” into this role for the next 10 years, moving from one demanding position to another.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

APRIL 10, 2014

I understand that finding a New York City apartment with the perfect mix of location, cleanliness, safety, and price is difficult, but if you want to live here long term, you have to be willing to make concessions and find a sustainable balance. Excuses and avoidance are dangerous to your long term financial health.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. You’ll find 2 net worth calculations: with and without the property value.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

MARCH 6, 2012

Whether you are in a marriage that is struggling over money issues or not, I hope you find them helpful. Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. Do you want to eliminate your credit card debt? Write down your goals and make them visible.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What are your financial goals now? We are what some might call homesteaders, we raise our own chickens and garden. How much debt did you pay off? What kind of debt was it? How long did it take you? It took us about 2 years to do it.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. At first, I was annoyed that my Sunday evenings would be taken up by a financial class but I began to really look forward to that time with my husband working on one of our goals that we set out at achieve! At first we did it anyway we could find! What kind of debt was it?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. What are your financial goals now? We plan to be financially free by 40. How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off $52,000 in consumer debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

FEBRUARY 19, 2022

It was a hard transition for me to go from being a major financial contributor in our marriage to staying at home with a baby and not bringing in a paycheck. If you get a chance, find this book at your library and read it, especially chapter 17. Create our family’s financial goals and Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. I started Careful Cents and used that as a platform to find freelance writing opportunities. I also found small ways to earn extra money, specifically flipping yard sale finds for a profit on eBay.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 3, 2016

We paid off $7,665 worth of credit cards, school loans and a car loan. T he other thing to find more money towards debt was simply picking up more work. Find your Why. What are your financial goals now? The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JULY 2, 2015

We rarely use a credit card and if we do, we pay it off right away. What are your financial goals now? We are living in an apartment that we can pay for out of one paycheck with money left over. The money that we used to spend on debt now goes into savings. We do not take out loans, for anything.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. To find the value of our home, I looked at what comparable homes in my neighborhood recently sold for. Having everything on one page made our money discussions much easier.

Family 241

Family Debt Finance Kids and Family 241

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Your bank or credit card company might offer free access to your score or credit report, too.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JANUARY 15, 2013

They don’t even have bad credit. Unfortunately, that type of behavior is not financially sustainable. Eventually they’ll run out of credit, or something unexpected will strain their finances, and everything will come crashing down. Create the life you want, based on your own goals, and live within your means.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

APRIL 2, 2022

Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. Find a free court, borrow or buy rackets and balls, and go play some tennis. Once summer starts, enter the actual expense.

Budget 130

Budget Budgeting Friends And Family Sale Home and Garden 130

Family Balance Sheet

FEBRUARY 4, 2015

We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. We have never carried credit card debt during our marriage, so we felt comfortable that it wouldn’t be a temptation. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now? There are just more things we can afford now.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Find Your Money Personality. Secrets such as one partner getting a new credit card, not letting their spouse know about it and running up the balance cause marital discord and individual agony. If you agree on your financial goals and approaches, neither of you will feel compelled to control the others money use.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous.

Debt 167

Debt College Student Money 167