Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

(Photo credit: Wikipedia). Around since just before the financial crash, peer lending got the same black-eye as all credit when the bubble burst on sub-prime loans. Rates for loans are competitive with personal loans from traditional banks. Borrowers with very good credit can get an APR as low as 6.7% Peer Lending Reborn.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

JULY 18, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Have you ever wondered How Secured Credit Cards Help You Repair Your Credit ? If so, don’t miss Ryan’s post about how they can be an option for repairing bad credit at The Better Credit Blog.

Debt 199

Debt Fridays Personal Finance Goals 199

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? You are one emergency short of losing track of your finances. Doing this actually gave me the peace of mind that I needed to focus on my financial goals. Your positive credit report will encourage other lenders to grant similar facilities.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Nicoles Nickels

JANUARY 29, 2012

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

Credit 45

Credit Debt Credit Cards Personal Finance 45

Family Balance Sheet

FEBRUARY 4, 2011

12 Step Action Plan To Improve Your Credit Score at Wallet Pop. Requesting our credit reports in on my to-do list. Our goal is to always come out even. I always wondered how they determined our numbers. Why I Hate Income Tax Refunds at MSN Money.

Personal Finance 100

Personal Finance Valentines Day Finance Cupcakes 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I no longer use credit cards – only debit cards or cash.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. Living below your means is the foundation of personal finance. Treat credit wisely.

Money 133

Money Personal Finance Finance Debt 133

Penny Pinchin' Mom

FEBRUARY 16, 2024

Narrow Down a Price Range If you are going to save money , you need to have a target savings goal in mind that you can work toward. Use Cash Every time you use your credit card, you are paying interest on that purchase. Try using cash as much as possible for your purchases and work on that savings goal.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. A Very Tough Year.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. Don’t worry, you don’t have to go anywhere.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Our personal finances are so interwoven with our small business finances that we view them as one.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

MARCH 24, 2013

He pays off his credit card BEFORE the statement comes! It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. Set your financial goals. In order to meet some financial goals, you must take some level of risk. Remember to consider real numbers.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

FEBRUARY 19, 2022

No surprise there; I write a blog about family life and finances. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home. Create our family’s financial goals and Debt Freedom Plan. Has it been smooth sailing?

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Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. If married, who initiated the debt free goal? What are your financial goals now? Today’s Debt Free Story is from Anna.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

JANUARY 10, 2013

If so, don’t miss YourFinancesSimplified’s guest post about whether or not student loan debt can hurt your credit score. Finalizing your 2013 goals? Figuring out a budget and how to meet those goals? These days, if you spend any time on most personal finance blogs, one of the author's main goals in life.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? Our goal is to have everything funded by the summer. “Debt is Dumb and Cash is King.”

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. No, we won’t put that on the credit card and pay for it later. Saving towards a goal and them fulfilling that goal is very satisfying to a child.

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Work Kids Bank Banking 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances.

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Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JUNE 14, 2012

” CCS presents Savvy Credit Card Use: Track Your Spending posted at Credit Card Smarts , saying, “A big key to using your credit card wisely is tracking your credit card spending. Will this trend continue throughout the year, or will consumer credit card debt follow the same path it has in previous years?

Money 124

Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Educate yourself and your family in personal finance concepts. Get your family on board. If you are married, make sure you talk the money talk, frequently, with your spouse.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 What are your financial goals now? How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

freestuff.tv

MAY 18, 2011

Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free. Define the priorities for your spending: Make sure you define your spending goals for a particular month. Pay with cash instead of credit: Carry cash wherever you go so that you don’t have to use credit. . -

Budgeting 130

Budgeting Budget Debt Debt Free 130

Prairie Eco-Thrifter

JANUARY 7, 2011

As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. Ever since I got married last year, I have done a lot of thinking about the future and the state of our finances and what goals we have as a couple.

January 113

January Personal Finance Finance Green And Frugal 113

Saving Cents With Sense

JANUARY 5, 2011

If one of your New Year’s resolutions or goals was to manage your budget better in 2011, like millions of other people, then you really should check out Mint.com. This FREE budgeting software helps you manage all your personal finances, including bank accounts, credit cards, and investments, all in one place.

Budgeting 55

Budgeting Budget Personal Finance Software 55

Prairie Eco-Thrifter

APRIL 6, 2012

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. Here are several of them and the best way to avoid them. TSI presents Superior professional mutual fund manager performance.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. I also find that setting goals makes a difference. Beating Broke tells us how we can improve our credit score by adding positive information. Sustainable Life Blog shares with us tips on how to repair our credit. Congrats!!

February 113

February Debt Finance Personal Finance 113

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. A Very Tough Year.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals.

Green And Frugal 176

Green And Frugal Kids and Family Hotel Frugal 176

Savings Corner

DECEMBER 24, 2023

Research and choose your franchise There are a variety of types of franchises to choose from, so you’ll want to start researching to find the one that aligns best with your interests, goals and budget. Many franchises will require certain personal qualifications in order to consider you as a franchisee. Business line of credit.

Real Estate 52

Real Estate Buy Buying Finance 52

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Have you had weeks like that?

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

MAY 10, 2012

Madison presents Credit Card Application Spree to Maximize Sign Up Bonuses posted at My Dollar Plan , saying, “It’s time for a round of credit card applications to make some money! KT presents In Debt Consider Paying Cash for Your Purchases posted at Personal Finance Journey , saying, “Are you in debt besides the mortgage?

Money 113

Money May 2012 Debt 113

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. If not for that fund, we would most likely have used credit cards to survive. The plan hangs on our refrigerator.

Emergency Fund 100

Emergency Fund Money Finance Debt 100