Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Really think about the extra insurance. I’ll take a look at insurance this time, but probably still won’t purchase it.

Rental Car 167

Rental Car Cars Car Rent 167

Savings Corner

APRIL 4, 2024

Determining whether you qualify: Many cash-out refinance lenders require a credit score of at least 620 and at least 20 percent equity in your home. Your cost to borrow could be lower: Cash-out refinances often have lower rates than home equity loans , personal loans and credit cards. This can be a boon for your credit score.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

MARCH 16, 2011

PMI stands for private mortgage insurance. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. The lenders use it to protect their interest in the property. Get a property tax assessment.

Saving Money 124

Saving Money Money Insurance Property Taxes 124

Savings Corner

DECEMBER 25, 2023

on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team.

Calculators 52

Calculators Illinois Credit Debt 52

Prairie Eco-Thrifter

MAY 27, 2014

Ten years after I earned that BA, I was back in community college earning credits to become a computer programmer – a field I did research beforehand and one which provided ample returns on my time and money investment. I refused to accept offered help. I saved to send kids to college first, before retirement.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Prairie Eco-Thrifter

SEPTEMBER 15, 2016

These will include things such as insurance, property taxes, gasoline (to get to the lake and to boat on the lake), maintenance, boat slip fees and storage fees in off season. It is one of the signs that you are doing well (or at least have good credit). I even have trouble getting my grown kids to gather there.

Buy 100

Buy Buying Rent Recession 100

Savings Corner

APRIL 4, 2024

Here’s generally how it works: The lender will do a credit check. But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. For a conventional refinance, you’ll need a credit score of 620 or higher for approval.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. ” We’ve been there too. What a great problem to have, right?!?!

Budgeting 133

Budgeting Budget Financial Goals Goals 133