Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? As December. Hope you have a great weekend.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

DECEMBER 1, 2014

In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. How much debt do you have? Then, at the end of December, compare where you were last December to where you are this December. One of the best ways to do that is to set realistic goals.

Goals 209

Goals Financial Goals December Motivation 209

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Yep, we’re newlyweds and eloped together in December 2013. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

NOVEMBER 23, 2013

Grab your spot at The Moms & Money Summit - December 6 & 7. The list of speakers includes Crystal from Money Saving Mom, Rachel Cruze from the Dave Ramsey Show, Mary Hunt of Debt Free Living and many more. I use blank calendars for meal planning, half marathon training, and family event planning. It’s FREE and online.

November 100

November Used Menu Planning Menu Plans 100

freestuff.tv

APRIL 5, 2011

Contest ends 31 December. We want you to live the generous life, simple and debt free. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. Join us on Twitter and Facebook and interact with the SavingsBlogger community!

Sweepstakes 109

Sweepstakes Debt Free Contest Debt 109

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Savings Corner

DECEMBER 27, 2023

Most cards offer a “grace period” : If you pay your balance in full on each statement — meaning you don’t roll over any debt from one month to the next — you won’t be charged interest. If you carry debt, though, you’ll be charged interest. This is a charge you pay to move debt from one card to another.

Credit Cards 52

Credit Cards Credit December Airline 52

Family Balance Sheet

DECEMBER 29, 2020

I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. You’ll also receive: Debt Payoff and Savings Trackers – Print these 2 trackers and place them on the refrigerator or other prominent location. Color in the blocks as you hit your goals.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

JANUARY 5, 2019

I want to reduce our debt by paying off our last non-mortgage loan. . Back in December, I read the book, Zero Waste Home: The Ultimate Guide to Simplifying Your Life by Reducing Your Waste. I don’t want to get to December 2019 and wonder where the year went and have forgotten all about everything I was trying to accomplish.

2019 100

2019 Recycle Recycled Recycling 100

Prairie Eco-Thrifter

APRIL 29, 2012

Start (or rebuild) your marriage with these financial strategies and keep debt out of your marriage! for the Week of December 6-10, 2010- Money Didn’t Grow on Trees Edition. for Week of November 29- December 3, 2010- Funny Money Quotes Edition. The next item up for bid is a night out at the club sponsored by BarWhiz.

Money 171

Money Price Finance Prizes 171

Family Balance Sheet

OCTOBER 14, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Gift giving isn’t just a December sport. Welcome to 31 Days to Organize Your Finances. Please refer back to the original post for a complete list of daily assignments.

Finance 100

Finance Giving Organic Organization 100

Nicoles Nickels

DECEMBER 19, 2011

Below are the last minute photo deals available across the web, as compiled by Crystal at Coupon Code Ava (formerly Coupon Out of Debt). Here are the current Snapfish coupon codes for December 2011. Must use by 6pm PST on December 19th. Use coupon STATIONERY30 by December 22 to get FREE shipping plus 30% off. Vistaprint.

Photos 45

Photos Wall Art December Debt 45

Nicoles Nickels

DECEMBER 23, 2011

FREE Audio Lesson: David Ramsey “Dumping Debt” FREE ebook “The Mouse and the Christmas Cake” FREE Avery Templates. Don’t forget to enter my current giveaways: Febreze Holiday Scents and Review Giveaway (Ends December 27). Kahlua Delicioso Bruch Club Review and Giveaway (Ends December 27).

Fridays 49

Fridays Freebies December Home and Garden 49

Saving In Akron

DECEMBER 1, 2011

No going into debt!!! The giveaway will end on Friday , December 9th at 11:59 PM , and the winner will be chosen by random.org through Rafflecopter. Well, let me tell you, I walked away with $2,500 in cash. So I bought myself a custom made ring, and used the rest of the money to cover all of our holiday expenses.

Giveaway 247

Giveaway Jewelry Holiday Office 247

Finally Frugal

FEBRUARY 13, 2013

I sold $20,000 of stock in December (having worked out the capital gains tax hit beforehand) and sent my last payment to the U.S. I'm pretty proud of that - I paid off $42,000 in debt in less than two and a half years (I started sending payments in earnest in September of 2010, when my balance was just over $62,000).

Debt 45

Debt Student Credit Cards Work 45

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid. A debt free holiday is a feeling that money can’t buy!

Budgeting 112

Budgeting Budget Holiday Debt 112

Nicoles Nickels

DECEMBER 13, 2011

Below are the current photo deals across the web, as compiled by Crystal at Coupon Out of Debt. Here are the current Snapfish coupon codes for December 2011. This expires December 15. Get Free Shipping on Disney Photo Gifts with coupon code DISNEYFS now through December 19. Tiny Prints. ‘Hot! Living Social.

Photos 55

Photos December Debt Deals 55

Family Balance Sheet

JUNE 17, 2018

We talked about our 2018 financial goals back in late December, but we didn’t look past the current year. We want to be debt free. The topic came to me when I realized that my husband and I haven’t really talked about our future financial goals in awhile. We want to travel to Disney and Hawaii.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Nicoles Nickels

NOVEMBER 30, 2011

Below are the current photo deals across the web, as compiled by Crystal at Coupon Out of Debt. Enter coupon code PENNYNOV through December 3. Offer ends December 3. Get up to 500 4” x 6” prints for only a penny each! Use coupon code CYBER50 to shop and save 50% on just about everything. Living Social. This ends TODAY.

Photos 49

Photos Jacksonville Gardening Garden 49

Nicoles Nickels

DECEMBER 9, 2011

Below are the current photo deals across the web, as compiled by Crystal at Coupon Out of Debt. Here are the current Snapfish coupon codes for December 2011. Get 40% off all cards PLUS free shipping through December 11 using Snapfish coupon code CARDSFS40.

Photos 40

Photos December Debt Cheer 40

For the Mommas

DECEMBER 19, 2015

Some of the best deals can be found on Black Friday and Cyber Monday, but that doesn’t mean you can’t find good deals throughout December. Using your store credit card to save on Christmas gifts doesn’t mean you have to throw yourself into massive debt. For example, some stores may offer 25% off.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Finally Frugal

FEBRUARY 5, 2011

I did take some clothing to consignment shops in December (ack! I'm not sure when I would have the time to go through my closets and find 33 items; I'm thinking in the spring, because I am almost positive that I will try to work less than I am now, even if it slows down my debt repayment. It's time to find out if they sold anything!)

Frugal 49

Frugal Clothing and Accessories Consignment Shops Consignment 49

Motherhood Moments

DECEMBER 14, 2022

You can get Dignity Coconuts for 20% off and free shipping from now until December 16. To get products by Christmas order by December 16 at noon. After years of non-profit work, we started Dignity Coconuts to help farmers escape this through direct trade, debt relief, education, skills training, clean water, and other holistic help.

Consumer 100

Consumer Fair-Trade December Meijer 100

Prairie Eco-Thrifter

DECEMBER 9, 2012

See Debt Run. The contest runs from December 10th to 28th 2012. Before we get to the entry form, lets give a shout out to all of the generous bloggers that have sponsored this giveaway: Modest Money. Outlier Model. Mo’ Money Mo’ Houses. Freedom Thirty Five. When Life Gives You Lemons. Prairie Eco-Thrifter. Frugal Rules.

Giveaway 279

Giveaway Christmas Rewards Thrifty 279

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. – Consumers used to shop heavily during December in order to reap the great rewards from the retailers. After checking and rechecking and I discover the real cost of eating out!

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Nicoles Nickels

DECEMBER 16, 2011

FREE Audio Lesson: David Ramsey “Dumping Debt” FREE ebook “The Mouse and the Christmas Cake” FREE Avery Templates. Don’t forget to enter my current giveaways: OfficeMax and 3M Holiday Help Center Review and Giveaway (Ends December 20). Scotch Tough Duct Tape Review and Giveaway (Ends December 20).

Fridays 45

Fridays December Freebies Burger King 45