Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. Tell us about you and your family. San Antonio, Texas is our home when we aren’t traveling the world. How much debt did you pay off?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Tell us about you and your family. How much debt did you pay off? What kind of debt was it?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. They blog at 2 Copper Coins.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. Tell us about you and your family. We have a family of 4. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

NOVEMBER 5, 2014

Welcome to Debt Free Stories. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? The debt consisted of my student loans and a car loan. What inspired you to get debt free? Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

FEBRUARY 6, 2021

January 2021 was a month of extremes in my family’s finances. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office. I talk a lot about debt freedom and that is still a goal of ours, and our Debt Freedom Plan will be adjusted.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

DECEMBER 29, 2020

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. Weekly Menu & Grocery List Planner (pdf).

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. I am a stay at home mom to 3 kiddos and a cockapoo named Otis. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. We’re a family of five, including, me, my wife and 3 children: 15 year old fraternal twins and a 12 year old son.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Value of your home – outstanding debt on your home = Equity).

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

MAY 22, 2011

For some this wakeup call came as a result of losing their home in foreclosure or their car in repossession. Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. Look Your Debt in the Eyes.

Debt 157

Debt Recession Unemployment Budgeting 157

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. I am a stay at home mom and freelance marketer and my husband works in the construction industry. How much debt did you pay off? Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. Tell us about you and your family. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. How much debt did you pay off? What kind of debt was it? Over $212,000 worth of debt and medical expenses.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JANUARY 2, 2021

I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets. We paid off all of our non-mortgage debt in 2019, so we felt we could shift our focus to saving money for other goals, like retirement and college savings. 2019 Debt Freedom Plan Update.

Debt 130

Debt 2020 2019 Financial Goals 130

Prairie Eco-Thrifter

MARCH 7, 2011

Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. Leave behind debt relief options.

Debt 171

Debt Thrifty Money Fuel 171

Family Balance Sheet

MARCH 28, 2014

I’m a numbers gal and I love to play around with numbers, so this week as I was preparing our April budget I decided to calculate how much interest we are paying each month with our debt payments. I realized that the total amount of interest we pay each month is 25% of our total debt payments. GRRRRRRRR !

Debt 113

Debt Making Motivation Calculators 113

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. I cried for days and we celebrated the occasion with a family cruise a few months later. Also that year, I wanted to create an In Case of Emergency (ICE) binder for my family.

Financial Goals 130

Financial Goals Goals Debt College 130

The Frugal Girl

FEBRUARY 18, 2024

A few years back, my extended family took a trip to Holland, Michigan. We share our home with a 70lb rescued mutt. My family loves watching movies and tv series together, and having regular game nights. As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Family Balance Sheet

OCTOBER 1, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. It all starts here: your family’s balance sheet.

Finance 178

Finance Organic Organization Family 178

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

There are many benefits of leveraging your home to make some extra cash and generate an additional revenue stream. Another advantage of Airbnb is that it is free and easy-to-use, you can simply sign up and share your home. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt.

Money 100

Money Home Rent Making 100

Motherhood Moments

JANUARY 2, 2023

Stay-at-home-parents need life insurance as well as working parents - they may not have income to replace, but there can often be extra childcare costs, depending on the age of the children at home. You might need to consult with a financial planner or other expert to make sure you have the coverage that is right for your family.

Life Insurance 100

Life Insurance Insurance Money Parenting 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

MARCH 11, 2021

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts.

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Do you keep your family in a survival mode? Arranging a family financial analysis is very important to long term financial success. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. Here are some tips to conduct an effective family financial analysis.

Family 196

Family Financial Goals Debt Goals 196

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. A person can bring home a big paycheck but have a low net worth if they spend most of their money. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances.

Calculators 52

Calculators Taxes Debt Consumer 52

Shereen Travels Cheap

FEBRUARY 24, 2024

I don't know about you, but I try to support and learn about local businesses in my home city and wherever I travel. I seek those out at home and when I'm when I'm on vacation, so I know my money is going into the local economy instead of some big conglomerate.

Travel 231

Travel Podcasts Restaurant Museum 231

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. He now works as an architect, and I do some freelance from home now that we have kids. How much debt did you pay off? How much debt did you pay off? What kind of debt was it? Read more about Shannon’s debt free journey.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

AUGUST 6, 2013

Not too long ago, a family member asked me if I would be willing to co-sign on a loan. My rule of lending to family: Don’t. With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation. Are You Prepared to Take on That Debt? It was a somewhat large loan.

Debt 238

Debt Credit Money At&T 238

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. Requirements for the 2023 award are as follows: · Be a current 11 th grader during the application cycle. ·

Kansas City 130

Kansas City Kansas Student College 130

The Frugal Girl

DECEMBER 11, 2023

My husband and I have four kids ranging from age 3-8, and I am a stay-at-home mom. Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. and realized we should pay off this debt as quickly as possible.

Money 195

Money Kids and Family Frugal Parenting 195

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. to be able to go on a family missions trip.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100