Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth. I created it as a way to communicate our finances to my husband.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In addition a couple fantastic personal finance books are also up for grabs. Bonus Prize Yes there is a bonus.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

JUNE 24, 2012

Here is the list of prizes as well as the winners: iPad (sponsored by Prairie Eco Thrifter and Sustainable Personal Finance ) Nicole D. $25 25 PayPay Gift Card (sponsored by My Broken Coin ) Nikki H. $25 25 Amazon Gift Card (sponsored by Live Real, Now ) Trish F. Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

MARCH 22, 2012

Many thanks to Young Adult Finances who hosted the Yakezie Carnival – Mardi Gras Edition and included my post, African Safaris, Gorilla Treks and Blogcation. Sustainable Personal Finance included YFS’ post, Frugal Anniversary Gift Ideas that Will Win Her Over in the Carnival of Personal Finance #349.

Personal Finance 133

Personal Finance Finance Las Vegas Budgeting 133

Family Balance Sheet

MARCH 26, 2021

Both books provided the blueprint for Our Debt Freedom Plan. Later in his plan, he recommends saving 3-6 months of expenses, but only after paying off the non-mortgage debt. According to Dave’s Baby Steps, once non-mortgaged debts are paid off, your goal should be to save three to six months of living expenses.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We lived our lives as if the money was never ending and we truly believed we were immune to ever having to worry about our finances. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

JULY 10, 2012

You can’t get what you want out of your personal finances on the Toll House budget. How to Start a Budget with a Purpose Just like my experience making cookies, we have the ability to put our finances into a budget so that we can get what we want with the money we earn. Do you want to be debt free? Do you want to retire?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

NOVEMBER 14, 2013

Bob from Dwindling Debt wants to know, Can you Really Go Contract Free with your Smart Phone? Sustainable PF from Sustainable Personal Finance writes about how Adopting Minimalist Principles to Save Money and Live Sustainability is possible. Love your smart phone but hate the long contract requirements?

Fridays 174

Fridays Airline Personal Finance Money 174

The Frugal Girl

FEBRUARY 18, 2024

At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. After I became a mother, finances became much more complicated. My oldest child and our dogs not too long before I started reading this blog! How did you get interested in saving money? helping out 7.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Prairie Eco-Thrifter

OCTOBER 8, 2012

When you have enough, you can cash them out for a gift card or prize. If you earn 2,699 Swagbucks, you can redeem it for a $25 Lands End gift card, for example. Use that gift card combined with sales to buy some new clothes to give to a needy family. You can use your Swagbucks for charity in a variety of ways. At first.

Giving 235

Giving Money Swagbucks Donation 235

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. The only secrets we have from one another is when we buy each other a gift. We have more stable careers, we have no debt (other than our mortgage), and we own a home. Reducing Debt. Now on to the PEP’s of the week.

February 113

February Debt Finance Personal Finance 113

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Look at your finances in an honest light. Be realistic.

Budgeting 112

Budgeting Budget Holiday Debt 112

Prairie Eco-Thrifter

JANUARY 14, 2011

Canadian Finance Blog tells us how our spare change can really add up. Canadian Personal Finance Blog shares with us what he has learned about money management over the years. Bucksome Boomer shares with us how to revolutionize our finances using our savings. Moolanomy asks us what we do with our unwanted gift cards ?

January 113

January Personal Finance Green And Frugal Finance 113

Prairie Eco-Thrifter

MARCH 10, 2011

Sustainable Personal Finance tells us to stop smoking. Reducing Debt. Eventually you will have to pay off your debt and if you have let it get out of control, you are going to be in for a real surprise. I say, set your priorities and pick your purchases wisely and by doing so you can avoid debt for good. Getting Healthy.

Personal Finance 133

Personal Finance March Finance Family 133

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. But the answer really comes down to your finances and life circumstances.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? Where are you from?

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

FEBRUARY 11, 2011

The Canadian Personal Finance Blog shares with us 10 lists he hopes none of us follow when it comes to our money management. Canadian Dream shares with us the stages of personal finance. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Reducing Debt.

February 113

February Finance Personal Finance Money 113

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. It also released its nationally representative 2023 Valentine’s Day Spending Survey , which found that more than 1 in 4 of Americans expect their Valentine to not spend any money on gifts this year.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Prairie Eco-Thrifter

JANUARY 30, 2017

The New York Daily news reported that wife of Yankee ball player Alex Rodriguez’s wife ran up credit card debt of $100,000 when she found out about a dalliance between he and Madonna. If he indulges in his penchant for gifting HIS favorite cause, I send equal amounts to my struggling brother.

Money 100

Money Camping Equipment Bank Banking 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Building a college finance fund takes dedication and consistency. But those can saddle your children with debt for 20 years or more! Use coupons, children eat free specials, and discounted restaurant gift certificates to save on meals. When your children are college age, they can always get a private student loan. Eating Out.

College 100

College Budgeting Budget Friends And Family Sale 100

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Gift Giving Fund. By the end of the month, my goal is to help you have a detailed financial plan for your family.

Finance 100

Finance Organic Organization Budgeting 100

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. How much debt did you pay off? What kind of debt was it? How much debt did you pay off?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

The Frugal Girl

NOVEMBER 13, 2023

I don’t want to feel like I’m wasting all the gifts I’ve been given, including my finances. I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. Making good use of the resources I have – not only money, but my health, physical abilities, skills, etc. I have two!

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

MARCH 3, 2011

My grandfather wasn’t well enough to fly in for the wedding but he did send a gift in the mail along with his blessing. The Centsible Life shares with us 5 tips for managing the family finances. My hubby and I sit down and talk about our finances once a week. How do you manage your family finances? Reducing Debt.

February 140

February Family March Finance 140

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. If you win a gift card to the grocery store, put the amount you’d normally spend on groceries in your savings account.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. is for ‘other’ expenses and this category includes things like education, gifts, vacations, personal care, tobacco and alcohol, contributions, personal insurances, pensions and miscellaneous expenses.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 27, 2023

Points and miles can be redeemed for travel, gift cards, merchandise or other things. Most cards offer a “grace period” : If you pay your balance in full on each statement — meaning you don’t roll over any debt from one month to the next — you won’t be charged interest. Points or miles.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

APRIL 4, 2016

Depositing each and every birthday and Christmas gift check in the bank. Paying extra on your debt each period and then not incurring new debt. Paying extra on your debt each period and then not incurring new debt. Working overtime each night and weekend for multiple years and saving the extra income.

Goals 100

Goals Friends And Family Sale Money Activism 100

Prairie Eco-Thrifter

FEBRUARY 13, 2014

Meanwhile, one of my other friends, who is halfway through nursing school and up to her eyeballs in debt IS going because she feels OBLIGATED. But considering that I’ll already be spending $100-200 on gifts, transportation, accommodations, etc for the wedding itself and the bridal shower, I just don’t see that.

Europe 202

Europe Wedding Money Goals 202