Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

freestuff.tv

APRIL 4, 2011

We want you to live the generous life, simple and debt free. Contest ends 3 June. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

Gift Cards 109

Gift Cards Giveaway Gifts Debt Free 109

Prairie Eco-Thrifter

AUGUST 6, 2013

If you can make it a gift, do that. With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation. Are You Prepared to Take on That Debt? So, if the borrower doesn’t pay, you have agreed to cover the debt. You don’t just have to be ready to pay the debt.

Debt 238

Debt Credit Money At&T 238

freestuff.tv

APRIL 5, 2011

If you have received a gift pack from Right@Home in the last 180 days, you are not eligible for this month’s offer. We want you to live the generous life, simple and debt free. This is for the first 5000. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

Gifts 109

Gifts Debt Free Debt Reuse 109

Family Balance Sheet

OCTOBER 14, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. The holiday season is just around the corner, and along with the festivities comes the gift buying frenzy. Gift giving isn’t just a December sport.

Finance 100

Finance Giving Organic Organization 100

freestuff.tv

APRIL 4, 2011

We want you to live the generous life, simple and debt free. Also, don’t forget about some of the previous posts on other codes. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

Growing 109

Growing Pampers Points Gifts 109

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I redeemed $175 for gift cards from our business credit card’s cashback program. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach!

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

For the Mommas

NOVEMBER 5, 2014

There are a variety of gift ideas in this book for you to choose from. Create gifts out of crafted items such as tree ornaments and handmade Smartphone cases. Gift them something delicious by mixing up cookie mixes and brownie batches. Others are the ones they enjoy today—or make to give as gifts. 1 by Towaka.

DIY 59

DIY Christmas Gifts Debt 59

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Our balance sheet is starting to reflect all of the hard work we have done over the last 5 years to reduce out non-mortgage and business debts, so I added a few calculations that were missing in the past.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Do you know how to protect yourself if debt collectors are harassing you?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

MARCH 11, 2012

Whether you have received a windfall as a birthday gift, graduation gift, or a tax refund, you still need to know how you can spend your money wisely. Get Out of Debt. After you have accepted the reality that you actually received a windfall, the next thing you need to do is get out of debt. What to Do With a Windfall.

Debt 186

Debt Money Win New Cars 186

Family Balance Sheet

MARCH 26, 2021

Both books provided the blueprint for Our Debt Freedom Plan. Later in his plan, he recommends saving 3-6 months of expenses, but only after paying off the non-mortgage debt. According to Dave’s Baby Steps, once non-mortgaged debts are paid off, your goal should be to save three to six months of living expenses.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. The newest example of the program’s extraordinary offerings lies in the 2023 Traditional Scholarships.

Kansas City 130

Kansas City Kansas Student College 130

Family Balance Sheet

OCTOBER 18, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 14: Create a Gift Giving Fund. Day 17: Create a Plan to Eliminate Your Debt. Welcome to 31 Days to Organize Your Finances. Day 13: Create an Emergency Fund.

Finance 124

Finance Organic Organization Emergency Fund 124

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. In fact, you may end up buying the best gifts they receive this year. It doesn’t have to be that way though.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

JUNE 24, 2012

25 PayPay Gift Card (sponsored by My Broken Coin ) Nikki H. $25 25 Amazon Gift Card (sponsored by Live Real, Now ) Trish F. Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 20 Amazon Gift Card (sponsored by Bucksome Boomer ) Lee B. $25 25 Amazon Gift Card (sponsored by Work, Save, Live ) Debbie R. $25

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. Ask for stocks as a gift. Partner with trusted friends or relatives to buy as a group.

Emergency Fund 184

Emergency Fund Debt Money Father 184

The Frugal Girl

FEBRUARY 18, 2024

At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. How did you get interested in saving money?

Kids and Family 186

Kids and Family Home and Garden Money Frugal 186

Family Balance Sheet

DECEMBER 29, 2020

I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. I created the Gift Spending Budget spreadsheet to start planning for the next Christmas because I NEVER wanted to feel that out of control again. Color in the blocks as you hit your goals.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Couponing 101

DECEMBER 26, 2011

Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) or trying to save a little money each month to pay for gifts. How to Save 75% on Christmas Toys, Gift Wrap, and More! Short on cash?

Christmas 80

Christmas Toys Gifts Bath and Body Works 80

Family Balance Sheet

OCTOBER 31, 2014

During the series, we talked about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 14: Create a Gift Giving Fund. Day 17: Create a Plan to Eliminate Your Debt. I won’t be hurt if you were feeling the same way–LOL!

Finance 100

Finance Organic Organization Emergency Fund 100

Saving Cents With Sense

JANUARY 27, 2011

Good news – I have several fun giveaways to help you celebrate, including this first one from eBillMe to win a $25 gift certificate to Zappos.com. eBillMe is a fun site that helps you save on gift card purchases. AND if you shop the gift card mall on Tuesdays, you’ll get 20% cash back on gift cards ! Simple Mom Reviews.

Gift Cards 76

Gift Cards Giveaway Gifts Bills 76

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

NOVEMBER 23, 2013

The list of speakers includes Crystal from Money Saving Mom, Rachel Cruze from the Dave Ramsey Show, Mary Hunt of Debt Free Living and many more. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. It’s not too late to make a budget for your Christmas spending.

November 100

November Used Menu Planning Menu Plans 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

freestuff.tv

APRIL 7, 2011

We want you to live the generous life, simple and debt free. Contest ends 23 September. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. Join us on Twitter and Facebook and interact with the SavingsBlogger community!

Giveaway 109

Giveaway Debt Free Contest Debt 109

freestuff.tv

APRIL 4, 2011

We want you to live the generous life, simple and debt free. Contest 28 April. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. Join us on Twitter and Facebook and interact with the SavingsBlogger community!

Vacation 109

Vacation Giveaway Hotel Debt Free 109

Prairie Eco-Thrifter

NOVEMBER 14, 2013

Bob from Dwindling Debt wants to know, Can you Really Go Contract Free with your Smart Phone? If so, don’t miss Adam’s post at Stop Worrying About Money highlighting 5 Christmas Gift Ideas For Friends and Family Who Struggle With Money. Love your smart phone but hate the long contract requirements?

Fridays 174

Fridays Airline Personal Finance Money 174

freestuff.tv

APRIL 7, 2011

Monthly winners will receive a $50 American Express gift card. We want you to live the generous life, simple and debt free. Contest ends 2 October. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. Join us on Twitter and Facebook and interact with the SavingsBlogger community!

Contest 109

Contest Sweepstakes Debt Free Debt 109

freestuff.tv

APRIL 3, 2011

Join the Facebook fanpage and post a comment/testimonial BEFORE ordering this free gift. We want you to live the generous life, simple and debt free. Obviously, there’s no ultra-secret device we use to see whether you’ve done so or not, so it’s all about the Code of Honor. Enjoy this site?

Money 109

Money Debt Free Debt Saving 109

freestuff.tv

APRIL 3, 2011

Don’t forget to join the Aveda Birthday Club and receive a FREE gift on your birthday! We want you to live the generous life, simple and debt free. value) Coupon expires 30 June. value) Coupon expires 30 June. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

Debt Free 109

Debt Free Birthday Debt Saving 109

Saving Everyday

MARCH 3, 2014

Get Out of Debt! And Stay Out of Debt For Good! Amazon Deals Deals Gift Ideas Magazine & Book Deals Online Deals' Thanks, Pandora’s Deals for this great list! Twin Willows. Contingency. A Stranger in the Family. What Makes: A Fish a Fish. The Pack: Winter Kill. Heavenly Burgers and Shakes: Quick and Easy Cooking.

Debt 51

Debt Kids and Family Daughter Father 51

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Remember, no gift is worth skipping a utility payment for.

Budgeting 112

Budgeting Budget Holiday Debt 112

Saving Cents With Sense

DECEMBER 20, 2013

When we think about how much we spend at Christmas, we typically focus on how much we spend on gifts for other people. Self-Gifting. According to the National Retail Federation (NRF), self-gifting is down this year. Start the New Year off right by making a commitment to save money and pay off debt. Rethink Your Spending.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Prairie Eco-Thrifter

OCTOBER 8, 2012

When you have enough, you can cash them out for a gift card or prize. If you earn 2,699 Swagbucks, you can redeem it for a $25 Lands End gift card, for example. Use that gift card combined with sales to buy some new clothes to give to a needy family. You can use your Swagbucks for charity in a variety of ways.

Giving 235

Giving Money Swagbucks Donation 235