Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

FEBRUARY 5, 2014

I’m sure you’ve heard: household debt is on the rise and consumerism is everywhere. Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. My experiences with debt have been 100% negative. Debt does much more damage than good, however.

Debt 206

Debt 2014 Credit Cards Consumerism 206

Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. What inspired you to get debt free? They blog at 2 Copper Coins.

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Debt Free Debt Goals Student 243

The Frugal Girl

FEBRUARY 28, 2024

Everything I do seems to make matters worse. I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt.

Money 203

Money Debt Credit Cards Goals 203

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

Debt 100

Debt Goals 2016 Calculators 100

Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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Debt Win Credit Cards Money 271

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. Some families find it feasible to make drastic cuts to non essential expenditures such as entertainment, dining out, and vacationing.

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Debt Recession Unemployment Budgeting 157

Family Balance Sheet

APRIL 1, 2021

Follow these three action steps and the list of ideas below to find the cash for your fund. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now it’s time to FIND THE MONEY! 25 Ways to Find Money for your Emergency Fund.

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Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. However, knowing your numbers will help you determine and make a plan for the messiness. There was a time our spreadsheet reflected a lot of debt and not a lot of savings. It showed him what we OWE and what we OWN.

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Family Debt Finance Kids and Family 241

Motherhood Moments

DECEMBER 26, 2022

With the holiday season in full swing and inflation weighing on people’s finances, more than 75% of Americans expect to spend less on New Year’s plans compared to last year and 1 in 3 people are planning to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey , released today.

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New Year's Money Finance Debt 130

Family Balance Sheet

OCTOBER 8, 2015

3 Smart Steps to a Debt Free Christmas. Find the Money. But if you are coming up short on cash for your upcoming Christmas spending, there’s still plenty of time to find the funds. I’m posting ideas of ways to find $1000 this month on Facebook every night at 8pm est in October. Create a Budget. reference.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

JANUARY 2, 2021

I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets. After 2019, I had a lot of hope for finding a word for 2020 but struggled to find one that was meaningful to me. How our Debt Freedom Plan Prepared Us for the Pandemic. My word was REDUCE.

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Debt 2020 2019 Financial Goals 130

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

There are many benefits of leveraging your home to make some extra cash and generate an additional revenue stream. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. According to one report , it costs Americans $73 billion a year to find parking spaces. List Your Property on Airbnb.

Money 100

Money Home Rent Making 100

Family Balance Sheet

JANUARY 20, 2023

Did you make 2023 financial goals ? That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. Find the holes.

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Financial Goals Goals Debt College 130

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt.

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Debt Finance Pay Off Debt Credit 113

Motherhood Moments

JANUARY 24, 2023

Here at Frugal Focus , we know how important it is for you to find the perfect home, so we have some tips for how you can get a great deal before you sign the dotted line. Weigh the Pros and Cons of a Home Warranty Another cost consideration you will need to make is deciding if you will invest in a home warranty or not.

Money 130

Money Home Real Estate Warranties 130

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. Where are you from?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 19, 2012

I generally like working out, but working out when I’m not motivated makes me resent it. Our debt levels from keeping up with the Jones’ is attributable to that fact. Or watched ‘ Til Debt Do Us Part , and reassessed your budget? Try to make the reward match the goal.

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Motivation Finds The Biggest Loser Debt 189

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. Update our Debt Freedom Plan to reflect lessons learned during this crisis.

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Budgeting Budget Family Debt 246

Discount Coder UK

JANUARY 7, 2014

Not waving but drowning… are you already struggling to pay off your Christmas debt? If so, did you know there’s no need to make debt repayments you can’t realistically afford? The British Government has put in place laws to help people like you, who are finding repaying their debt a problem.

Debt 45

Debt Christmas Finance Deals 45

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Average personal loan interest rates by credit score People with good or excellent credit may find average loan interest rates in the low double digits. percent as of March 27, 2024.

Debt 52

Debt Bank Banking Credit 52

Savings Corner

DECEMBER 27, 2023

Here are five things you can do to make your personal loan easier to manage. The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it. If you can lower your payment or your interest rate, that makes sense.”

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. You’ll receive the funds in a lump sum, then make regular monthly repayments amortized over the term of the loan, typically as long as 30 years.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

MAY 4, 2021

Finding extra money is a game for me. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. Aflac Reimbursement: $40.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

OCTOBER 30, 2013

In the month of October, my challenge will be to find $1000. Mondays thru Saturdays in October, I will have ideas to help you find $1000 too. On Sundays, we’ll meet here to catch our breath, and let everyone know how we’re finding our $1000. Find a Part-Time Job. Find a Seasonal Part-Time Retail Job.

Finds 113

Finds Part Time Hobby October 113

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. The difference between the two is given to you in a lump-sum payment.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Insurance Taxes 52

Shereen Travels Cheap

FEBRUARY 24, 2024

Some Remember Sock Hops, Others Remember Riots by artist Theaster Gates For Black History Month, let's talk about the apps that can help you find Black businesses, learn more about Black History, and celebrate Black culture: EatOkra This app features Black-owned restaurants and eateries.

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Travel Podcasts Restaurant Museum 225

Family Balance Sheet

AUGUST 6, 2022

I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. To save time during the week, I make the salad and chop the fruit on Sunday nights. I’ve been making bacon a lot lately in my cast iron skillet. Marked down meat! Show me the Money!

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

MARCH 5, 2021

Finding extra money has become a game for me. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Honestly, it was months in the making, but at one time, I didn’t think I would ever see the money. Where did you find extra money in February? Airfare Refund: $2700.

February 257

February Money Airline Flights 257

Saving Cents With Sense

MARCH 25, 2013

When you are looking to get a car, a house, home or school loads, or borrow money or any other reason, your credit score makes a huge impact. Paying bills on time and managing debt are important steps to good credit. It helped make my big decision easier, and it can do the same for you (Score Planner is free to everyone.

Credit 75

Credit Finds Making Contest 75

Prairie Eco-Thrifter

AUGUST 7, 2012

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. Without a plan in place, you could find it harder to get the things you want; it could even mean scrimping in your older years. Make these important decisions together, integrating ideas from both of you.

Financial Goals 213

Financial Goals Goals Making Simple 213