Saving Cents With Sense

DECEMBER 20, 2013

Per household, that’s about $11 a day for a Griswold/“Christmas Vacation”-style over-the-top light show, and about $1.56 Food and Decorations. The average shopper will spend $100 on food and candy and $51.60 Start the New Year off right by making a commitment to save money and pay off debt. Photo by jspad via Flickr.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Free Money Wisdom: The Trouble with Tithing Giving can be done in ways that don’t involve the transfer of money.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Jester presents The Importance of Vacations For Kids posted at The Ultimate Juggle , saying, “This article explains the reasons that we prefer to take destination oriented vacations for the kid’s sake.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

JANUARY 21, 2016

I found pleasure in thinking about giving our children and grandchildren the opportunity to see part of the world they might not otherwise see. The other wants to pay off some student loan debt and would really rather go elsewhere anyway. Normally I am very frugal and a saver, but this trip meant more to me than the money involved.

Building 100

Building Kids and Family Hawaii Son 100

Prairie Eco-Thrifter

OCTOBER 4, 2011

The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. 262,032 Food Preparation. We took infrequent vacations. I’ve actually never ever had either. 56,399 Lawn Care.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We are co-hosting a bday party for a dear friend of mine this Saturday and we are in charge of all the food. We have been saving for our vacation to Asia since last year and we have been successful at this. We have more stable careers, we have no debt (other than our mortgage), and we own a home. Reducing Debt.

February 113

February Debt Finance Personal Finance 113

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

NOVEMBER 23, 2014

We don’t like debt. We paid cash for our vacation condo and paid off our last mortgage in 1993 (Yeah!). If your veteran is or is about to become, homeless, there are programs to help with food, housing and education. The VA is not the only place that gives benefits, perks and discounts for veterans. VA Mortgage.

Military 162

Military Grandfather Education Los Angeles 162

The Frugal Girl

JANUARY 29, 2024

We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat. We have significant food restrictions so sourcing our own is helpful health-wise & cost-effective too. Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God.

Arkansas 180

Arkansas Frugal College Kids and Family 180

The Frugal Girl

NOVEMBER 13, 2023

Limiting waste is what really drives most of the habits I have that would qualify as “frugal” – reducing/eliminating food waste, returning unneeded items, pursuing refunds, checking on warranties, repairing things, etc. For me, being in the kitchen and making food for people is an act of love. Eat at grocery stores!

Kids and Family 190

Kids and Family Parenting Cars Car 190

Prairie Eco-Thrifter

JANUARY 21, 2011

I suggest you all give a look at this list. Not Made of Money tells us how we can save for our vacation ahead of time. Jason at Frugal Dad shares with us 9 ways we can prepare for food inflation. Money Crashers tells us 15 ways we can have a vacation at home. Reducing Debt. They are expecting their first baby.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

FEBRUARY 19, 2013

Food accounts for 15.6% is for ‘other’ expenses and this category includes things like education, gifts, vacations, personal care, tobacco and alcohol, contributions, personal insurances, pensions and miscellaneous expenses. Next comes transportation at 17.6%, but this is one area that could vary widely between households. Bottom Line.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. Peggy: Oh yes! We saved and saved and saved.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! Include anything that you’d like to add to give the reader an idea about your personality. I just moved to the more rural area to enjoy time gardening and cooking with real foods. How much debt did you pay off? What kind of debt was it?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. You are directing your money where to go–giving YOU the authority over your money. – Food: groceries, meals out, school lunches. During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133