The Frugal Girl

FEBRUARY 18, 2024

As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. We rented at first, but the rental situation in our new town was poor. Nine years later, the rent for similar homes in our neighborhood is double the cost of our mortgage!

Kids and Family 182

Kids and Family Home and Garden Money Frugal 182

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. A life goal of ours is. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. Prior to that, we thought we were golden. Stay positive.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

APRIL 10, 2014

I found out that the rent on this studio was $2,400/month. My rent in our spacious three bedroom was $500/month. When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. The same is true of any challenge.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. Also, the monthly mortgage payment was less than our rent payment. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MARCH 12, 2015

Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. When reviewing your goals, did you use the S.M.A.R.T.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we put our mind and actions to reaching a goal then we will complete it. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Savings Corner

FEBRUARY 2, 2024

For example, good credit can improve your chances of landing a job or renting an apartment. Renting an apartment. When you submit an application to rent an apartment, the landlord may look at your credit score to gauge how likely you are to pay your rent on time. Setting up utilities.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

MARCH 8, 2017

We planted, tended and harvested from a vegetable garden even when we rented a quadraplex. Pick the right mix of savings, stocks, bonds and other asset types to suit your needs, goals, and your stage of life. Discuss and agree on financial goals within your family. Prune down debt to make way for savings to build.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

OCTOBER 30, 2013

We can slash our budgets to bare bones, but the quickest way to reach our savings goal is to increase our income. Dave Ramsey is famous for telling his listeners to start delivering pizzas to claw their way out of debt. Rent Out Your Extra Space. Our problem isn’t spending, it’s income. 6 Ways to Increase Income.

Finds 113

Finds Part Time Hobby October 113

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. ” Dividend Growth Investor from Dividend Growth Investor shares how Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. They aren’t concerned about the latest deal, craze or freebie.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

MAY 26, 2016

We could take on debt to grow using other people’s money. However, taking on debt without the current ability to repay it can result in loss of down payment and years of debt interest payments. To me, money in a CD or savings account has always been for specific shorter term goals. According to US NEWS .

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Welcome to 31 Days to Organize Your Finances.

Budget 100

Budget Budgeting Finance Organic 100

Prairie Eco-Thrifter

APRIL 6, 2012

” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt. Theres a reason why the average amount of credit card debt per household is $15,956. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” “These are all important to help define the goals they would like to meet.” Would renting for another year or two improve your financial standing? Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

DECEMBER 25, 2023

And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. This could be your rent/mortgage, utilities, loan payments, anything that has a due date.

Budget 133

Budget Budgeting Financial Goals Goals 133

Family Balance Sheet

OCTOBER 20, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Categories could include, but are not limited to: rent/mortgage.

Finance 100

Finance Organic Organization Budget 100

Family Balance Sheet

OCTOBER 8, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Categories could include, but are not limited to: rent/mortgage.

Finance 113

Finance Money Organic Organization 113

The Frugal Girl

MARCH 4, 2024

When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Savings Corner

DECEMBER 27, 2023

If you were to have a portfolio of 100% bonds (as opposed to a mix of stocks and bonds), it would be substantially harder to hit your retirement or long-term goals. When you invest in a money market fund, your money buys a collection of high-quality, short-term government, bank or corporate debt. For more, see our bond explainer.)

Real Estate 52

Real Estate Bank Banking Money 52

Savings Corner

DECEMBER 27, 2023

Most cards offer a “grace period” : If you pay your balance in full on each statement — meaning you don’t roll over any debt from one month to the next — you won’t be charged interest. If you carry debt, though, you’ll be charged interest. This is a charge you pay to move debt from one card to another.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

FEBRUARY 13, 2014

Meanwhile, one of my other friends, who is halfway through nursing school and up to her eyeballs in debt IS going because she feels OBLIGATED. Let me tell you what I’ll be doing with that money instead: paying my rent, paying my bills, and spending on my current priorities. My goal is to visit in early April, around the halfway mark.

Europe 202

Europe Wedding Money Goals 202