Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. Source: Gallup.

Christmas 130

Christmas Budgeting Budget Money 130

Prairie Eco-Thrifter

JANUARY 7, 2011

We have arrived at a new year… a time when we can work to make things better going forward. Reducing Debt. Mrs. Not Made of Money shares her wisdom on how we can cure a hangover, a debt hangover that is. The Saved Quarter has 11 prizes to give away but hurry because the contest closes January 8/11.

January 113

January Personal Finance Finance Green And Frugal 113

Family Balance Sheet

MARCH 11, 2021

On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Spring is a great time to refresh your memory with what you were thinking at the beginning of the year. Do our goals still make sense now that we’re in the trenches of the new year?

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

JANUARY 14, 2011

Reducing Debt. The Digerati Life shares insight as to when you should get help in trying to pay off your debt. Frugal Dad tells us 5 ways we can live healthy in the new year. Man vs. Debt shares with us how to not suck at our resolutions this year. We have done this for ages now. Investing Wisely.

January 113

January Personal Finance Green And Frugal Finance 113

Saving In Akron

JANUARY 12, 2012

If you've been wanting to invest in Dave Ramsey's program for eliminating your debt, now's the perfect time. Start the New Year off on solid financial footing with this budget-friendly bundle from money from money guru Dave Ramsey. New Members can sign up and save 10% with code JAN10.

Education 113

Education Money Free Shipping Software 113

Family Balance Sheet

DECEMBER 29, 2020

After the year we’ve had, I think we all are! If your fresh start for the New Year includes improving your finances, you are not alone! Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Prairie Eco-Thrifter

DECEMBER 1, 2014

The New Year brings a chance to make a fresh start and improve our lives. In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. A year’s worth of financial goals staring at you on January 1st can be daunting.

Goals 209

Goals Financial Goals December Motivation 209

Finally Frugal

JANUARY 1, 2011

Little did I know when I started this blog in January of 2008 that I would learn so much and come so far in my struggle to overcome my debt and control my spending. Over the past three years I've heard from so many of you who are in the same situation, either just beginning your journey or close to the end. Welcome to 2011!

New Year's 45

New Year's Goals 2008 2011 45

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Take a look below at my tips to create a holiday budget so you can enjoy your holiday and new year! A debt free holiday is a feeling that money can’t buy!

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

MARCH 12, 2015

On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense?

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

SEPTEMBER 19, 2014

In January 2015, we will not have a feeling of dread when the credit card bills start rolling in. Instead, we’ll start the new year off right because we celebrated a debt free Christmas. 2 Ways to Prepare for a Debt Free Christmas. Not a single dime! Create a Budget.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. New year and new decade!

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Consumers are getting more wiser and January has also become a hot month for retail therapy.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220