Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. I know I have used the “I want to cancel my service” a few times and I have ended up saving a ton.

Personal Finance 219

Personal Finance Finance Debt Money 219

Motherhood Moments

JANUARY 18, 2023

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. But in a recession, you’ll want to consider padding your existing savings — especially due to recent inflation that has pushed the cost of living higher.

Recession 100

Recession Finance Emergency Fund Debt 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I work full time in IT and my wife works part time in retail. I started my blog Debt Discipline to help keep us accountable while paying off our debt.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. Try for internships to get a feel for what the work is really like.

Personal Finance 100

Personal Finance Finance Debt Money 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic.

Debt 124

Debt Debt Free DIY Personal Finance 124

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Dinner May Be Too Expensive.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Include anything that you’d like to add to give the reader an idea about your personality. Boring I know, but I’m a home body so it works for me. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Should people have to take a test to get a credit card? “A

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Family Balance Sheet

JANUARY 8, 2020

By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In addition a couple fantastic personal finance books are also up for grabs.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

JULY 18, 2013

Between my class two nights a week, studying, and having to work late I have had no down time. Last night I had to work until 8 pm and then after that had to go and meet my hubby at the grocery store to pick up our stuff for the next couple weeks. Grayson from Debt RoundUp wants to know Why is Prepaid Such a Dirty Word?

Debt 199

Debt Fridays Personal Finance Goals 199

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. Do you have a retirement plan or a healthy savings account? Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

DECEMBER 9, 2012

This month, I have teamed up with a group of amazing blogging friends to give you a chance to win one, saving you having to spend a single penny. Us personal finance bloggers like to encourage saving instead of spending remember. See Debt Run. Work Save Live. Outlier Model. Freedom Thirty Five.

Giveaway 279

Giveaway Christmas Rewards Thrifty 279

Family Balance Sheet

FEBRUARY 19, 2022

While Susan did not work outside of the home, she treated her role as the family office manager as a job and helped her family achieve financial independence over the course of her marriage. No surprise there; I write a blog about family life and finances. Manage long-term savings, such as retirement, college savings.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

DECEMBER 19, 2013

I have been traveling a lot for work lately and have not been home much in weeks. It is really nice to not have to go to work today and have a day where I can concentrate on the home life. With some dedication and determination, you can Make extra money through working from home as Dollar at Easy Extra Dollar points out.

Fridays 167

Fridays Finance Personal Finance Renovation 167

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. She writes at her personal finance website, And Then We Saved. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Tell us about you and your family.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. How much debt did you pay off? How much debt did you pay off? What kind of debt was it?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JANUARY 10, 2013

I have started a new job at work which is great but also very overwhelming as I still need to keep up doing my old job until my replacement is hired and trained. Working to build your emergency fund? Confused about how much you should save and how you should go about saving it? Hi everyone. I literally feel spun.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MARCH 26, 2021

According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account. That emergency fund saved our business, our sanity, and our marriage. We had enough to get us through one more month.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Get some ideas in Jen from Money Rebound’s post about Simple Ways to Save Money.

Debt 145

Debt Fridays Win Green And Frugal 145

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity. There are a few “whys” for me.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. Little House presents Not Enough Saved For Retirement?

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. What changed?

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. One of my personal goals in 2012 is to travel more. I want to use up all my holidays from work, as well as going on some random weekend road trips.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

JUNE 24, 2012

Here is the list of prizes as well as the winners: iPad (sponsored by Prairie Eco Thrifter and Sustainable Personal Finance ) Nicole D. $25 Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 25 Amazon Gift Card (sponsored by Work, Save, Live ) Debbie R. $25

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Prairie Eco-Thrifter

DECEMBER 30, 2013

As you might expect, especially among personal finance bloggers, financial resolutions are pretty popular. Whether it’s helping others, travel, or living debt-free, view your money as a resource that can help you live your preferred lifestyle. Educate yourself about how money works, and how to make the most of it.

Financial Goals 186

Financial Goals Goals Finance Money 186

Prairie Eco-Thrifter

JULY 30, 2012

If you can choose to develop a more positive attitude about your finances, you’ll find it easier to make a few small changes in your saving and spending. The secret to financial success is actually saving small amounts regularly, even just $5 or $10 at first, and then putting these savings to work for you.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. Her 2017 goal is to save $20,000 in cash.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

AUGUST 11, 2016

You work until you are 65 and then retire. And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. Work for the same company for 35+ years. This leaves not much left to save for retirement. Go to school. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. The more complicated your finances are, the harder it all seems. We often seem to complicate things, don’t we?

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Long-term disability insurance falls into this category; you need to be covered for 2-3 years of income to prevent losing everything you have worked hard for in the event of serious injury or illness.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222