Penny Pinchin' Mom

DECEMBER 17, 2023

And by then, saving will have become part of your regular routine, and you won’t bat an eye. Term life insurance: These insurance benefits can help with household income replacement, debt coverage, educational expenses, funeral and final expenses, and estate planning. Make it automatic and let it go into a separate account.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Savings Corner

APRIL 4, 2024

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Loans often don’t charge origination fees , which’ll save you money at closing.

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account. Six measly cents.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

FEBRUARY 21, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re tired of sky-high car insurance premiums, don’t miss Finance Fox’s post on alternative ways to save on car insurance. Paying off debt is hard to do. And it’s even harder when mishaps occur.

Fridays 165

Fridays Insurance Real Estate Debt 165

Prairie Eco-Thrifter

APRIL 6, 2012

” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. ” Managing Debt. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MARCH 24, 2013

Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. Remember to consider real numbers. He manages the bond investments and I handle the stock, real estate and other investments. Management : Micromanager Secure Chaotic. We have done both.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? ” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used.

Money 113

Money May 2012 Debt 113

Savings Corner

APRIL 4, 2024

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ”A week in the electric world gets me considering the savings to be had.”

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

OCTOBER 15, 2011

20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 27, 2023

For example, someone close to retirement with a healthy nest egg will likely have a very different investment plan than someone just starting out in their career with no savings. In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving. a home down payment or a wedding).

Real Estate 52

Real Estate Bank Banking Money 52

Savings Corner

DECEMBER 25, 2023

And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. An experienced investing team picks out the real estate, and then you can decide to invest in it and how much you’re comfortable with.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

NOVEMBER 5, 2012

You must control your debt. You have to persist in saving year over year. You must persist in living below your means to stay out of debt and save. You may be investing in real estate. Each new property adds both debt and income as well as future equity. You can’t spend more than you earn.

Making 229

Making Real Estate Garage Sale Debt 229

Prairie Eco-Thrifter

JANUARY 14, 2012

Thinking about saving money, traveling the world, investing in the market, or starting a new job? The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Just how much money did that save me? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JUNE 14, 2012

” John presents Q1 2012 Credit Card Debt Study posted at Card Hub , saying, “The first quarter of 2012 indicates consumers are paying down credit card debt. Will this trend continue throughout the year, or will consumer credit card debt follow the same path it has in previous years? Here are the answers.

Money 124

Money 2012 June Credit Cards 124