Prairie Eco-Thrifter

JUNE 28, 2011

Even though the listed examples are quite different from one another, each of them could be purchased and rented for a profit. Your property may not always be 100% rented, but it can easily be 75% rented. With a large rental house, it’s either 100% rented, or 0% rented. What is Debt Leverage?

Real Estate 180

Real Estate Rent Debt Calculators 180

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. Also, the monthly mortgage payment was less than our rent payment.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

FEBRUARY 2, 2024

For example, good credit can improve your chances of landing a job or renting an apartment. Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit.

Credit Cards 52

Credit Cards Student Credit College 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. Prior to that, we thought we were golden. Stay positive.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

OCTOBER 24, 2013

If you have the temperament to become a landlord, you can purchase the home and then rent it out, earning money each month. Buying a home can provide a safe, stable, and personal space that your family can use as a haven. It makes sense to wait to buy until your consumer debt is mostly handled.

Buy 217

Buy Buying Debt Emergency Fund 217

Prairie Eco-Thrifter

APRIL 10, 2014

I found out that the rent on this studio was $2,400/month. I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan. I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan. My rent in our spacious three bedroom was $500/month. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Next summer?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

SEPTEMBER 30, 2013

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. Should today’s high school students consider avoiding the debt and going after those jobs instead?

College 227

College Debt Education Student 227

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

JULY 8, 2013

This is at a time when I was struggling with paying my tuition, my rent, groceries, gas, and insurance, and was in a lot of credit card debt , so every penny counted back then and that $20 leaving my wallet felt like a lot more. If you don’t ask for it back, it gives others the opportunity to use you. Use little white lies.

Money 264

Money Credit Cards Credit Advantage 264

Prairie Eco-Thrifter

OCTOBER 10, 2012

I learned quickly that the costs add up and that budgeting is of utmost importance if you want to graduate without thousands of dollars worth of debt. These books can run anywhere from $100-$300 and you use them for one semester. Do you use the book other than to read passages out of it in class? Which I did want to do.

College 188

College Library Rent Saving 188

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. People there only have what they use and need and you know what…they are happy!!

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

MAY 26, 2016

But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow. We could take on debt to grow using other people’s money. Using a student loan to get educated or re-educated in a new (presumably higher paying) field could also be a sure thing.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MARCH 8, 2017

We planted, tended and harvested from a vegetable garden even when we rented a quadraplex. Use good stock. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. Prune down debt to make way for savings to build.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

MARCH 12, 2015

When reviewing your goals, did you use the S.M.A.R.T. T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. And I definitely added ‘Pay Rent’ on the list. method when you wrote them? M – measurable.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

AUGUST 6, 2012

My gym requires you to wipe down machines after each use, which is great for hygeine and horrible for the environment. It’s eco friendly, because it doesn’t use gasoline or electricity, and it’s a lot of fun! It’s completely green, as you are not using any energy to do so, and kids love it.

Green 202

Green Frugal Cycle Green And Frugal 202

Prairie Eco-Thrifter

MAY 21, 2012

My strategy for finding great outfits that I can actually afford to put in my closet is to use what I find on the site simply as a source for ideas. Related posts: How to Save Money on Gas 10 Easy Ways to Save Money How to Save Money Using a Prepaid Mastercard Save Money on Rent How to Be Green and Save Money. If so, how?

Money 188

Money DIY Saving Money Saving 188

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Rent instead of own. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. And if you rent, save money and then invest the difference. Use a 30-day list.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. I have finally listed many of the financial resources, firms, services, and products that I personally use and recommend. ” Managing Debt. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Using part of the money that is already earned is one way to not take up a second job and make higher education a viable option. But those can saddle your children with debt for 20 years or more! Use coupons, children eat free specials, and discounted restaurant gift certificates to save on meals. Eating Out. Daily Costs.

College 100

College Budgeting Budget Friends And Family Sale 100

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments. We used to spend hundreds of dollars a month going out to eat at restaurants.

Budgeting 100

Budgeting Budget Finance Organic 100

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

DECEMBER 27, 2023

you can use a student loan payoff calculator to see how fast you could get rid of your loans and how much money in interest you’d save. But there is a caveat with prepayment: Student loan servicers, which collect your bill, may use your extra payment to advance your due date — applying the extra amount to next month’s payment.

Student 52

Student Refinancing Debt Free Debt 52

Savings Corner

DECEMBER 24, 2023

Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Analyze whether it makes sense for you financially. What’s your local market like?

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Debt load – 30%. Report your rent. Don’t change!

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

NOVEMBER 13, 2023

My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. Making good use of the resources I have – not only money, but my health, physical abilities, skills, etc. How did you get interested in saving money? I love winter – trees on my favorite trail 4.

Kids and Family 188

Kids and Family Parenting Cars Car 188

Savings Corner

DECEMBER 25, 2023

For example, language teachers and stock-picking advice may use this model. You’ll need to be an expert on a specific topic, but the topic could be niche and use some special skills or abilities that very few offer but that many readers need. What if you’re unable to rent out your property?

Money 52

Money Making Real Estate Rent 52

The Frugal Girl

FEBRUARY 5, 2024

I used to read intermittently before then but got a regular blog rotation going once I quit social media 3. The weight of debt can be so heavy mentally in addition to the direct effects of it. If it was truly a windfall that was not spoken for, I’d use it to visit my family several states away or pay for the to visit us 10.

Virginia 182

Virginia Kids and Family Library Frugal 182

Prairie Eco-Thrifter

OCTOBER 5, 2014

Do you make enough money to cover your mortgage or rent, groceries, transportation, and other essential expenses, but find yourself on a treadmill of not being able to save? Think about everything you could use $1536 per year on. Buying Stuff You Don’t Need or Use. Many people are, and you’re not alone.

Budgeting 245

Budgeting Budget May Lunch 245

The Frugal Girl

NOVEMBER 20, 2023

We rented the scaffolding for $50 from Menards so I could finish this massive painting project. This spring, the gym closed down and sold off their equipment at a deep discount so now I am well stocked for any kettlebell weight I want to use. I could probably have used some scaffolding. ? Being consistent. ” Ha.

Iowa 166

Iowa Friends And Family Sale Boys Son 166

Prairie Eco-Thrifter

FEBRUARY 19, 2013

Housing, whether it is rent or a mortgage, accounts for the biggest piece of the pie at 31.8%. Using these percentages as a guideline helped me to finally draw up a personal budget that balanced. The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Prairie Eco-Thrifter

JUNE 14, 2012

All you need is a list of expenses, both fixed (rent, loan repayments) and variable (food, clothes, fuel), and a list of all sources of income. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. Debit cards allow you 24/7 access to your own money and help to reduce the use of credit cards.

Simple 221

Simple Finance Budgeting Budget 221

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. I love to read (Michael Connelly, Lee Child, Linda Castillo, Paul Doiron and C.J.

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Family Balance Sheet

OCTOBER 8, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. If you use financial software, such as Quicken or another form, you’re in luck, you can simply print a monthly recap. I have used Quicken software since the mid-90′s.

Finance 113

Finance Money Organic Organization 113