Prairie Eco-Thrifter

DECEMBER 7, 2014

In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. Credit is a tool in personal finance. Used irresponsibly, and like any tool, it can smash your fingers something fierce.

Debt 188

Debt Personal Finance Finance Credit 188

Savings Corner

DECEMBER 23, 2023

Still, when it comes to safeguarding your family, your legacy and the very future of your business, life insurance becomes an indispensable tool. Repaying any debts Entrepreneurs often shoulder substantial debts, whether a business loan, credit lines or personal obligations incurred during the start-up phase.

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Life Insurance Insurance Debt College Tuition 52

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify. Lenders won’t accept documents they can’t read.

Debt 52

Debt Credit Cards Credit Home Improvement 52

The Frugal Girl

DECEMBER 11, 2023

We bought a cheap old trampoline and enclosed the bottom with chicken wire as their run It has been a learning curve to take care of this much land, as well as the chickens and cows we’ve since added. In my free time I enjoy canning and preserving food (well, I enjoy the results of it, ha!), canned peaches = summer in a jar 2.

Money 190

Money Kids and Family Frugal Parenting 190

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

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Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

AUGUST 10, 2011

Imagine the following scenario: You’re facing massive debts. After a period of five years, you have wiped the slate clean and you’re debt-free again, ready to begin a new life. Well, it’s pretty much exactly what an IVA does and it may be available to you as well. Sounds too good to be true? IVA Basics.

Debt 170

Debt Money Debt Free Wellness 170

The Frugal Girl

NOVEMBER 27, 2023

We don’t live super frugally, but we do live well within our means and try not to be wasteful with our resources. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. I hope I can teach my kids as well as my parents taught me.

California 168

California Car Cars College 168

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. Ideally, you’ll also get a lower rate in the process.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Savings Corner

DECEMBER 25, 2023

NerdWallet’s mortgage rate tool can help you find competitive, customized VA mortgage rates. Existing debt: Ideally, your total amount of monthly debt obligations (including your mortgage and other loans) shouldn’t account for more than 41% of your monthly pre-tax income. How do I find current VA mortgage rates?

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Insurance Debt Credit 2003 52

Savings Corner

APRIL 4, 2024

It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit. You can determine your level of equity on your own, as well. Your home equity equals the current value of your home minus your current mortgage debt. Here’s how.

Calculators 52

Calculators Home Debt Fair-Trade 52

freestuff.tv

MAY 18, 2011

Well that’s a pretty dumb question but for most of us, we fail to act on our desires. Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. This will help you stay out of debt. Enjoy this site?

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Budget Budgeting Debt Debt Free 130

The Frugal Girl

MARCH 4, 2024

My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets). He says we were busy building the house and our careers and it was money well spent because it freed up our time. (We

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

The Frugal Girl

NOVEMBER 6, 2023

Special tools and equipment can be expensive. (I I have tried homemade laundry detergent and abandoned it – time consuming and it didn’t work well in my machine. Once I was out of college, without debt, I had the freedom to make choices about what I would do and where I would work. We have very hard water here.

Kids and Family 184

Kids and Family Money Home and Garden Frugal 184

Nicoles Nickels

JANUARY 29, 2012

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. It gives an instant view of your credit, including Experian credit score, refreshed monthly & for free, & debt analysis with personalized offers tailored to your credit profile.

Credit 45

Credit Debt Credit Cards Personal Finance 45

Savings Corner

DECEMBER 27, 2023

There might even be a different credit card that fits your needs more closely (see the “other options” in each category for, well, other options). Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 14, 2011

Well, I don’t know about you but this week has felt very long and tiring. My husband and I did when we got married and it works well for us. I do know others though that haven’t and they seem to be doing well too. Reducing Debt. Man vs. Debt shares with us how to not suck at our resolutions this year.

January 113

January Personal Finance Green And Frugal Finance 113

Prairie Eco-Thrifter

APRIL 6, 2012

” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. ” Managing Debt. ” Managing Debt.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MARCH 8, 2017

If you take the time to decide what to want plant and pick the right type of place in which to plant, you should plant good stock – get the best example that you can so that it has the best chance of growing well for you. One plant may do well in the sun, others in the shade. Prune down debt to make way for savings to build.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

OCTOBER 21, 2012

Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Well, it’s here, the final countdown to the big day we have all been anticipating; the Superbowl. As far as what team I am rooting for, well, that would be THE PACK! Five Cent Nicke l shares with us the top ten web-based money management tools there are out there. Reducing Debt. I say the more tools the better.

January 113

January February Debt Personal Finance 113

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. The pack comes with entertaining books, 6 audio CDs, and other fun interactive tools to get kids excited. The winner will be chosen using random.org.

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Giveaway Package Financial Goals Debt 94

Savings Corner

APRIL 4, 2024

We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate logo How we make money You have money questions.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability. .

Money 113

Money May 2012 Debt 113

For the Mommas

JULY 23, 2012

Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. But you can save even more by using them as well! What does Credit Sesame do? The greatest perk of Credit Sesame, it’s 100% Free!

Credit 61

Credit Win Credit Cards Finance 61

For the Mommas

JULY 9, 2014

This is a great learning tool for kids or the perfect bucket list for an avid traveler. It unlocks a world of possibilities—a debt free existence, a fat bank account, carefree travel, funding your children’s education. A fun adventure into the best castles all over the world. Find out what makes each castle unique. by Randolph M.

Landscaping 59

Landscaping Making Kids Debt Free 59

Prairie Eco-Thrifter

AUGUST 7, 2012

Well, this is especially true with your financial planning. Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. Your budget is your most important tool in your financial plan. You’ve probably got some more as well.

Financial Goals 213

Financial Goals Goals Making Simple 213

Saving Everyday

JULY 30, 2012

Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. But you can save even more by using them as well! What does Credit Sesame do? The greatest perk of Credit Sesame, it’s 100% Free! How to Enter?

Credit 40

Credit Win Credit Cards Finance 40

Prairie Eco-Thrifter

JULY 20, 2011

Coupons might be a great tool for your family, but you may have other well-intentioned time drains that aren’t really saving you money. But if spending three or four hours on your yard work is keeping you from bringing in some extra cash, hiring a low-cost professional is well worth it. Sacrificing Ethics.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Discussing how it is easier to eat healthy when you have food stamps but once that is gone or you have “graduated” from the program, you can no longer eat as well.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

For the Mommas

JULY 28, 2012

Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. But you can save even more by using them as well! What does Credit Sesame do? The greatest perk of Credit Sesame, it’s 100% Free!

Credit 40

Credit Win Credit Cards Finance 40

Savings Corner

FEBRUARY 2, 2024

Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit. Use your card as a tool for building good credit, not for spending money you don’t have.

Credit Cards 52

Credit Cards Student Credit College 52

Savings Corner

DECEMBER 27, 2023

When you invest in a money market fund, your money buys a collection of high-quality, short-term government, bank or corporate debt. Where to buy mutual funds: Mutual funds are available directly from the companies that manage them, as well as through discount brokerage firms. Here are step-by-step instructions on how to buy stocks.

Real Estate 52

Real Estate Bank Banking Money 52

Savings Corner

DECEMBER 25, 2023

You may have to keep your product updated or your rental property well-maintained, in order to keep the passive dollars flowing. This could work especially well if you have a contact who can help you access discounted merchandise that few other people can find. Some platforms invest in equity (stock), while others invest in debt.

Money 52

Money Making Real Estate Rent 52