Coupons Do Work

OCTOBER 3, 2016

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). Open a new, account (that qualifies) with a minimum of $50 on or before December 31st, 2016. Open a new checking account at Regions Bank , either online or at a branch.

Bank 100

Bank Banking 2016 Bank of America 100

Family Balance Sheet

JANUARY 11, 2019

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. Save $10k in a savings account, specifically earmarked for medical expenses. Too many shiny quarters and not enough focus gets absolutely nothing accomplished. 2 – DONE!! That’s it!

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Family Balance Sheet

JANUARY 31, 2020

I earned a free ham at my grocery store in December, so I baked it on New Year’s Day. Related reading: How to Save Money on Groceries. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. Yes, please!

January 130

January Frugal Green And Frugal Homemade 130

Family Balance Sheet

JANUARY 11, 2011

I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. I'll use that money through out the year for birthday gifts along with Christmas presents in December. I added up what we spent on gifts for the entire year in 2010 and reduced that by 20%.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Family Balance Sheet

OCTOBER 14, 2014

Download another budget (but save under a different name) for your other yearly gift giving. Gift giving isn’t just a December sport. If possible, set the money aside in a separate savings account earmarked specifically for gift spending. Do you save money every month for your gift spending?

Finance 100

Finance Giving Organic Organization 100

Prairie Eco-Thrifter

JANUARY 19, 2014

I am embarrassed to say that I now know a couple of commercials off by heart and can sing an unfortunate corporate jingle that I didn’t know before December 10th. I have not put a dime into my savings accounts for over a month. This has demotivated me big time. Financial Detox.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Family Balance Sheet

JUNE 4, 2015

At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. My husband and I will be 68 & 60, respectively, when our youngest daughter graduates from college, leaving us with little time free from child-rearing costs to save for retirement.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 1 – Save a starter Home Emergency Fund. 2 – Increase business emergency savings. Start Additional Savings Accounts.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 9, 2018

On the spreadsheet below, you’ll see that the December bills were quite high. As you can see we saved significantly in 2017 with Medi-Share on our monthly payment. We used those savings to pay off a home equity loan and we increased our contribution to our church to help fund special missions projects.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Coupons Do Work

JUNE 15, 2016

The Best Time to Buy Anything During the Year from January to December. What you can save on, what to expect to go on sale, each month, a list of awesome things to stock up on for the entire year ! … This is a way to plan your purchases by month for the entire year and a great way to budget and save money! The best guide

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100