Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

NOVEMBER 5, 2014

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. An emergency fund with 6-8 months’ worth of expenses it.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

AUGUST 11, 2016

It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Start Saving for your Emergency Fund TODAY! That emergency fund saved our business, our sanity, and our marriage. Start here!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Working to build your emergency fund?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JANUARY 30, 2013

As you consider your situation, and think about the possibility of emergency, it helps to be as prepared as possible. Physical Emergency Preparedness. Getting ready for an emergency on the physical level is a good first start. I have emergency supplies in the car, including blankets, food, flares, and First Aid.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. We found a really cute set for a great sale price at Big Lots…of all places–I had no idea they sold furniture. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

MAY 21, 2021

I couldn’t imagine making the monthly payments for the full term of the loans, so I concocted an idea to pay them off early and wrote our Debt Freedom Plan. Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. A leaky roof was one of the priorities to give you an idea.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

MARCH 19, 2014

Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. We will cash flow a FAMILY TRIP TO DISNEY.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 20, 2014

In the last few weeks, I’ve had three different friends come to me with a good problem to have: They have piles of money, but they have no idea what to do with that money. They didn’t really want my advice so much as to brainstorm ideas and talk about options. These conversations got me thinking, though. Invest that Money.

Money 200

Money Emergency Fund Work Advantage 200

Prairie Eco-Thrifter

NOVEMBER 17, 2018

Ultimately, if you were the person responsible for paying the bills in your home, and you didn’t have much of an emergency fund in place, there’s a chance that you’ll need to seek out the assistance of a personal loan between you and your partner until you get back on your feet. 4. Get Creative.

Hunts 138

Hunts Emergency Fund Re-use At&T 138

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. I heartily agree with that advice, but there are ways you can inch into the market along the way.

Emergency Fund 184

Emergency Fund Debt Money Father 184

Family Balance Sheet

JANUARY 3, 2012

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. We talked through some issues and opportunities for our business and our personal, family, and financial goals. Increase Family Emergency Fund to Six Months Salary. This might take us 2 years to achieve.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

NOVEMBER 8, 2012

It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

APRIL 30, 2014

We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. It’s an amount that is a bit challenging to stay at, but my family is still happy. That number seems to be our sweet spot.

Budgeting 100

Budgeting Budget Groceries Grocery 100

For the Mommas

JANUARY 19, 2016

Before you go on that shopping spree, though, consider these ideas about where you can put your money that will make a difference for you in the long run. Add to Your Emergency Fund. An emergency fund can never have too much money in it. If you have an emergency fund to add to, then add to it.

Taxes 40

Taxes Emergency Fund Debt Money 40

Prairie Eco-Thrifter

DECEMBER 6, 2012

If you are hard pressed to find ways to save money, here are some ideas to help get you started. Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. By following the above tips, you can make these events less stressful on you and your family.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

NOVEMBER 4, 2016

Over the weekend, during a family visit, I had a conversation with one of my nephews – a thirty something husband, father and CFO of a small company. He is a wanna be entrepreneur and has had several ideas but has so far not acted on any of them. He and his family currently live in a home in a suburban subdivision.

Real Estate 100

Real Estate Money Bank Banking 100

Prairie Eco-Thrifter

JULY 10, 2014

But I also have bills to pay and it’s important to buy healthy foods for my family to eat. Now that I’ve got a solid idea of what’s important to me, and how I want to proceed, I can stop spending on things and experiences that aren’t important to me, and that don’t fit with my overall view of what I want in life.

Budgeting 218

Budgeting Budget Work Making 218

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. you’d like to add to give the reader an idea about your personality. to be able to go on a family missions trip. 5 – Make time for creative family fun!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 9, 2014

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. She blogs at The Debt Myth.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

FEBRUARY 4, 2015

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. It sounded like a great idea.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. I know our families all talk pretty open about money issues so that we can help and support each other. I know our families all talk pretty open about money issues so that we can help and support each other. I totally agree.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We are a musical family and love plugging into our urban community through volunteering and mentoring local youth.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 1, 2015

I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. I will be sharing more about my family’s everyday life. There are several ways to follow me and Family Balance Sheet: Sign up for my weekly newsletter.

2015 100

2015 Money Debt Home and Garden 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Here are some homemade gift ideas you can borrow. It’s an actual need.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. There are so many different ideas out there about how to do a budget and very little guidance on how to make them work in your life. Family Money Values: Who Manages Your Money?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

NOVEMBER 12, 2011

– Could there be times when it’s a good idea to tell someone how much you make? Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” krantcents: How Will You Measure Your Life?

November 188

November 2011 Personal Finance Finance 188

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. Enjoy FREE family friendly events. Here are some DIY ideas: Make Your Own Foamy Hand Soap.

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

SEPTEMBER 29, 2016

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. I’ve been toying with the idea of getting their parent’s permission to have each of them open a savings account this year – to the same end as above. Helping the parents teach my grandchildren to save is an ongoing project of mine.

Money 124

Money Saving Money Lowes Grandchildren 124

Saving Cents With Sense

JANUARY 3, 2017

I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. Family Camping to Avalon, NJ.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Everyday

FEBRUARY 15, 2014

Five Ways to Build Your Emergency Fund FAST! 10 Cheap Camping Ideas – Tips for an Inexpensive Camping Trip by Thrifty Jinxy. 10 Tips for getting Family Travel Deals by Pays2Save. by Deals From MS Do. 5 Ways to Save Money In The Home by Living A Frugal Life. 7 Easy Ways to Save on Travel by Living A Frugal Life.

Saving Money 71

Saving Money Frugal Money Thrifty 71

Saving Cents With Sense

JANUARY 1, 2015

I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

JANUARY 1, 2015

Five Ways to Build Your Emergency Fund FAST! 10 Cheap Camping Ideas – Tips for an Inexpensive Camping Trip by Thrifty Jinxy. 10 Tips for getting Family Travel Deals by Pays2Save. by Deals From MS Do. 5 Ways to Save Money In The Home by Living A Frugal Life. 7 Easy Ways to Save on Travel by Living A Frugal Life.

Saving Money 40

Saving Money Frugal Money Thrifty 40

The Frugal Girl

JANUARY 29, 2024

I had huge medical bills for the spouse, was only working PRN, and needed new ideas on cutting corners. I was born frugal, into a super frugal family. Since summer ’09, right after I had my first kid. How did you get interested in saving money?

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

OCTOBER 20, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. It’s a good idea to refer to your family calendar to remind you of any events, holidays, or activities where you’ll need money. Personal Escrow Fund. Gift Giving Fund. building your Emergency Fund.

Finance 100

Finance Organic Organization Budgeting 100