Family Balance Sheet

FEBRUARY 22, 2011

It was a scary time for us. What got us through.our emergency fund. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. It’s hard to change and improve your finances if you have no idea where you currently stand. ” I hear you.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. This means you earn more than if you were to source for funds from a third party.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. He discusses income beneficiaries, remainder beneficiaries and provides and example of the use of a dynasty trust.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. You will learn exactly what settings, plugins, and themes he uses. Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

MARCH 19, 2014

Using Dave Ramsey’s 7 baby steps, we created our Debt Freedom Plan. Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. We estimate that this will take us 4 years.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

DECEMBER 6, 2012

It can be tempting, once you have saved a few dollars using the methods above to want to go out and spend the money elsewhere. Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. Save Those Pennies. The first place you should stop is the bank.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Over the years, my husband and I have pretty much narrowed down our spending priorities so that we only use our money on the things that are most important to us.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Prairie Eco-Thrifter

MARCH 23, 2015

What innate abilities can be put to use to help you start the path to wealth? Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Educate yourself and your family in personal finance concepts. Use every tool at your disposal to aid your persistence.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow.

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

FEBRUARY 2, 2017

The good news is that it is possible for the rest of us to be successful too. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. She and her husband also used a visual motivation chart posted on their refrigerator.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s also little things, done every day, which can help us prevent these disasters and help us come out the other side, battered and bruised but still standing. Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. One of my personal goals in 2012 is to travel more. I want to use up all my holidays from work, as well as going on some random weekend road trips.

Travel 226

Travel Debt Finance Emergency Fund 226