Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 9, 2021

He makes it really simple and you should Google it if you haven’t heard of his steps. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Make establishing an emergency fund a priority. It’s wasted money. So, have you made any of these mistakes?

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

MARCH 23, 2015

If you surround yourself with nay-sayers who don’t believe that you can change your financial circumstances, you are unlikely to do so. Make sure that is what you want. Before you start down the path to financial independence (which admittedly can be a long one), figure out if you want it badly enough.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. So we started shopping around and were shocked to find how expensive outdoor furniture has become. I accessorized with some clearance finds from Target and Sam’s and we are really happy with our new sunroom.

Frugal 100

Frugal June Flights CD 100

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. The first question is how much money do you make? Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed.

Family 196

Family Financial Goals Debt Goals 196

Savings Corner

APRIL 4, 2024

There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund.

April 52

April Lowes CD Bank 52

Family Balance Sheet

FEBRUARY 4, 2015

Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years. What are your financial goals now? By the grace of God, it took us just under 9 months to pay it off.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. I know I sometimes get bogged down with too many options and I can take forever to make a decision. If we make effort we will succeed. Sometimes a charitable contribution can make a direct impact on your life and others.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 12, 2011

To complete the trusts picture make sure you review A Matter of Trusts part 1 and 2! 20′s Finances: How I Got 4 Movie Tickets for $9 – Find out how I found the steal of a lifetime in getting four movie tickets for $9 total! Invest It Wisely: When Can You Talk about How Much Money You Make? Some freedom.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Tantrum aside, it’s still going to take years, but there is room for us to make some considerable progress in 2015. These will continue as long as I can find people don’t mind being open and transparent about their debt free story.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. we still weren’t making enough money to cover all of our monthly bills. 3 – Make time for fun!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. If you can make it from scratch rather than buying it – do it.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

A budget might not change your circumstances, especially if the problem is income, but a budget will help prioritize the funds that are available. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

FEBRUARY 3, 2016

T he other thing to find more money towards debt was simply picking up more work. Find your Why. Make your goals visual. I realized we were going to make the last payment on his student loan (our last debt), so I called my husband in to click the ‘submit’ button since it was his debt after all. Where could you go?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Everything looked great on paper. We need to increase our income.”

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MAY 27, 2015

Using your income to pay off debt sounds obvious, but it surprises me how many people don’t take a look at how much they really make and how fast they could pay off debt. My husband definitely was in charge of our debt free journey and made the initial goal to get a 15 year note and make extra payments on it from the start.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235