The Frugal Girl

JANUARY 29, 2024

Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well. There’s always been garage sales/flea markets, library, state parks, fishing.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

JANUARY 17, 2018

I want to go through our basement, closets, and garage to look for unused items that we can sell. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. Apply any Found Money to our Goals. I’ll apply that money to the debt.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 24, 2023

Homeowners should consider the size of their emergency fund, as well as whether they would prefer to pay more to transfer additional risk and limit unexpected costs. A policy with a high deductible has lower premiums, but the homeowner won’t have to pay as much in the event of a covered loss.

Homeowner Insurance 52

Homeowner Insurance Insurance December Emergency Fund 52

Prairie Eco-Thrifter

OCTOBER 20, 2014

The garage is detached but also bermed along that same back wall. There is a breezeway/porch between the house and the garage. Good thing we have that emergency fund because this won’t be cheap to fix. Last week, we noticed that the corner of the porch, by the house along the back wall was leaking when it rained.

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Prairie Eco-Thrifter

AUGUST 15, 2012

My family has a crawl space downstairs, a pantry upstairs, and a freezer in the garage. Just as you can build a solid emergency fund by starting small, it’s possible to build up your home food storage a little at a time. Be ready for emergencies, physical and financial, by having your own store of food.

Storage 229

Storage Building Home Bank 229

Family Balance Sheet

JANUARY 26, 2016

I want to go through our basement, closets, and garage to look for unused items that we can sell. Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget. Apply any Found Money to Debt.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. In September 2001, we bought a 1700 square foot home with a one-car garage and ONE full bathroom. Small home = Low Expenses.

Debt 130

Debt Health Insurance Insurance Budgeting 130