Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! I have a bunch of lovable relatives (my nuclear family) who believe we are somehow made of money. I would know. But how can you balance the two?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. Our personal finances are so interwoven with our small business finances that we view them as one. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals. She hit that goal in September 2016.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? You are one emergency short of losing track of your finances. From a personal point of view, I much prefer living debt free. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Start Saving for your Emergency Fund TODAY!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

MARCH 19, 2014

But I personally don’t want to be any body’s slave and the total debt payment we make every month is astounding. There is so much we could do with that money other than pay the lender. Our personal finances are so interwoven with our small business finances that they must be seen as one.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Finalizing your 2013 goals? Figuring out a budget and how to meet those goals? If you need more incentive, check out I Heart Money’s 5 reasons to start a budget for 2013. 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

NOVEMBER 8, 2012

It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. Spending Plan = Me In Charge of My Money. The spending plan terminology, though, makes me feel as though I am in charge of what’s happening with my money.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. My University Money: Should I Pursue a Co-op Education? There were 56 submissions this week.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

MARCH 23, 2015

Is it really money or is it something else? If you are married, make sure you talk the money talk, frequently, with your spouse. Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Money Tips' Figure out what wealth means to you.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. Value Averaging.

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. One of my personal goals in 2012 is to travel more. Here’s why: You Don’t Have The Money. Buy Assets Instead.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

JANUARY 21, 2011

Managing Money. We personally have CIBC Aeroplan cards which we find work great. Financial Highway discussed money and ignorance. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Now on with the PEP’s of the week.

January 124

January Emergency Fund Personal Finance Finance 124